Fintech Insider Podcast by 11:FS

Our expert host, Sarah Kocianski, is joined by some great guests to talk about Open Finance. Earlier this year we produced an After Dark event which focussed on Open Finance, but since then the FCA have released the feedback they got from the industry from the call for input that they issued in December 2019. We have now gathered some of the greatest minds in the industry to discuss the outcome of that, talk about the concerns the FCA identified, but also how we maximise the potential . All of this and much more on today's episode. This week's guests include: Alan Ainsworth, Head of Policy, Legal and External Communications at the Open Banking Implementation Entity Sam Oakley, Head of marketing at Bud Andria Evripidou, Public Policy and Compliance Lead at Yapily This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Alan Ainsworth, Andria Evripidou, and Sam Oakley. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Melissa Stringer and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ellen Moeller - Head of EMEA Partnerships at Stripe Anna Irrera, Fintech Correspondent, Reuters We cover the following stories from the fintech and financial services space: Stripe Issuing launches in Europe 1:50 Venmo launches crypto buying and selling 14:03 FintechOS nabs $65.5M for a low-code approach to modernizing legacy banking 27:27 Rishi Sunak announces Task Force to explore British CBDC 40:26 Apple introduces Apple Card Family, enabling people to share Apple Card and build credit together 50:19 Klarna launches carbon footprint insights for 90 million consumers 57:50 Revolut plots path to $10bn valuation with new funding 59:12 Goldman Sachs invest $50M in Starling Bank 01:01:00 Slim Jim Has a Dogecoin Strategy. News of It Sends DOGE to a new all time high 01:02:46 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Anna Irrera and Ellen Moeller.Links: Stripe Issuing launches in Europe Venmo launches crypto buying and selling FintechOS nabs $65.5M for a low-code approach to modernizing legacy banking Rishi Sunak announces Task Force to explore British CBDC Apple introduces Apple Card Family, enabling people to share Apple Card and build credit together Klarna launches carbon footprint insights for 90 million consumers Revolut plots path to $10bn valuation with new funding Goldman Sachs invest $50M in Starling Bank Slim Jim Has a Dogecoin Strategy. News of It Sends DOGE to a new all time high Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Adam Davis, are joined by some great guests to talk about sustainability in the financial services industry. After covering what products are available for climate aware customers, Adam and the guests now want to look at the bigger and talk about what the financial industry is currently doing, what they could do more of and what a sustainable approach might be for hiring in the future. All of this and much more on today's episode. This week's guests include: Matt Rees of the European Investment Bank and host of the Climate Solutions podcast Georg Ludviksson, CEO & Co-Founder of Meniga Clare Reilly, Chief Engagement Officer, PensionBee This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Clare Reilly, Georg Ludviksson, and Matt Rees. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Sarah Kocianski and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Geoff Charles, Head of Product at Ramp Myles Stephenson, CEO at Modulr We cover the following stories from the fintech and financial services space: Two-year old Ramp joins fintech Unicorn club 2:36 Modulr received strategic investment from the venture arm of FIS 14:41 China Creates Its Own Digital Currency 27:08 Mortgage is suddenly sexy as SoftBank pumps $500M in Better.com at $6B valuation 35:55 Mastercard unveils carbon calculator for banks 46:48 Trustly seeks €9 billion valuation on IPO 48:42 Nubank pumps funds into Mexican unit 50:08 France’s central bank threatens fintech industry with three years imprisonment for misusing the term “neobank” 52:00 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Geoff Charles and Myles Stephenson .Links: Two-year old Ramp joins fintech Unicorn club Modulr received strategic investment from the venture arm of FIS China Creates Its Own Digital Currency Mortgage is suddenly sexy as SoftBank pumps $500M in Better.com at $6B valuation Mastercard unveils carbon calculator for banks Trustly seeks €9 billion valuation on IPO Nubank pumps funds into Mexican unit France’s central bank threatens fintech industry with three years imprisonment for misusing the term “neobank” Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David Brear and Jason Bates, are joined by some great guests to talk about how you can get to market quickly. What is the next iteration of banking as a service? How can you overcome certain issues and what is a better solution than BaaS? All this and much more. This week's guests include: Ray Brash, CEO PPS Tui Allen, Senior Producer Leader, at Shopify Aadeel Peerally, Director of Product Management at Delivery Hero Brands looking to embed financial services in their products want to get to market quickly. And they don't want the heavy lift of building finance workflows and managing regulation. 11:FS Foundry is the answer. It's our Financial Services Operating System, that lets you embed finance in weeks, not years. And it gives you pre-built smart features that help you win customers. To find our more and get a demo, head to 11fs.com/foundry today! This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Aadeel Peerally, Ray Brash, and Tui Allen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Adam Davis and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Keith Grose, Head of Europe, Plaid Emily Nicolle, Fintech Correspondent, Financial News We cover the following stories from the fintech and financial services space: Plaid raised $425 million in a Series D funding round for a global financial data network 51:40 Coinbase Posts Record $1.8 Billion In Revenue As Crypto Market Shoots Past $2 Trillion 13:10 Revolut to launch major US blitz as it targets a million users this year 23:49 Brazilian Central Bank Gives Green Light To WhatsApp Payments as Facebook US tests P2P payments 35:50 Snoop partners with Accepty for 'hyper-personalised' lending tool 43:40 Clubhouse partners with Stripe to let you send money directly to creators by tapping on their profile 45:24 Former banking lobby chief Jones joins shared branches start-up OneBanks 47:30 Coin-Baes: Two Coinbase employees wed by exchanging NFTs 49:34 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Emily Nicolle and Keith Grose. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host Sarah Kocianski is joined by some great guests to talk about building and maintaining trust in digital financial services. Right now, trust in the FS industry is rising and trust in the tech industry is decreasing — how can we balance the two and create financial products and services that customers trust? We have published a research report with Mitek on this exact topic and we leant on the framework of that report for today’s discussion to look at 4 areas of focus today: capability, competence, care and purpose when it comes to building trust. This week's guests include: Stephen Ritter - Mitek CTO Andy Moore - Design Director, ANNA Money Becky Danks - Product Manager at Yapily To find out more, download the report with Mitek here: http://bit.ly/digitaltrustreport2021 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Andy Moore, Becky Danks, and Stephen Ritter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Adam Davis and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Daniel Lanyon, Editor in Chief at Altfi. Nuno Sebastao - CEO Feedzai We cover the following stories from the fintech and financial services space: Regulator applies brakes to Crowdcube and Seedrs merger, we also heard from CEO & co-founder of Crowdcube Darren Westlake to give us their perspective (3:10) Feedzai achieves Unicorn status on $200 million fund raise (15:03) Santander UK to close 111 branches and overhaul office space as Nationwide allows employees to “work from anywhere” (29:11) Stripe invests in Ramp at $1.6 Billion Valuation (37:10) FS giants join $40m Greenwood funding round (44:08) US fintech Sincere to target “pet parents” with debit cards (52:47) This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at www.bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Daniel Lanyon, Darren Westlake, and Nuno Sebastao. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host Simon Taylor is joined by a panel of great guests to talk about payroll APIs. Fintech enablers and infrastructure has been one of the most important catalysts for recent growth in the financial services. In recent months we’ve seen new platforms pop up that give fintechs access to more data, using payroll APIs. But what is it, how does it work and what problems does it really solve? This week's guests include: Kurt Lin, Co-Founder & CEO of Pinwheel Ahmed Siddiqui, VP Product, Branch Katie Neal, Outreach and advocacy manager, Plaid This episode is brought to you by Banking Circle. A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Ahmed Siddiqui, Katie Neal, and Kurt Lin. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts Adam Davis and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Charles McManus, CEO of Clear Bank Babs Ogundeyi, Founder and CEO of Kuda Bank We cover the following stories from the fintech and financial services space: The dark side of BaaS: One third of European fintechs have faced regulatory intervention because of their partner bank 02:31 Nigerian challenger Kuda Bank raises $25m in Series A funding 20:12 OakNorth profits surge to £77.6m despite pandemic 36:22 Comment from Valentina Kristensen, Director of Marketing and Comms at OakNorth 37:29 Freetrade raises £50M 45:25 Zopa raises £20 million after exceeding bank performance targets 53:25 Comment from Jaidev Janardana, CEO of Zopa 54:27 Monty Python gets in on NFTs 01:04:23 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at LInk: https://www.bankingcircle.com/?utm_source=11FS&utm_medium=podcast&utm_campaign=generic Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!Special Guests: Babs Ogundeyi , Charles McManus, Jaidev Janardana, and Valentina Kristensen.Links: ClearBank: Third of fintechs face regulatory scrutiny due to agency banking partners ClearBank | How well are fintechs served by banks? Nigerian challenger Kuda Bank raises $25m in Series A funding - FinTech Futures OakNorth profits surge to £77.6m despite pandemic Investment platform Freetrade raises £50m as homebound customers fuel revenue surge | Business News | Sky News Zopa raises £20 million after exceeding bank performance targets The Unnamed Artist on Twitter: "Hello! It is time you meet my alter ego "Unnamed Artist" I'm delighted to offer you the opportunity of a lifetime. I'm selling my 1st NFT. Though bidding starts at 100.00, you can “BUY IT NOW” for 69,346,250.50! https://t.co/Vuyx4trvPE https://t.co/aC4oSVfGHF" / Twitter John Cleese has an NFT bridge to sell you for $69.3 million - The Verge Learn more about your ad choices. Visit megaphone.fm/adchoices