

Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Check out our website below:
lighthousefinancial.co.nz
Episodes
Mentioned books

Apr 9, 2025 • 18min
What Kiwis Should Do Now: Trump Market Crash | Episode 304
Markets are tanking and Trump’s back with tariffs — but should Kiwis be panicking? In this episode, we break down what’s really causing the global market dip, how tariffs are affecting everything from inflation to business confidence, and what smart Kiwi investors should be doing right now — whether you're buying, selling, or just riding it out.What we cover:Why Trump’s new tariffs are shaking global markets The impact on Kiwi investors What a balanced investment portfolio looks like in volatile times What Kiwis should actually do right nowNext Steps: Feeling unsure about your investments in a falling market? Lighthouse Wealth helps Kiwis build resilient portfolios that align with their goals—no matter the market mood. Reach out today for expert advice and peace of mind.Want to learn more? Check out these episodes below:OCR Predictions: Orr Is Out, Tariffs Are InIs The S&P 500 Just An Illusion Of Diversification?For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Apr 6, 2025 • 14min
OCR Predictions: Orr Is Out, Tariffs Are In | Episode 303
Adrian Orr steps down and Trump’s tariffs step up—this week, global finance is in flux and Kiwis are wondering what comes next. We break down what the Reserve Bank’s next move means for borrowers, how Trump’s tariffs are shaking the global economy, and what Orr’s exit signals for the future of monetary policy in New Zealand.Next Steps: Need help navigating rate changes? Talk to the team at Lighthouse Mortgages—no guesswork, no stress, just the right loan with the right structure at the right price. Want to learn more? Check out these episodes below:How Trump is Shaping the Global Economy ft. Jarrod KerrNZ’s Economy in 2025: Is the Worst Over? For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Apr 3, 2025 • 9min
Rent, Buy, or Hold? What To Do When Relocating | Episode 302
Selling, Renting, or Holding — What’s the Smart Move? We answer a listener question about whether to rent, sell, or hold when relocating across the country. We break down the pros and cons of each option, how to handle your house sale profits, and why timing and market differences between cities like Wellington and Christchurch really matter.Next Steps: If you’re moving cities and unsure whether to sell, buy, or rent, get in touch with Lighthouse Mortgages for expert advice tailored to your situation here.Want to learn more? Check out these episodes below:Why You Should Buy A Negatively Geared Investment PropertyShould I Buy A House Or Invest In Stocks?For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Apr 1, 2025 • 14min
Midweek Short: Creating Iyia Liu's Financial Plan | Episode 301
We spotlight the best bits from our deep dive into Iyia Liu’s financial planning journey. From managing unpredictable income to navigating the challenges of self-employed lending, Iyia shares practical lessons on building wealth and working toward financial freedom.Key Topics Covered:Creating a financial plan as a self-employed business ownerManaging lumpy income and irregular cash flowChallenges of getting lending when self-employedSetting goals for financial freedomThe importance of wills and insuranceWatch the full episode hereNext Steps:Need expert guidance on building wealth and making smarter investment decisions? Lighthouse Financial Wealth provides tailored financial advice to help you secure your financial future—reach out today!Want to learn more? Check out these episodes below:Live Workshop: How To Build Your 2025 Financial PlanShould I Buy A House Or Invest In StocksFor more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions

Mar 30, 2025 • 11min
Should You Buy Property with Friends? | Episode 300
Buying a house solo can feel impossible—could teaming up be the answer? As housing affordability becomes more challenging, co-ownership is becoming a popular solution. In this episode, we explore the benefits and risks of buying with friends, share our own experiences as co-owners, and discuss the key financial and legal considerations to ensure a smooth partnership.Next Steps: Thinking about co-owning a property? Lighthouse Mortgages can help you navigate the finance, find the best lending options, and structure your purchase the right way—get in touch today!Want to learn more? Check out these episodes below:What To Do With Your KiwiSaver in 2025Should I Buy A House Or Invest In StocksFor more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions

Mar 27, 2025 • 12min
Gendered Pricing: Who is Paying More? | Episode 299
Gender-based pricing affects more than just individual purchases—it has a lasting impact on household budgets and long-term financial wellbeing. In this episode, Jess and Makayla explore the pink tax, examining how it shows up in everyday products and services, the broader economic implications, and how greater awareness and small shifts in spending habits can help mitigate its effectsNext Steps: Feeling the impact of your everyday spending? Lighthouse Financial can help you create a tailored financial plan that accounts for these hidden costs and sets you up for long-term success. Get in touch with our Wealth team today.Want to learn more? Check out these episodes below:Dupe CultureHow To Financially Get Ahead In Your 20'sThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Mar 25, 2025 • 37min
Creating Iyia Liu's Financial Plan ft. Iyia Liu | Episode 298
Iyia Liu has built and sold multiple successful businesses—now, she’s refining her personal financial plan. In this episode, we dive into her approach to managing income as an entrepreneur, her strategy for property investment, and how she’s setting herself up for long-term financial freedom. From navigating self-employed lending to building wealth beyond business, we break down the key steps in Iyia’s financial journey.Next Steps: Need expert guidance on building wealth and making smarter investment decisions? Lighthouse Financial Wealth provides tailored financial advice to help you secure your financial future—reach out today!Want to learn more? Check out these episodes below:Live Workshop: How To Build Your 2025 Financial PlanShould I Buy A House Or Invest In StocksFor more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions

Mar 23, 2025 • 16min
The Most Affordable Housing In NZ | Episode 297
Looking to buy a home but struggling with high prices? In this episode, we explore New Zealand’s most affordable housing markets, the risks and rewards of regional investment, and whether rentvesting could be your best path to homeownership. Plus, key factors driving property growth and smart mortgage strategies to get you there.Next steps:Looking to buy in one of NZ’s most affordable regions or start your rentvesting journey? Lighthouse Financial Mortgages can help you navigate your options and secure the right loan—so you can turn property goals into reality! Get in touch.Want to learn more? Check out these episodes below:Should I Buy A House Or Invest In Stocks?Why You Should Buy A Negatively Geared Investment PropertyFor more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions

Mar 20, 2025 • 12min
Nvidia Stock CRASH Incoming? Overpriced & Overhyped! | Episode 296
Nvidia has been the hottest stock in AI, but is it all hype or solid investment? In this episode, we break down its 200% year-on-year revenue growth, the dominance of its AI chips, the risk of overvaluation, rising competition from China, and what history tells us about tech bubbles—so you can decide if it's a smart buy or just another hype train.Next Steps: Wondering how to navigate market hype and make smarter investment decisions? The Lighthouse Financial team can help you build a long-term wealth strategy—get in touch today!Want to learn more? Check out these episodes below:What Is An ETF Intensification vs. DiversificationFor more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions

Mar 18, 2025 • 11min
Intensification vs. Diversification | Episode 295
Should you go all-in or hedge your bets? In this episode, we explore the key differences between intensification and diversification, breaking down how each approach impacts investing in shares, property, and business. We unpack the risks of betting on high-growth stocks, the safety of diversifying across asset classes, and why top investors favour one strategy over the other.Next Steps:Need expert guidance on building wealth and making smarter investment decisions? Lighthouse Financial Wealth provides tailored financial advice to help you secure your financial future—reach out today!Want to learn more? Check out these episodes below:Is The S&P500 Just An Illusion Of Diversification?How Trump Is Shaping The Global EconomyFor more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions