

Fintech Insider Podcast by 11:FS
11:FS
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.Want to get involved in the conversation?Connect with us now on LinkedIn, Instagram and TikTok
Episodes
Mentioned books

Aug 13, 2021 • 57min
553. Insights: How can good UX design make financial services accessible?
Our expert hosts, David Brear and Lindsey Kistler, are joined by some great guests to talk about designing products for fintech & insurtech.
We cover how to make design in the context of Fintech & insurtech stand out, gamification, getting information across to users seamlessly, the role of the UX designer, and much much more.
This week's guests include:
Dominic Holton, COO, DeadHappy
Edoardo Moreni, Co-Founder & CEO, Emma
All of this and much much more on today's episode!
This episode is sponsored by Temenos.
Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.
This episode is sponsored by Blueshift.
Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at[ blueshift.com](blueshift.com/11fs).
This episode is sponsored by WaveMaker.
This podcast is sponsored by WaveMaker, the industry's most open, API-driven low-code platform for hyper-accelerating embedded finance applications. Are APIs alone enough to broaden and scale your market adoption? Do you need customers to go live faster? How about self-serve capability in your partners' and customers' hands to build and customize their web and mobile experiences?
WaveMaker delivers a rich drag-and-drop visual studio that fintechs, brands, and financial institutions use for rapidly composing serious banking and financial services apps. Pro and citizen developers can easily consume your APIs and build in a WYSIWYG, enterprise-grade environment; leverage custom pre-built components with APIs, logic, and UI; or even build out complete embedded finance journeys that customers can extend or customize. The possibilities are endless. Visit www.wavemaker.com today.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Dominic Holton and Edoardo Moreni.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 6, 2021 • 53min
551. Insights: Can you teach a banker to code?
Our expert hosts, Adam Davis and Nick Funnell, are joined by some great guests to talk about the role of the engineer in the context of Fintech.
Engineers are essential to any software company, large or small, but they may not always be the most front-facing figures in a product build. Engineers are traditionally seen as builders, and what we will get into today is how the face of the engineer has changed since the birth of fintech, what are some challenges they face, and how do they go about explaining technical processes to their stakeholders?
This week's guests include:
Simon Vans-Colina, Co-Founder at Fronted
Chris Margonis, Senior Developer, Plum
Amber Goldberg, Software developer at Curve
All of this and much much more on today's episode!
This episode is sponsored by Temenos.
Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.
This episode is sponsored by Blueshift.
Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at[ blueshift.com](blueshift.com/11fs).
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Amber Goldberg, Chris Margonis, and Simon Vans-Colina.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 2, 2021 • 53min
550. News: If the talent walks, you’ve bought yourself a very expensive tin!
Our expert hosts, David Brear and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Layla Qassim, Head of Strategy and Shareholder Relations at Solarisbank
Alex Frean, Head of Corporate Affairs at Starling Bank
We cover the following stories from the fintech and financial services space:
Solarisbank raises $224M and acquires its competitor 4:19
Starling Bank makes their first acquisition as they buy Fleet Mortgages for $50m, while flying high in account switching race 9:40
Visa to acquire CurrencyCloud 23:10
Lloyds and Mastercard aim to take A2A payments mainstream 27:51
Gojek integrates with Jago for digital banking push 40:20
Tesco Bank to close all its current accounts 41:30
Goldman Sachs boosts transaction banking biz with Fiserv tie-up 43:10
Chicago Bulls team up with Shopify to launch an NFT series 44:30
This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.
This episode is sponsored by Blueshift.
Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at[ blueshift.com](blueshift.com/11fs).
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Alexandra Frean and Layla Qassim.Links:
Solarisbank raises $224M and acquires its competitor
Starling Bank makes their first acquisition as they buy Fleet Mortgages for $50m, while flying high in account switching race
Visa to acquire CurrencyCloud
Lloyds and Mastercard aim to take A2A payments mainstream
Gojek integrates with Jago for digital banking push
Tesco Bank to close all its current accounts
Goldman Sachs boosts transaction banking biz with Fiserv tie-up
Chicago Bulls team up with Shopify to launch an NFT series
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 30, 2021 • 45min
549. Insights: How can digital payments support financial inclusion?
Our expert host, Simon Taylor, is joined by some great guests to talk about what is happening in the world of payments.
The world is moving away from traditional payment methods - what now?
This is not only on the consumer side, there is a lot of innovation on the B2B side as well. Is this movement only a good thing, is there a financial inclusion angle here and will our wallets get completely swapped out for our mobile phones?
Listen in to find out more about this and much much more!
This week's expert guests include:
Myles Stephenson, CEO, Modulr
Keith Grose, Head of UK, Plaid
Sophie Guibaud, Chief Growth Officer, OpenPayd
Vegar Wikhammer Heir, Chief Commercial Officer, Vipps
This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.
This episode is sponsored by Blueshift.
Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at[ blueshift.com](blueshift.com/11fs).
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Keith Grose, Myles Stephenson , Sophie Guibaud, and Vegar Wikhammer Heir.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 26, 2021 • 1h 5min
548. News: Get funding and build more!
Our expert hosts, Sarah Kocianski and Adam Davis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Carlo Gualandri, Founder and CEO at Soldo
Kate Drew, Director of Research at CCG Catalyst Consulting
We cover the following stories from the fintech and financial services space:
Revolut raises $800 million to become UK's most valuable fintech 5:20
Soldo raises $180M for its business expense platform 17:51
Square launches small business banking 32:10
IPO roundup: Robinhood is seeking a market valuation as high as $35 billion from their upcoming IPO and Paytm look to IPO in India with a raise of $2.2bn 42:55
Yapily raises $51M for its open banking API 52:59
Serena Williams invests in credit building startup Esusu 55:16
Treasury Prime announce Customizable Card Controls to Increase Transactions While Reducing Fraud 57:10
FCA loses £300k worth of electronic devices, this news arises a year after it issued a warning to businesses to ‘be responsible when handling client data’ 59:26
This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.
This episode is sponsored by Blueshift.
Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at[ blueshift.com](blueshift.com/11fs).
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Carlo Gualandri and Kate Drew.Links:
Revolut raises $800 million to become UK's most valuable fintech
Soldo raises $180M for its business expense platform
Square launches small business banking
IPO roundup: Robinhood is seeking a market valuation as high as $35 billion from their upcoming IPO and Paytm look to IPO in India with a raise of $2.2bn
Yapily raises $51M for its open banking API
Serena Williams invests in credit building startup Esusu
Treasury Prime announce Customizable Card Controls to Increase Transactions While Reducing Fraud
FCA loses £300k worth of electronic devices, this news arises a year after it issued a warning to businesses to ‘be responsible when handling client data’
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 23, 2021 • 56min
547. Insights: Is fintech ready for influencer marketing?
Our expert hosts, Adam Davis and Mariette Ferreira, are joined by some great guests to dive into all things influencer marketing.
Influencer marketing is something common in travel, fashion and beauty, but it’s also become a common phenomenon in the financial industries. We want to look at what influencer marketing looks like in the context of finance, how it is executed but also some of the barriers that surround it.
Listen in to find out more about this and much much more!
This week's expert guests include:
Alexandra Frean, Chief Corporate Affairs Officer, Starling Bank
Adam Hadi, VP Marketing at Current
AJ Coyne, Head of Marketing, Klarna
This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.
This episode is sponsored by Blueshift.
Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at[ blueshift.com](blueshift.com/11fs).
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Adam Hadi, AJ Coyne, and Alexandra Frean.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 19, 2021 • 57min
546. News: Where there is a product, there is capital.
Our expert hosts, Sarah Kocianski and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Ali Niknam, Founder & CEO, Bunq
Nigel Verdon, CEO, Railsbank
We cover the following stories from the fintech and financial services space:
Bunq celebrates $228 million funding! 2:40
Railsbank raises $70m in global expansion plans 12:21
NatWest launches carbon footprint tracker for its mobile banking app 26:06
The BuyNowPayLater roundup, starting with: Apple partners Goldman Sachs for BNPL play 35:30
US proptech Better HoldCo has acquired UK mortgage provider Trussle 45:18
NAB invests A$160m in branch revamp 46:38
Tide banking valued at $650m, after securing $100m in funding 48:20
Nude lets couples ‘Team-up’ to see each other’s savings progress 50:36
This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.
This episode is sponsored by Blueshift.
Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at[ blueshift.com](blueshift.com/11fs).
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Ali Niknam and Nigel Verdon .Links:
Bunq celebrates $228 million funding!
Railsbank raises $70m in global expansion plans
NatWest launches carbon footprint tracker for its mobile banking app
The BuyNowPayLater roundup, starting with: Apple partners Goldman Sachs for BNPL play
US proptech Better HoldCo has acquired UK mortgage provider Trussle
NAB invests A$160m in branch revamp
Tide banking valued at $650m, after securing $100m in funding
Nude lets couples ‘Team-up’ to see each other’s savings progress
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 16, 2021 • 55min
545. Insights: How can tech and culture work together to shape the future of banking?
Our expert hosts, David Brear and Tim Heard, are joined by some great guests to dive into all thing new banking business models.
We start by looking at what the industry looks like now. Where are we, what are the banking models that we’ve seen come out and how has the industry changed due to them? What is driving transformation and new business models, is it new tech, or is it that banks are trying to keep up with others, or is it down to customer expectations?
The second part of this conversation focuses on looking at digital transformation in the financial industries, and how we best take advantage of these and what the bank of the future will look like. How do we best take advantage of new business models?
Listen in to find out more about this and much much more!
This week's expert guests include:
Janine Hirt, CEO, Innovate Finance
Sam Sidhu, President & CEO, Customers Bank
This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.
This episode is sponsored by Blueshift.
Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at[ blueshift.com](blueshift.com/11fs).
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Janine Hirt and Sam Sidhu.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 12, 2021 • 57min
544. News: As RobinHood IPOs, how important is building a community around a brand?
Our expert hosts, Simon Taylor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Billie Simmons, CCO and co-founder, Daylight
Peter Lord, CEO of Codat
Soundbite:
Daniel Marovitz, Senior Vice President of Fintech, Booking.com
We cover the following stories from the fintech and financial services space:
Robinhood files to go public 2:40
Daylight raises millions to build a digital banking platform designed for and by the LGBTQ+ community 14:58
Codat raises $40M from Tiger for its SMB-focused API service 27:54
Booking.com creates fintech unit 37:00
Nigeria's FairMoney raises $42m 48:02
Pleo raises $150M for managing expenses for SMBs 49:06
Barclays stops UK clients from sending funds to Binance 50:11
Chase customers become instant billionaires 51:26
This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.
This episode is sponsored by Blueshift.
Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at[ blueshift.com](blueshift.com/11fs).
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Billie Simmons, Daniel Marovitz, and Peter Lord.Links:
Robinhood files to go public
Daylight raises millions to build a digital banking platform designed for and by the LGBTQ+ community
Codat raises $40M from Tiger for its SMB-focused API service
Booking.com creates fintech unit
Nigeria's FairMoney raises $42m
Pleo raises $150M for managing expenses for SMBs
Barclays stops UK clients from sending funds to Binance
Chase customers become instant billionaires
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 9, 2021 • 41min
543. Insights: Why is the gig economy so underserved?
Our expert host, Sarah Kocianski, is joined by some great guests to dive into the gig economy.
The gig economy is en route to generate $455 billion globally by 2023, and in 2020 gig workers represented around 35% of the US workforce. There currently is no universal definition of a gig worker, but one common explanation is that gig workers are independent contractors or freelancers who typically do short-terms work for multiple clients.
Why is it so difficult for financial services companies to cater to gig workers? Are the workers' financial needs too unusual? What impact does a growing gig economy have on the financial services industry — does it force providers to look for ways to serve the market to avoid being left behind? These are some of the questions we try to answer on today's episode.
This week's expert guests include:
Craig Lewis, Founder & CEO, Gigwage
Oona Rokyta, Co - Founder & CEO, Lance
Atif Siddiqi, Founder & CEO, Branch
This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.
This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/.
**This episode is also sponsored by YouGov. **With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world.
YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Atif Siddiqi, Craig Lewis, and Oona Rokyta.
Learn more about your ad choices. Visit megaphone.fm/adchoices


