Fintech Insider Podcast by 11:FS

Simon is joined by some great guests to talk about to talk about banking architecture and how banking technology is structured. We’re looking at how bank tech works today, how it's typically and histrocially been strucutred and why that playbook doesn't necessarily work in a digital age. We discuss the challenges the big banks currently face but also the opportunities that they could take advantage of and how to get there. This week's guests include: Ewan Silver, 11:FS CTO Simon Van-Colina, CTO and Co-founder of Fronted Peter Hazlehurst, Co-founder and CEO and Synctera Christin Brown, Global Financial Services Strategy & Solutions Lead, at Google Cloud. *This episode is sponsored by Banking Circle! * A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at BankingCircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Christin Brown, Ewan Silver, Peter Hazlehurst, and Simon Vans-Colina. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Mel Stringer are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Oscar Williams-Grut, Senior City Correspondent at Yahoo Finance Miguel Armaza, Co-President & Podcast host, Wharton Fintech We cover the following stories from the fintech and financial services space: Stripe raises $600 million at a $95bn valuation BlockFi Completes $350 Million Series D Funding Round New challenger Ikigai (ee-key-guy) combines digital banking and wealth management CommBank steps into BNPL fray Tencent Loses $62 Billion, Wiping Out Value of Fintech Business And Elon Musk now identifies as Technoking of Tesla *This episode is sponsored by Banking Circle! * A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at BankingCircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Miguel Armaza and Oscar Williams-Grut. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Sarah Kocianski & Adam Davis are back leading another Fintech Insider After Dark event! This time we are focussing on Open Finance. Open Finance is easily one of the hottest topics in the financial services industries at this moment, but how much do we actually know about this technology? The panel takes a look at what the differences and similarities are compared to the PSD2 implementation, and what some of the concerns are in regards to GDPR and customer security. We also talk about what opprtunities this technology opens up, bust some common myths and answer the burning question: Should we be excited about the possibilities of Open Finance? Joining us to talk about this are: Dan Kahn, Open Finance Lead at Plaid Jack Wilson, Head of Policy and Public Affairs, TrueLayer Nilixa Devlukia, Founder, Payments Solved This podcast is brought to you by Mitek. Digital Identity Verification trusted the world over - secure more high-value customers while reducing risk and costs with Mitek, a global leader and enterprise partner in Identity Verification technology. Create certainty in today’s digital world with Mitek. Head over to https://www.miteksystems.com/ to find out more. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Dan Kahn, Jack Wilson, and Nilixa Devlukia. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Fintech Insider 'In conversation with", recorded live on Clubhouse. In this very special episode, David and Jason spoke to Boe Hartman, CTO at Nomi Health, and one of the lead architects behind Marcus by Goldman Sachs to discuss whether banks can really build tech? Boe shares some key learnings from his career to date; how he created change within some of the biggest banks in the world, the challenges he faced and how he overcame them; and also insights into his brand new start up in the insurtech space, Nomi Health. Come and join the conversation next time we're live! Search 11:FS Fintech Insider on Clubhouse to join our club! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guest: Boe Hartman. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Simon Taylor and Adam Davies, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Frean - Head of Corporate Affairs, Starling Bank Alan Ainsworth, Head of Policy for Open Banking We cover the following stories from the fintech and financial services space: Starling eyes M&A as it is valued at £1.1bn in £272m funding round OBIE and UK Finance set out the future model for Open Banking Passion Capital invites the general public to join venture fund SoFi to buy community lender to accelerate bank charter application Africa’s Flutterwave banks $170 million in fresh capital And finally - the Winklevoss twins' crypto company to sponsor Oxford and Cambridge boat race *This episode is sponsored by Banking Circle! * A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at BankingCircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Alan Ainsworth and Alexandra Frean. Learn more about your ad choices. Visit megaphone.fm/adchoices

This Monday was International Women’s day, and theme of the day is #ChooseToChallenge. So on today’s show we’re choosing to challenge why fintech app assistants are overwhelmingly female, what this means for the industry and particularly for the view of women in the industry, and whether app assistants should have a name or a gender at all. Sarah Kocianski hosts a fantastic panel of guests to dig deep into this. We were joined by: Emily Nicolle - Fintech correspondent, Financial News Soledad Abad - UX and content designer, BBVA Elise Nunn - Head of Product Data at Plum Amanda Cercas Curry, PhD student Heriot-Watt University in Edinburgh and co-host of the podcast Let's Chat Ethics As always, if you want to join the conversation, find us on social media just search for 11:FS or Fintech Insider or email podcasts@11fs.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Amanda Cercas Curry, Elise Nunn, Emily Nicolle, and Soledad Abad. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross and Mel, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Asya Bradley, Founder and COO First Boulevard Anna Irrera, Fintech Correspondent, Reuters We cover the following stories from the fintech and financial services space: Square Financial Services Begins Banking Operations First Boulevard raises $5m for Black community-focused neobank FCA hires top team of women to stem financial scandals Revolut, Starling Bank and Wise bosses among 15 CEOs joining Bulb’s Tech Zero taskforce Money for Nothing as Crowdcube funding record is smashed Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Anna Irrera and Asya Bradley. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ron Kalifa, OBE, Chairman of Network International and Future Learn Charlotte Crosswell, CEO of Innovate Finance We cover the following stories from the fintech and financial services space: The Kalifa Fintech Review 03:22 Basiq brings Open Banking to bear on consumer BNPL debt as AfterPay teams up with Stripe 31:58 Former Bank of England Governor Mark Carney joins the board of Stripe 39:21 Brex files for bank charter 48:18 Michael Bolton wants you to break up with your brokerage 1:03:19 Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Charlotte Crosswell and Ron Kalifa.Links: AfterPay scores BNPL collaboration deal with Stripe Former Bank of England Governor Carney joins board of digital payments company Stripe | Reuters Brex files for bank charter UK Black-owned challenger Atmen to launch in March - FinTech Futures TransferWise rebrands as plain old 'Wise' Nationwide launches startup challenge to tackle poverty premium Michael Bolton wants you to break up with your brokerage | Financial Times UK’s global fintech leadership bolstered by new review - GOV.UK Learn more about your ad choices. Visit megaphone.fm/adchoices

Simon Taylor is joined by some great guests to talk about cashless societies. In recen years the popularity of cash has dwindled as digital payments have become faster, cheaper and more convenient. In the UK, Sweden, China and many parts of the world we’re moving closer and closer to a cashless economy. The panel explores what would happen if we started from scratch now: What would our ideal financial system look like and how can we get from where we are now to where we want to be - and would we use cash at all? Joining us today are: David Dechamps – Senior Vice President, Digital Payments & Labs for Mastercard in Europe Joseph Hajj - Chief Strategy Officer, Swish Nadia Costanzo - Head of Banking for MEA & Latin America at Wise This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: David Dechamps, Joseph Hajj, and Nadia Costanzo. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Simon Taylor and Mel Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jamie Campbell, CEO and co-founder, Fronted Tom Renwick, Business Banking Propositions Manager at Atom Bank Jonas Templestein, CTO and co-founder of Monzo We cover the following stories from the fintech and financial services space: Atom signs Open Banking deal with Plaid A big week for Monzo Fronted launches to offer loans to cover rent deposits IPOs: Marqeta has filed for one, PensionBee plans to give customers access to their shares when they IPO, and many US fintechs take the SPAC route to going public Build your own bank: Ikea acquires 49% stake in Ikano Bank This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Jamie Campbell, Jonas Templestein, and Tom Renwick. Learn more about your ad choices. Visit megaphone.fm/adchoices