Cheques and Balances

Global supply chains have been affected due to Covid and the war between Ukraine and Russia. People are demanding more and the supply isn't able to keep up which is pushing up prices. The cost of goods is going up and then there is inflation. To fix or not to fix? That is the question. Many people are concerned about what they should do with their mortgages. If interest rates go above 5%, this could impact the serviceability for around 20% of people. We strongly recommend you speak to your bank or your mortgage broker so you can get professional advice on your situation. Everyone is different so beware of opinions in clickbait articles. Hosted on Acast. See acast.com/privacy for more information. The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Join James and Mike in this week's episode of Cheques & Balances as they discuss crypto. They are joined by James Cochrane a crypto law expert and Partner at Stace Hammond. There are over 13,000 different crypto coins so how do you know which one to take a punt on? What are stable coins? Find out how James does his due diligence and the concept of "too big to fail". Keep up with the play and find out more with our latest episode.Disclaimer: This podcast is not intended as legal advice and it should not be considered or relied on by any audience as such. Like most aspects of law, each crypto legal issue must be considered by reference to its own facts. James Cochrane and Stace Hammond do not profess to be experts in any other field discussed e.g. economics, financial advice, accounting. The podcast should not be treated as professional advice of any kind (e.g. legal, accounting, tax, or financial advice). It is for educational purposes only. Please note that the material mentioned is for illustrative purposes only. Its inclusion is intended to make the podcast accessible for all viewers / listeners. We also reserve the right to correct any errors in the podcast that we discover. The views are James Cochrane’s own and do not necessarily reflect the views of the Stace Hammond partnership collectively. Hosted on Acast. See acast.com/privacy for more information.

Join James and Mike in this week's episode of Cheques & Balances as they discuss crypto. They are joined by James Cochrane a crypto law expert and Partner at Stace Hammond. Which coins will be the winners and losers? Nations are adopting it and Ukraine legalised it. In El Salvador there is no tax on crypto and NZ hasn't established laws for it just yet. Tonga is looking at it currently as legal tender. Keep up with the play and find out more with our latest episode.Disclaimer: This podcast is not intended as legal advice and it should not be considered or relied on by any audience as such. Like most aspects of law, each crypto legal issue must be considered by reference to its own facts. James Cochrane and Stace Hammond do not profess to be experts in any other field discussed e.g. economics, financial advice, accounting. The podcast should not be treated as professional advice of any kind (e.g. legal, accounting, tax, or financial advice). It is for educational purposes only. Please note that the material mentioned is for illustrative purposes only. Its inclusion is intended to make the podcast accessible for all viewers / listeners. We also reserve the right to correct any errors in the podcast that we discover. The views are James Cochrane’s own and do not necessarily reflect the views of the Stace Hammond partnership collectively. Hosted on Acast. See acast.com/privacy for more information.

Join James and Mike in this week's episode of Cheques & Balances as they discuss crypto. They are joined by James Cochrane a crypto law expert and Partner at Stace Hammond. This is the second episode of four which breaks down crypto language, where it started, Ethereum, Metcalfe's law, and bitcoin mining to name a few. Find out more with our latest episode.Disclaimer: This podcast is not intended as legal advice and it should not be considered or relied on by any audience as such. Like most aspects of law, each crypto legal issue must be considered by reference to its own facts. James Cochrane and Stace Hammond do not profess to be experts in any other field discussed e.g. economics, financial advice, accounting. The podcast should not be treated as professional advice of any kind (e.g. legal, accounting, tax, or financial advice). It is for educational purposes only. Please note that the material mentioned is for illustrative purposes only. Its inclusion is intended to make the podcast accessible for all viewers / listeners. We also reserve the right to correct any errors in the podcast that we discover. The views are James Cochrane’s own and do not necessarily reflect the views of the Stace Hammond partnership collectively. Hosted on Acast. See acast.com/privacy for more information.

Join James and Mike in this week's episode of Cheques & Balances as they discuss crypto. They are joined by James Cochrane a crypto law expert and Partner at Stace Hammond. This is the first episode of four which breaks down crypto language, where it started, how blockchain works, the different types of wallets or coins, and the risk. Find out more with our latest episode.Disclaimer: This podcast is not intended as legal advice and it should not be considered or relied on by any audience as such. Like most aspects of law, each crypto legal issue must be considered by reference to its own facts. James Cochrane and Stace Hammond do not profess to be experts in any other field discussed e.g. economics, financial advice, accounting. The podcast should not be treated as professional advice of any kind (e.g. legal, accounting, tax, or financial advice). It is for educational purposes only. Please note that the material mentioned is for illustrative purposes only. Its inclusion is intended to make the podcast accessible for all viewers / listeners. We also reserve the right to correct any errors in the podcast that we discover. The views are James Cochrane’s own and do not necessarily reflect the views of the Stace Hammond partnership collectively. Hosted on Acast. See acast.com/privacy for more information.

Join James and Mike in this week's episode of Cheques & Balances as they discuss The Secret Problem. They are joined by Ben Brinkerhoff who is Head of Advice at Consilium, a business specialising in investment solutions. Have you ever thought about flying business class and couldn't bring yourself to pay for it? You thought it was wasteful or had some other reason you couldn't part with the money. There is a problem many people face and it's not usually spoken of, it's not running out of money by the way. Find out more with our latest episode. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Join James and Mike in this week's episode of Cheques & Balances as they discuss the science of regret. They are joined by Ben Brinkerhoff who is Head of Advice at Consilium, a business specialising in investment solutions. There are things you should've done and there are things you could've done. Many of us go through life wondering what if? Find out which regret is the most common amongst people and how you can give your money purpose so that you hopefully live your best life.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Join James and Mike in this week's episode of Cheques & Balances as they discuss goal based planning. They are joined by Ben Brinkerhoff who is Head of Advice at Consilium, a business specialising in investment solutions. Did you know that your spending decreases by 1% each year between your late 40's to mid 80's? If you want to make sure you are spending your wealth when you're healthy and still have funds in your later years in life, this episode is for you.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Join James and Mike in this week's episode of Cheques & Balances as they discuss why you can't put a number on happiness. They are joined by Ben Brinkerhoff who is Head of Advice at Consilium, a business specialising in investment solutions. Do you know what the magic number is that would allow you to stop working? If you needed freedom from work, what would it give you the freedom to do? Listen to how people reach that goal and then realise, they're still unhappy.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

Join James and Mike in this week's episode of Cheques & Balances as they discuss the reasons behind why it's so hard to get a mortgage. What is the CCCFA? The changes being made to this act have ultimately stopped many first home buyers from getting on the property ladder and many others from securing finance. But is it the be-all and end-all? Having a mortgage adviser on your side can help your chances as they are able to present your information to the bank in a way that you can't. Want to know how? Listen to this episode.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions.See acast.com/privacy for privacy and opt-out information. Hosted on Acast. See acast.com/privacy for more information.