Fintech Insider Podcast by 11:FS

Our expert hosts, Gwera Kiwana and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: David Jarvis, CEO, Griffin Medha Agarwal, Partner, Redpoint Ventures Lachlan Heussler, Chief Strategy Officer, InDebted With soundclips from: Joe Colchester, Product Manager, 11:FS Pulse We cover the following stories from the fintech and financial services space: UK-based BaaS fintech Griffin applies for banking licence - 4:46 Digital debt collection agency InDebted arrives in the UK aiming to improve sector image - 17:24 For the first time, Japan’s SoftBank could spend more on share buybacks than new investments - 33:10 Revolut continues trend of older users adopting fintech - 45:20 Banking-as-a-service startup Unit closes on $100M at a $1.2B valuation - 53:00 Apple will let your subscription apps charge you more money without asking - 54:54 Nubank beats revenue estimates on strong customer growth - 56:23 Goldman Sachs to offer senior staff unlimited holiday - 59:00 This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: David Jarvis, Joe Colchester, Lachlan Heussler, and Medha Agarwal.Links: UK-based BaaS fintech Griffin applies for banking licence Digital debt collection agency InDebted arrives in the UK aiming to improve sector image For the first time, Japan’s SoftBank could spend more on share buybacks than new investments Revolut continues trend of older users adopting fintech Banking-as-a-service startup Unit closes on $100M at a $1.2B valuation Apple will let your subscription apps charge you more money without asking Buffett-backed Nubank beats revenue estimates on strong client additions Goldman Sachs to offer senior staff unlimited holiday Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Kate Moody, is joined by some great guests to delve into Egypt's fintech scene. While we in the West may associate Egypt with its grand history – the truth is that the North African country is currently looking extremely youthful. With this young population comes new expectations on banking and financial services – with many from the outside of the country also looking at this hugely profitable market as a place to expand into. So in this episode, we’re asking: How does the market look today? What challenges are still to be overcome? And what does the future hold for Egypt? This week's guests include: Momtaz Moussa, Co-Founder & CEO, Lucky Eslam Darwish, General Partner, Nclude By Global Ventures This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Eslam Darwish and Momtaz Moussa. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Gwera Kiwana, is joined by Mauricio Magaldi, Global Strategy Director for Crypto at 11:FS, to talk about something exciting we’ve been cooking up here at 11:FS. Our latest report - How web3 is shaping the future of finance - is out now! There’s so much hype floating around about web3, but also so much opportunity. So we decided to do an explainer that unpacks what web3 actually means, how it’ll impact financial services, the risks and the opportunities. Time to take a deep dive. All this and much much more on today's bonus episode! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guest: Mauricio Magaldi. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Barb Maclean, VP Integration & Analytics, Celero Aya Ibrahim, Commercial Director, Paymob Mary Ann Azevedo, Senior Editor, TechCrunch We cover the following stories from the fintech and financial services space: Canadian Neo Financial's $185 million fund raise signals confidence in neobanks - 4:10 Egyptian fintech Paymob raises $50M led by PayPal Ventures and Kora Capital - 16:30 Tiger Global hit by $17bn losses in tech rout - 27:45 Sequoia, Binance and a16z among 19 investors backing Elon Musk’s Twitter bid - 37:08 Stripe’s Patrick Collison hits back at Plaid CEO’s accusations - 46:30 Dutch fintech Bunq vies for Ulster Bank and KBC account holders - 48:32 Google Chrome is getting built-in virtual credit cards - 50:45 The Vatican Will Create an NFT Gallery to ‘Democratise Art’ - 52:25 This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Aya Ibrahim, Barb MacLean, and Mary Ann Azevedo.Links: Canadian Neo Financial's $185 million fund raise signals confidence in neobanks Egyptian fintech Paymob raises $50M led by PayPal Ventures and Kora Capital Tiger Global hit by $17bn losses in tech rout Sequoia, Binance and a16z among 19 investors backing Elon Musk’s Twitter bid Stripe’s Patrick Collison hits back at Plaid CEO’s accusations Dutch fintech Bunq vies for Ulster Bank and KBC account holders Google Chrome is getting built-in virtual credit cards The Vatican Will Create a NFT Gallery to ‘Democratise Art’ Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Simon Taylor, is joined by some great guests to ask: 'How did payroll data become the new gold rush?' Payroll data has become the topic of much hype over the last few years – from projected market values of over $10bn, to being referred to as the ‘holy grail of fintech’. So why are people so excited about something which has been in front of us the whole time? And in the midst of ‘The Great Resignation’, will this gold rush last? This week's guest include: Ahmed Siddiqui, Head of Product, Branch Lindsay Davis, Head of Markets, Atomic Andrew Brown, Founder and CEO, Check This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Ahmed Siddiqui, Andrew Brown, and Lindsay Davis . Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Nilixa Devlukia, Founder, Payments Solved Karen Kerrigan, COO, Moneybox With soundclips from: Gwera Kiwana, Product Manager, 11:FS Paul Stoddart, President, GoCardless We cover the following stories from the fintech and financial services space: Stripe launches open banking product sparking Twitter taunt from Plaid CEO - 3:35 Moneybox announces crowdfunding campaign - 14:35 EU claims Apple breaking competition law over contactless payments - 30:00 Banking giant Truist acquires fintech startup Long Game in effort to reach younger demographic - 38:40 Buy Now Pay Later will soon affect your credit score in the UK - 48:15 GoCardless appoints Mastercard and Vocalink exec as president - 51:10 Citigroup trader triggers European flash crash - 54:00 Swiss banker put strip club visits on expenses - 55:22 This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Gwera Kiwana, Karen Kerrigan, Nilixa Devlukia, and Paul Stoddart.Links: Stripe launches open banking product sparking Twitter taunt from Plaid CEO Moneybox announces crowdfunding campaign EU claims Apple breaking competition law over contactless payments Banking giant Truist acquires fintech startup Long Game in effort to reach younger demographic Buy now, pay later will soon affect your credit score in the UK GoCardless appoints Mastercard and Vocalink exec as president Citigroup trader triggers European flash crash Pierin Vincenz: Swiss banker put strip club visits on expenses Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Ross Gallagher, is joined by some great guests to answer the question: 'How global can Islamic finance become?' Islamic finance is an industry sector with faith and ethical practices at its very core – it’s also a sector which has moved from a regional niche into a booming industry valued at over $2.88tn by industry experts. So how global is Islamic finance? What are the challenges in its way? And how does the future look? This week's guests include: Samim Abedi, Chief Investment Officer, Wahed Areeb Siddiqui, Founder and CEO, KESTRL Nahim Bassa, Senior Vice President and Head of Strategy & Digital Transformation, Bank Aljazira With soundclips from: Samina Akram, Managing Partner, Samak Ethical Finance This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Areeb Siddiqui, Nahim Bassa, Samim Abedi, and Samina Akram. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Julia Ménayas, Co-founder, Helios Jason Mikula, Publisher, Fintech Business Weekly With soundclips from: Mauricio Magaldi, Crypto, 11:FS Abubakar Idris, Africa Reporter, Rest of World Philip Haglund, CEO, Gimi We cover the following stories from the fintech and financial services space: Fintech giant Stripe jumps into crypto with a feature that lets Twitter users get paid in stablecoin - 3:17 French sustainable neobank Helios picks up €9m for its fintech for good to protect the planet - 15:30 Revolut suspends refugee referral payouts after users game the system - 29:30 Plaid co-founder’s next venture is a bank to power fintech apps - 37:15 Flutterwave CEO addresses alleged misconduct claims in email to employees - 49:30 Swedish children’s financial literacy app Gimi teams up with ABN AMRO - 52:50 Spanish football fans thank cup-winning manager via his banking app - 54:40 This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Abubakar Idris, Jason Mikula, Julia Ménayas, Mauricio Magaldi, and Philip Haglund.Links: Fintech giant Stripe jumps into crypto with a feature that lets Twitter users get paid in stablecoin French sustainable neobank Helios picks up €9 million for its fintech-for-good that’s protecting the planet Revolut scheme for Ukrainian refugees was exploited by customers Plaid co-founder’s next venture is a bank to power fintech apps Flutterwave CEO addresses alleged misconduct claims in email to employees Swedish children’s financial literacy app Gimi teams up with ABN AMRO Spanish football fans thank cup-winning manager via his banking app Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Simon Taylor, hosted a live onstage panel as part of Empire Startups New York FinTech Week! Earlier this year, we saw an executive order signed on the desk of the White House calling for research and development on a US CBDC. What was once a theoretical possibility has now been directly decreed by the President himself. So, today we’re talking about how this executive order will fit into the history books, what we know about CBDCs currently, what the challenges are still to overcome and what the future may hold. This week's guests include: Cuy Sheffield, Head of Crypto, Visa Carmelle Cadet, Founder & CEO, EMTECH Jennifer Lassiter, Executive Director, The Digital Dollar Project This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Carmelle Cadet, Cuy Sheffield , and Jennifer Lassiter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Kate Drew, Director of Research, CCG Catalyst Bence Jendruszak, Co-founder & COO, SEON We cover the following stories from the fintech and financial services space: Amazon is adding a 5% fuel and inflation surcharge - 3:30 Fraud prevention fintech SEON raises $94m to expand globally - 14.30 US consumer agency sues TransUnion for deceptive marketing - 27:15 Decacorn Brex expands into financial services, lands DoorDash as a new customer - 36:55 Robinhood revives plans to launch in the UK with deal to buy crypto app Ziglu - 46:00 Better.com announces more layoffs, citing mortgage market turbulence - 47:10 Nubank secures $650m credit line for expansion in Mexico and Colombia - 48:45 NFT of Jack Dorsey's first tweet struggles to sell - 50:15 This episode is sponsored by Alto IRA Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes? With an Alto CryptoIRA, you can invest in crypto without tax headaches. Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. No setup charges and no account fees. To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider This episode is sponsored by TrueLayer Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue. At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast. To learn more visit: www.TrueLayer.com/payments. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Bence Jendruszak and Kate Drew.Links: Amazon is adding a 5% fuel and inflation surcharge Fintechs are under pressure to stop Russian sanctions evasion. This start-up raised $94 million to help U.S. consumer agency sues TransUnion for deceptive marketing Decacorn Brex expands into financial services, lands DoorDash as a new customer Robinhood revives plans to launch in the UK with deal to buy crypto app Ziglu Better.com announces more layoffs, citing mortgage market turbulence Nubank secures $650m credit line for expansion in Mexico and Colombia NFT of Jack Dorsey's first tweet struggles to sell Learn more about your ad choices. Visit megaphone.fm/adchoices