

Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Check out our website below:
lighthousefinancial.co.nz
Episodes
Mentioned books

Feb 15, 2022 • 12min
EP.54 Why are the markets dropping? What do you do with your investments?
Join James and Mike in this week's episode of Cheques & Balances as they discuss the reasons behind why the markets are dropping. Do you buy or sell your shares? If you're a first home buyer which KiwiSaver fund should you be in? Your questions are answered here with the team from Lighthouse.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Jan 29, 2022 • 11min
EP.53 What are the things to consider before buying into a company? | Cheques and Balances Podcast
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. In this weeks episode, they discuss the important things to consider before buying into a company, the pros and cons and the different ways of buying into a business. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Jan 18, 2022 • 9min
EP. 52 What to do if you're priced out of the property market? Alternative options for investing
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. In this week's episode, the team discuss, What to do if you're priced out of the property market and alternative options for investing. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Jan 12, 2022 • 15min
EP. 51 What are the Resource Management Act (RMA) Changes? How will the RMA changes impact property prices?
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. In this weeks episode, they discuss the recent changes to the Resource Management (RMA), what will be the flow-on impact to property prices, what areas of New Zealand will be impacted and can you expect a large development next door at your place??The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Dec 29, 2021 • 15min
Common GST Questions Accountants are asked about Property | Do you pay GST on Air BnB income?
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. This week they discuss when you need to pay GST on a property, AirBnB and GST, common mistakes clients make on property transactions, GST on new builds, GST on lifestyle blocks, affordable housing for Kiwis, subdividing properties and much more. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Dec 20, 2021 • 16min
EP. 49 Should you have a financial plan? The benefits of implementing a financial plan for your future
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. This week they discuss, should you have a financial plan and the benefits of implementing a financial plan for your future.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Dec 15, 2021 • 13min
EP.48 The deposit needed for your first home | Low deposit lending for new builds
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. This week they discuss the deposit needed for your first home and low deposit lending for new builds. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Dec 7, 2021 • 24min
EP.47 The top five mistakes people make moving into retirement | Easy steps to maximise your situation
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by the Head of Sales and Marketing of Mint Asset Management, David Boyle as they discuss, the top five mistakes people make moving into retirement and easy steps to maximise your situation.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Dec 1, 2021 • 17min
EP.46 Are you in good shape for retirement? Important tips for preparing your retirement
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by the Head of Sales and Marketing of Mint Asset Management, David Boyle as they discuss, are you in good shape for retirement and important tips for preparing your retirement.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Nov 26, 2021 • 29min
EP.45 What is the future of KiwiSaver? | Why is KiwiSaver so important for retirement?
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by the Head of Sales and Marketing of Mint Asset Management, David Boyle as they discuss, what is the future of KiwiSaver and Why is KiwiSaver so important for retirement. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.