

THE TRUTH ABOUT YOUR FUTURE with Ric Edelman
Ric Edelman
Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 11 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports. Every weekday, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and health & wellness. Using his trademark humor and unique delivery, Ric makes complex topics easy to understand – as only he can! Ric was ranked three times as the nation’s #1 Independent Financial Advisor by Barron’s, and he’s in both Research Magazine’s and Barron’s Financial Advisor Halls of Fame. He’s also recipient of IARFC’s Lifetime Achievement Award. Investment Advisor, RIABiz and InvestmentNews all named him one of the most influential people in the investment management profession – and he’s been named seven times by TALKERS as one of the HEAVY HUNDRED – the 100 most important radio talk show hosts in the country! Tune in to Ric’s show every weekday for the knowledge you need to achieve financial success! For more information, visit www.thetayf.com
Episodes
Mentioned books

Aug 2, 2024 • 38min
8/2/24: The Link Between Dementia and Financial Mistakes
Shocking new data reveals how financial mistakes could indicate dementia. Plus, estate planning trends with Chris Morgan of The Sanibel Captiva Trust Company – and why ETF closures aren't a big deal. #DementiaAwareness #FinancialHealth #EstatePlanning #CognitiveDecline #FinancialSafety #ETFInvesting #RetirementPlanning #WealthManagement #FinancialLiteracy #ElderCare ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Become Certified in Blockchain and Digital Assets (use discount code ETH25 to save 25%): https://dacfp.com/certification/ Wealth Management Convergence (March 2024): https://www.thetayf.com/pages/convergence The Financial Consequences of Undiagnosed Memory Disorders (Federal Reserve Bank of New York and Georgetown University study): https://www.newyorkfed.org/research/staff_reports/sr1106.html The Sanibel Captiva Island Trust Company: https://www.sancaptrustco.com/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Aug 1, 2024 • 11min
8/1/24: The Toll of Caregiving: Surprising New Data
Shocking new caregiving stats reveal the hidden costs and challenges caregivers face. Plus, why deciding when to start Social Security isn't as simple as you think.#Caregiving #FinancialPlanning #EstatePlanning #SocialSecurity #RetirementPlanning #Caregivers #FamilyFinance #Dementia #ElderCare #PersonalFinance----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Wealth Management Convergence (March 2024): https://www.thetayf.com/pages/convergence Working while caregiving: It's complicated (AARP and S&P Global article): https://www.spglobal.com/en/research-insights/special-reports/working-while-caregiving National Alliance for Caregiving: https://www.caregiving.org/news/ Economic Well-Being of U.S. Households (Federal Reserve study): https://www.federalreserve.gov/publications/2022-economic-well-being-of-us-households-in-2021-dealing-with-unexpected-expenses.htm ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Jul 31, 2024 • 15min
7/31/24: Is Your Family Like the Brady Bunch?
Blended families bring unique challenges to estate planning. Learn how to navigate these complexities to secure everyone's future.#EstatePlanning #BlendedFamilies #BradyBunch #FinancialPlanning #FamilyWealth #Inheritance #TrustsAndWills #RetirementPlanning #FamilyLaw #PrenupsAndPostnups----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Jul 30, 2024 • 11min
7/30/24: Medically Assisted Suicide: A Humane Choice or Ethical Dilemma?
Medically assisted suicide: humane choice or ethical dilemma? We'll explore the latest laws and stats shaping this debate. Plus, understanding the real demand for bitcoin and why fears about liquidity are misplaced.#EndOfLifeChoices #MedicallyAssistedSuicide #EthicalDebate #BitcoinDemand #CryptoInvestment #EstatePlanning #HealthcareChoices #FinancialAdvice #CryptoMyths #InvestmentStrategy----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Jul 29, 2024 • 18min
7/29/24: The Birth Dearth: What No One's Talking About
2064 will be the first year in centuries when more people die than are born. Discover the serious economic consequences of this birth dearth.#BirthRateDecline #EconomicImpact #PopulationAging #GlobalDemographics #FuturePlanning #PopulationCrisis #EconomicTrends #WealthTransfer #SocialSecurity #FinancialStability----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Bitcoin, Ethereum – or Both? How to Make an Informed Crypto Allocation Decision (FREE Webinar on 9/10 – Register Now!): https://dacfp.com/webinar-bitcoin-ethereum-or-both-how-to-make-an-informed-crypto-allocation-decision/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Jul 26, 2024 • 57min
7/26/24: Why ESG Investing Isn't Worth the Hype
Discover the latest in crypto investments from industry leaders at BlackRock, Coin Metrics, and L1. Plus, learn the harsh truths about ESG investing and why redirecting foreign aid won't solve the Social Security crisis.#CryptoInvesting #BitcoinETFs #BlackRock #CoinMetrics #L1 #ESGInvesting #SocialSecurity #ForeignAid #InvestmentStrategies #FinancialAdvice----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ Wealth Management Convergence (March 2024): https://www.thetayf.com/pages/convergence BlackRock: https://www.blackrock.com/us/individual CoinMetrics: https://coinmetrics.io/ L1: https://l1.co/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Jul 25, 2024 • 8min
7/25/24: When to Take Away Mom or Dad's Car Keys
Knowing when to take away your aging parent's car keys is crucial for their safety and yours. Plus, learn how Social Security funding really works and why it counts as a government expense.#CarKeyConversation #ElderlySafety #AgingParents #SocialSecurity #RetirementPlanning #GovernmentSpending #FamilyCare #SeniorSafety #FinancialEducation #RetirementFunds----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Wealth Management Convergence (March 2024): https://www.thetayf.com/pages/convergence ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Jul 24, 2024 • 13min
7/24/24: Forget Self-Driving Cars, Think Self-Flying Aircraft
Self-flying aircraft are already here! Learn how China is leading the way with this incredible innovation. Plus, the harsh reality of Boomers outliving their savings.#SelfFlyingAircraft #DroneInnovation #BoomerCrisis #RetirementSavings #TechAdvancements #ChinaTech #FinancialPlanning #FutureTech #RetirementPlanning #BoomerGeneration----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: The New Ethereum ETFs: Answers to the Big Questions (7/24 Bitwise Webinar – Register Now!): https://dacfp.com/webinar-the-new-ethereum-etfs-answers-to-the-big-questions/ Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ Boomers are Peaking (5/14/24 Episode): https://www.thetayf.com/blogs/this-weeks-stories/boomers-are-peaking ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Jul 23, 2024 • 9min
7/23/24: New Tech: Gloves for Messy Eaters, Charging Benches and More
Gloves for messy eaters and phone-charging benches are here! Discover more cool new tech on today's show. Plus, how to get started with bitcoin - investing basics.#CoolInventions #TechInnovation #BitcoinInvesting #InvestmentTips #MessyEaterGloves #ChargingBenches #CryptoBasics #FutureTech #InvestmentAdvice #BitcoinForBeginners----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: The New Ethereum ETFs: Answers to the Big Questions (7/24 Bitwise Webinar – Register Now!): https://dacfp.com/webinar-the-new-ethereum-etfs-answers-to-the-big-questions/ Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ The Truth About Crypto: https://www.amazon.com/Truth-About-Crypto-Easy-Understand/dp/1668002329----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Jul 22, 2024 • 12min
7/22/24: Why Biden's Decision Matters to You a Lot More Than You Realize
Biden’s decision not to run for re-election showcases an important lesson for everyone. Plus, find out about an incredible new workplace benefit for pregnant employees. #BidenDecision #PoliticalImpact #NewWorkplaceBenefit #ParentingSupport #EmployeeBenefits #OvernightChildcare #RobotNannies #FutureOfWork #ParentalSupport #InnovationInWorkplace----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: The New Ethereum ETFs: Answers to the Big Questions (7/24 Bitwise Webinar – Register Now!): https://dacfp.com/webinar-the-new-ethereum-etfs-answers-to-the-big-questions/ Larry Fink Brings Needed Attention to the Retirement Crisis (5/9/24 Episode): https://www.thetayf.com/blogs/this-weeks-stories/larry-fink-brings-needed-attention-to-the-retirement-crisis ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----


