Fintech Insider Podcast by 11:FS

In this episode Jason and Simon catch up with ABN AMRO’s Freek de Steenwinkel & Roland Booijen, and Ali Niknam, CEO of Dutch challenger bank, Bunq to discuss traditional banking vs challenger banks and fintech in the Netherlands. Are fintechs competing with incumbents or assisting incumbents? They find out how our guests feel about hackathons, hiring developer talent, APIs and the up-coming PSD2 directive. They also discuss regulations, compliance and new product development, in particular ABN AMRO’s Tikkie – an easy-to-use payment management tool, allowing peer to peer transfers via WhatsApp. Freek, Roland and Ali also give their predictions on the future of the Dutch fintech market as a whole, and its impact on existing banks and financial products. Guests Freek de Steenwinkel – Lead Product owner Tikkie (ABN AMRO) Roland Booijen –  Director of Digital Strategy & Innovation – ABN AMRO Ali Niknam – CEO of Bunq Enjoying FinTech Insider? Tell a friend about us and please leave us a review on iTunes. The post Ep 262. State of Fintech: Amsterdam appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode David interviews Paul Lipman, CEO of Bullguard, the consumer cyber security experts. Following very topical compromises of ransomware around the world, Paul explains how Bullguard are always fighting a constant battle with the “bad guys” to stay ahead of cyber threats to protect their customers across all their devices. We learn how institutions are still too reliant on old software, exposing their vulnerability and that “patching up” fixes are not enough. Paul reminds us that any software can be hacked and that cyber security education across all businesses and industries is paramount as often it’s us humans that let the side down, no matter how secure the internal systems are! Paul also discusses his new product, Dojo by Bullguard, a smart home security solution that is designed to protect all your smart devices in the home from being compromised and inadvertently sharing your data to unwanted third parties; and the Dojo Pebble, a notification device that updates you on the data security of your home and lets you know in real time if any threats are found. Want to know more? Read all about Bullguard and the Dojo product on their website or follow Paul on Twitter. Enjoying FinTech Insider? Tell a friend about us and please leave us a review on iTunes.   The post Ep 261. Interview – Paul Lipman, CEO of Bullguard appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode In the third of our three part Blockchain Special, Simon and Colin are joined by some very special guests to discuss EEA, ZCash and the potential similarities between blockchain and the rise of cryptocurrencies and the dot-com bubble in the 90s, and asks the question: “Why should we be paying attention?”. They also debate the anonymity of blockchain and user privacy; and centralisation vs decentralisation in blockchain APIs – do we still need the middle man? In the second half they discuss highly topical news stories such as the EU’s pledge to invest in blockchain research and Theresa May’s proposal for greater internet security and access to public data – is she asking for the impossible?  Like what you heard? Look out for Blockchain Insider – a dedicated podcast to all things blockchain, coming soon! Guests Jack Gavigan – COO at Z-Cash (The Zerocoin Electric Coin Company) Alex Batlin – Co-Founder at Enterprise Ethereum Alliance and Global Head of Emerging Business & Technology and Global Blockchain Lead at BNY Mellon Enjoying FinTech Insider? Tell a friend about us and please leave us a review on iTunes.   The post Ep. 260 – Blockchain Special Part 3: EEA and ZCash – Open Blockchains for Enterprise? appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Aden and Simon are joined by regulars Kadhim and Liz for the news. This week we find out if it’s really necessary to use VR in banking; and, as ATMs are dying and costing banks to run, we discuss the pros and cons of hard cash versus digital transactions – and the various reasons why people are still keen on cash. We also myth-bust the theory that consumers are less trusting of robots or AI for banking and money movements than they would be for major surgery; and if it’s true Google can track what you’re buying online and offline via your credit card purchases – and how do we feel about this? Finally, the team debate the importance of big banks and banking regulators beginning to pay attention to fintech, and why Chicago should be a fintech hub, but isn’t. Guests Elizabeth Lumley FinTech commentator & Author of girl-disrupted.com Kadhim Shubber, Reporter at Financial Times News this week Finextra –  BNP Paribas jumps into virtual reality – Link Finextra – Bank of America preps data sharing service – Link Finextra – Dutch banks bid to manage falling cash use through joint ATM network – Link HSBC partners with AI startup to combat money laundering – Link Bloomberg – HSBC Discovers Consumers Trust Robots for Surgery Over Savings – Link MIT Techreview – Google Now Tracks Your Credit Card Purchases and Connects Them to Its Online Profile of You – Link President of the ECB talks Fintech  – Link Sydney Morning Herald –  China’s P2P lending market 24x bigger than the US fintech lending market  – Link Coindesk – India’s ‘BankChain’ Consortium Launches Blockchain KYC System – Link Chicago should be a fintech hub but why isn’t it? – Link The post Ep259 – News: Dirty Money appeared first on 11:FS.Special Guests: Kadhim Shubber and Liz Lumley. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode We welcome back Valentin Stalf, CEO of N26 back to the show. Simon spends some time to catch up with Valentin on N26’s growth and how they’ve forged ahead expanding to new countries. Valentin talks about what is needed to be done to enter the UK market. We cover N26’s growing pains related to cyber security, Valentin’s approach to countering it and using bug bounty programs to create a sustained defence. We talk to advantages of digital on boarding and what the future looks like for N26 and open API’s. We then find out what it’s like to be a young CEO and how to stay productive while having the world on your shoulders. You can follow Valentin on Twitter here and learn more about N26 on their website. Enjoying FinTech Insider? Tell a friend about us and please leave us a review on iTunes.   The post Ep258 – Interview: Valentin Stalf, Co-Founder & CEO at N26 appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode   Part 2 of our Blockchain Special, Simon and Colin with a roster of fascinating guests focus on the recent Consensus conference. We cover what the conference is, who should be attending and where it means to the industry. We give you a crash course on the difference between cryptocurrencies and DLT, what the main impacts ledger technology will have on banks and what is causing the major spikes in crypto currency prices right now. Stay tuned in for our final part next week. Guests Ghela Boskovich Ajit Tripathi, Director, Fintech and Digital Banking at PwC Jeremy Millar, Chief Of Staff at ConsenSys Enjoying FinTech Insider? Tell a friend about us and please leave us a review on iTunes. The post Ep257 – Blockchain Special Part 2: Consensus Recap appeared first on 11:FS.Special Guest: Ghela Boskovich. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode David, Jason and Simon jump into the news accompanied by Richard Davies. This week borderless bank accounts, can your voice be secure and we make Simon talk Apple pay. We also have interviews from Transferwise, Seedrs and Pensionbee to cover their big announcements this week. Guests Richard Davies Global Head of Propositions at HSBC Joe Cross General Manager at Transferwise Jeff Lynn CEO at Seedrs Romina Savova CEO at Pensionbee News this week Techcrunch – TransferWise launches ‘Borderless’ account for businesses, sole traders and freelancers – Link BBC fools HSBC voice recognition security system – Link Apple Pay now supports higher value transactions at most UK contactless tills – Link American Banker – If banks wait for APIs to be mandated, it will be too late – Link British firm Seedrs plans a secondary market for crowd-funded shares – Link afr.com – How Pocketbook went from a Sydney spreadsheet to a fintech with 300,000 users – Link PensionsBee partners with Revolut Crypto craziness! A story on it all going off! Reuters – BofA, HSBC, Intel, others invest $107 mln in blockchain startup R3 – Link The post Ep256 – News: We’re Breaking Free appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

For this very special edition of Fintech Insider Interviews, Simon had the chance to talk to Christopher Giancarlo, Acting Chairman of the CFTC. Christopher walks us through what the CFTC is and how they differ from the SEC. He talks about how the CTFC are trying to foster new innovation through their LabCFTC initiative. LabCFTC is an effort to become an early adopter regulator looking into applications of machine learning, AI, DLT and Blockchain technologies being applied to regulatory challenges. Christopher speaks to Simon about the value of new technology and what an updated regulatory environment could look like going forward. Want more of Christopher? You can follow him on Twitter here. You can find out more about the CFTC on their website. Enjoying FinTech Insider? Tell a friend about us and please leave us a review on iTunes. The post Ep255 – Interview: Christopher Giancarlo, Acting Chairman CFTC appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode As crypto currency interest and prices reach an all time high Simon and Colin bring you the first of a three part special on Blockchain. We delve into the hurricane of news that surfaced this week talking all time high prices, Bitcoin’s effect on national security and the CFTC’s foray into the blockchain. In our second half tokens and ICO’s are on the table as we explain what exactly an ICO is, what tokens are, what industries are reacting and why you should be paying attention. Keep an eye out for part 2 next week!   Guests Kadhim Shubber, Reporter at Financial Times Euros Evans Enjoying FinTech Insider? Tell a friend about us and please leave us a review on iTunes. The post Ep254 – Blockchain Special Part 1: Tokens appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Jason, Simon and Andra are joined by Myke and Liz for the news. We find out if bitcoin to blame for ransomware, whether consumers actually want to cut the banks out of loans. Everyone debates why anyone would want to buy the Co-Op. Jason commits a vile podcast sin and will Google be your next bank? Guests Elizabeth Lumley FinTech commentator & Author of girl-disrupted.com Myke Hurley Co-Founder at Relay FM News this week   BBC News – Massive ransomware infection hits computers in 99 countries – Link The Register – After years of warnings, mobile network hackers exploit SS7 flaws to drain bank accounts – Link Business Insider – Zopa becomes the first of the ‘Big 3’ peer-to-peer lenders to be authorised by the City watchdog – Link Business Insider – Startup bank Tandem cuts headcount after funding setback – Link City AM – Virgin Money walks away from Co-op Bank takeover talks after months of speculation – Link Quartz – The world’s most successful mobile money market is introducing cross-network transfer systems – Link Symphony secure messaging app gets 63m at 1b – Link Fortune – Amex debuts its first Alexa Skill – Link Harvard Business Review – Link Finextra – UK consumers ready to swap banks for tech giants – Link Money Watch – DrnkPay: Payments System Aims To Stop Drunken Spending – Link The post Ep253 – CyberRansomWarfare! appeared first on 11:FS.Special Guest: Liz Lumley. Learn more about your ad choices. Visit megaphone.fm/adchoices