

THE TRUTH ABOUT YOUR FUTURE with Ric Edelman
Ric Edelman
Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 11 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports. Every weekday, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and health & wellness. Using his trademark humor and unique delivery, Ric makes complex topics easy to understand – as only he can! Ric was ranked three times as the nation’s #1 Independent Financial Advisor by Barron’s, and he’s in both Research Magazine’s and Barron’s Financial Advisor Halls of Fame. He’s also recipient of IARFC’s Lifetime Achievement Award. Investment Advisor, RIABiz and InvestmentNews all named him one of the most influential people in the investment management profession – and he’s been named seven times by TALKERS as one of the HEAVY HUNDRED – the 100 most important radio talk show hosts in the country! Tune in to Ric’s show every weekday for the knowledge you need to achieve financial success! For more information, visit www.thetayf.com
Episodes
Mentioned books

Aug 19, 2024 • 13min
8/19/24: Guess Who’s Living With This 95 Year-Old Woman?
The profound demographic shifts affecting society: the rising trend of younger generations opting out of parenthood and the financial implications. Plus, the importance of planning for long-term care and insurance costs.#Demographics #Longevity #Parenthood #RetirementPlanning #FinancialSecurity #EggFreezing #LongTermCare #GenerationalShifts #SocialPolicy-----Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: Webinar: Bitcoin, Ethereum – or Both? How to Make an Informed Crypto Allocation Decision: https://dacfp.com/webinar-bitcoin-ethereum-or-both-how-to-make-an-informed-crypto-allocation-decision/----- Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman-----Brought to you by:Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

Aug 16, 2024 • 46min
8/16/24: The Huge Difference Between Inflation and the Inflation Rate
Discover the truth behind the 2.9% inflation rate and why it won't ease high prices. Hear about the surge in AI scams impacting consumers today. Get actionable strategies for navigating college financing amidst rising costs and debt. Learn the ins and outs of 529 plans, especially for grandparents looking to contribute. Plus, explore the benefits of overfunding for better financial planning and insights into investing in Bitcoin and cryptocurrency.

Aug 15, 2024 • 14min
8/15/24: The Real Estate Reckoning: Is a Replay of 2008 Coming?
Exploring the risks lurking in commercial real estate, from inflated bond ratings to rising foreclosures, and what this means for your investment strategy.#CommercialRealEstate #CRE #BondMarket #FinancialRisks #InvestmentStrategy #CreditRatings #Foreclosures #EconomicOutlook #InvestmentTips #FinancePodcast----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Yesterday's Show on Co-signing Mortgages: https://www.thetayf.com/blogs/this-weeks-stories/parents-co-signing-mortgages-has-election-implications----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Aug 14, 2024 • 16min
8/14/24: Parents Co-Signing Mortgages Has Election Implications
The rising trend of parents co-signing mortgages has surprising election implications, reflecting the struggles of today’s homebuyers. Plus, get ready for a fun break with a new film by Ric’s brother that’s sure to bring some smiles.#RealEstate #HomeBuying #MortgageTips #Election2024 #FinancialPlanning #ParentalSupport #RetirementPlanning #DocumentaryFilm #MusicLovers #AmericanDream----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ The Canote Twins film by Larry Edelman: https://thecanotetwins.com/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Aug 13, 2024 • 23min
8/13/24: The Insurance Industry’s Latest Battle Against Consumer Protection
The insurance industry is pushing back hard against consumer protection, and your retirement could be at stake. Learn why their fight against the fiduciary rule matters to your financial future.#RetirementPlanning #ConsumerProtection #FiduciaryRule #InsuranceIndustry #FinancialSecurity #WealthManagement #RetirementRisk #PersonalFinance #InvestmentAdvice #FinancialWellness----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Aug 12, 2024 • 32min
8/12/24: Beware Those Who Continue to Bash Crypto
On today's show: We need to acknowledge the inaccuracies that are being made by some when it comes to crypto. And we need to let people know that it's safe to get in the water. Maybe crypto is risky and dangerous and illicit 10 or 12 years ago. That was then; this is now. You have to ask yourself, who am I going to pay attention to? What position am I going to take on this? And how am I going to best prepare for myself and my clients’ financial futures?----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Aug 8, 2024 • 12min
8/8/24: Freezing Brains: New Research Breakthrough
Scientists can now freeze brain tissue and study it after thawing—what could this mean for neurological research? Plus, find out why reverse mortgages aren't the solution for Boomers running out of money.#BrainResearch #Neurology #ScienceBreakthrough #BrainFreezing #ReverseMortgage #Boomers #RetirementPlanning #FinancialAdvice #AgingCrisis #RetirementSolutions----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Boomers are Peaking (5/24/24 Episode): https://www.thetayf.com/blogs/this-weeks-stories/boomers-are-peaking ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Aug 7, 2024 • 8min
8/7/24: Al Michaels Recaps the Olympics – But Is It Really Him?
Al Michaels recaps the Olympics, but it might not be what you think. Plus, learn why a Police Chief decided to get certified in digital assets.#Olympics #AlMichaels #AI #DigitalAssets #CryptoCertification #Blockchain #FinancialEducation #TechTrends #Innovation #PoliceChief----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ Certified in Blockchain and Digital Assets - Investor, Consumer, Student Track: https://dacfp.com/certification/investor-consumer-student/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Aug 6, 2024 • 15min
8/6/24: Ric’s Take on Yesterday’s Market Decline – and a Fortress Option for You
Ric Edelman on the recent market drop and why you shouldn't panic. Plus, find out if hiring a financial advisor is right for you.#MarketCrash #Investing #FinancialAdvisor #RetirementPlanning #StockMarket #Crypto #Recession #InvestmentStrategy #Economy #PersonalFinance----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Aug 5, 2024 • 17min
8/5/24: Crypto Market Crash: Is This a Buying Opportunity?
Crypto markets have crashed, but is this the perfect time to buy? Discover why now might be the best opportunity to invest in bitcoin and Ethereum. Plus, find out what I'm doing with my Grayscale Ethereum ETF investments.#CryptoCrash #Bitcoin #Ethereum #Investing #Grayscale #CryptoOpportunity #ETFs #FinancialAdvice #MarketTrends #CryptoInvestment----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Spot Ethereum ETFs Toolkit: https://dacfp.com/ethtoolkit/ The New Ethereum ETFs: Answers to the Big Questions (7/24 Webinar = free replay): https://dacfp.com/webinar-the-new-ethereum-etfs-answers-to-the-big-questions/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----


