Fintech Insider Podcast by 11:FS

Our expert host, Benjamin Ensor, is joined by some great guests to ask the question: 'should everyone get paid when they need it?' Earned wage access has become one of the hottest products in financial services. While in the past, employees have got caught out by unexpected bills before their monthly pay packet, these services are looking to bridge the gap and unlock vital funds from their next paycheque. But as with any hot property in fintech, it has attracted scrutiny from everyone, including consumer groups and regulators. This week's guests include: Tate Hackert, President and Founder, Zayzoon Denise Neethling, Head of Marketing, PayMeNow This episode is sponsored by Tink As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com This episode is sponsored by LinkedIn As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier. Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors. LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Denise Neethling and Tate Hackert. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Eric Johansson, Fintech Editor, Verdict Adam Bialy, Founder & CEO, Fiat Republic We cover the following stories from the fintech and financial services space: JPMorgan Chase acquires payments fintech Renovite to battle Stripe and Block - 5:08 Revolut wants to compete with PayPal and Apple at online checkouts 14:25 Bolt's $1.5bn deal to buy Wyre dies 27:45 Minority neobank Majority secures $37.5m in Series B raise 38:28 Greenwashing is a systemic problem at UK banks 47:58 Flurry of new rules leave Turkish banks struggling to lend 49:47 Kim Kardashian launches private equity firm 51:45 This episode is sponsored by Tink As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com This episode is sponsored by LinkedIn As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier. Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors. LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Adam Bialy and Eric Johansson.Links: JPMorgan Chase acquires payments fintech Renovite to help it battle Stripe and Block Revolut Wants to Compete With PayPal and Apple at Online Checkouts Bolt's $1.5 billion deal to buy Wyre dies Minority neobank Majority secures $37.5m in Series B raise Greenwashing is a systemic problem at UK banks Flurry of new rules leave Turkish banks struggling to lend Kim Kardashian launches private equity firm Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Benjamin Ensor, is joined by some great guests to look at how accelerators have influenced financial services and fintech. According to the Brookings Institution, there are more than 1,300 accelerators globally, all looking to unearth the next big thing and nurture a generation of founders. But what has been the impact of the accelerators on fintech? What’s the biggest challenge both for accelerators and their cohorts? What does the next generation of accelerators look like as the industry evolves? This week's guests include: George Windsor, Research and Data Director, Tech Nation Marc Oliver Hauser, Head of Europe, F10 Valentina Kristensen, Head of PR and Marketing, OakNorth This episode is sponsored by Tink As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com This episode is sponsored by LinkedIn As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier. Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors. LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: George Windsor, Marc Oliver Hauser, and Valentina Kristensen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Douglas Soltys, Editor-in-Chief, BetaKit Elaine Burke, Editor, Silicon Republic With soundclips from: Derek Joyce, COO, Alloy We cover the following stories from the fintech and financial services space: Shopify is picking a fight with Amazon - 5:15 Wayflyer secures €254m in debt financing from Credit Suisse - 17:40 UBS scraps $1.4 billion deal to buy Wealthfront - 33:15 New shared banking hubs to open in 13 more places in Great Britain and Northern Ireland - 43:25 Identity decisioning fintech Alloy raises another $52 milion - 53:50 OnlyFans profits boom as users spent $4.8bn on platform last year - 56:40 Japan decides it's time to stop using floppy disks - 59:45 Get your tickets for Merge here. This episode is sponsored by Tink As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com This episode is sponsored by LinkedIn As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier. Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors. LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Derek Joyce, Douglas Soltys, and Elaine Burke.Links: Shopify Is Picking a Fight With Amazon Wayflyer secures €254m in debt financing from Credit Suisse UBS scraps $1.4 billion deal to buy Wealthfront New shared banking hubs to open in 13 more places in Great Britain and Northern Ireland Identity decisioning fintech Alloy raises another $52 milion OnlyFans profits boom as users spent $4.8bn on platform last year Japan decides it's time to stop using floppy disks Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross Gallagher, is joined by some great guests to ask: "Will embedded finance bank the unbanked?" While you may think ‘unbanked’ and ‘underbanked’ applies to emerging markets, estimates from the Federal Deposit Insurance Corporation (FDIC) suggest 5.4 percent of U.S. households were “unbanked” in 2019, meaning that no one in the household had a checking or savings account at a bank or credit union. Today, we’ve put together a panel of experts to discuss: Why are so many people still unbanked? What does embedded finance do differently? What’s possible in the future? This week's guests include: David Barton-Grimley, Embedded Financial Services, 11:FS Bruno Diniz, Co-Founder, Spiralem Ida Rademacher, Vice President, The Aspen Institute Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Bruno DIniz, David Barton-Grimley, and Ida Rademacher. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Vinay Singh, Managing Director, Anthemis Tessa Bryant, Head of Brand and Communications, Lightyear With soundclips from: Johannes Fenner, Co-founder and Co-CEO, Justhome We cover the following stories from the fintech and financial services space: Shoppers relying on Buy Now Pay Later and microloans for groceries in the UK and US - 4:20 Kenyan fintech Pezesha raises $11m backed by Women’s World Banking - 15:30 ING pulls the plug on Yolt, shutting down its open banking operation - 26:50 Berlin’s Justhome houses €3.3m to assist first-time home buyers - 36:00 FedNow is coming. Is this real-time payments’ moment? - 46:00 Trust Bank, a digital bank formed by Standard Chartered and NTUC, launches in Singapore - 47:45 The PayPal story could be coming to a screen near you - 49:20 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Johannes Fenner , Tessa Bryant, and Vinay Singh.Links: Would You Take Out a Loan to Buy This Week’s Groceries? Iceland loan scheme to support shoppers receives 50,000 applications in first week Kenyan fintech Pezesha raises $11M backed by Women’s World Banking ING Group pulls the plug on Yolt’s open banking operation Berlin’s Justhome houses €3.3 million to assist first-time home buyers FedNow is coming. Is this real-time payments’ moment? Trust Bank, a digital bank formed by Standard Chartered and NTUC, launches in Singapore The PayPal story could be coming to a screen near you Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Ross Gallagher, is joined by some great guests to ask: 'Are SMEs really being served?' Addressing the banking services of underserved small and medium-sized enterprises was one of the earliest gaps in the market that fintech looked to fill. Nearly a decade into that journey, it’s time to take stock of those early promises and see what has been done to help SMEs on both sides of the Atlantic. This week's guests include: Keshvi Radia, Head of Product - Payments, Allica Bank Kevin Phillips, Executive Vice President, Novo Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Keshvi Radia and Kevin Phillips. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ximena Aleman, Co-founder & Co-CEO, Prometeo Emily Man, Investor, Redpoint Ventures With soundclips from: Geoff Charles, Head of Product, at Ramp We cover the following stories from the fintech and financial services space: Prometeo launches Latin America's first A2A payments platform - 4:45 Ramp dives into BNPL market - 19:45 “VC investors dislike women more than they like profit” - 32:35 CSI, a decades-old fintech solutions vendor, agrees to be acquired for $1.6bn - 43:28 Barclays biggest culprit for the ‘savings gap’ - 52:45 Bank to bullpen: Nate Fisher excels in 'surreal' debut with New York Mets - 55:10 Fintech Insider mailbag - 56:40 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Emily Man, Geoff Charles, and Ximena Aleman.Links: Prometeo launches Latin America's first A2A payments platform Ramp dives into 'Buy Now, Pay Later' market “VC investors dislike women more than they like profit” CSI, a decades-old fintech solutions vendor, agrees to be acquired for $1.6B Barclays biggest culprit for the ‘savings gap’ Bank to bullpen: Nate Fisher excels in 'surreal' debut with New York Mets Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Benjamin Ensor, is joined by some great guests to discuss fintech's role in the refugee crisis. According to 2021 figures from the United Nations, there are more than 89 million people worldwide who have been forcibly displaced from countries like Syria, Ukraine, Afghanistan, Somalia and Eritrea. We’ve put together a panel of experts to discuss how fintech can help refugees in the immediate aftermath, what challenges stop financial institutions from getting more involved, and how financial services can adapt as the needs of refugees change over time. This week's guests include: Sarah Habib, Customer Strategist, 11:FS Ali Niknam, CEO, Bunq Nat Robinson, CEO, Leaf Global Fintech Matthew Gardiner, Co-founder, Techfugees Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Ali Niknam, Matthew Gardiner, Nat Robinson, and Sarah Habib. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, David M. Brear and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jenny Miller, Head of US Product, Wise Evgenii Kondratev, Product Director, Klarna With soundclips from: Bruno DIniz, Co-founder, Spiralem We cover the following stories from the fintech and financial services space: Wise partnership with Plaid gives customers access to 6000 US apps - 5:35 Klarna strives for Super App status by helping UK customers track all online orders in one place - 14:00 QED makes its first African investment, backing Nigerian fintech TeamApt - 28:35 Brazil's central bank chief predicts end of credit cards - 37:30 NatWest's Payit hits £1bn processed - 48:05 UK fintech Griffin lands £12.5m in latest funding round - 49:45 WeWork co-founder lines up $350 million A16Z investment for a new billion-dollar real estate venture - 51:10 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Bruno DIniz, Evgenii Kondratev, and Jenny Miller.Links: Wise partnership with Plaid gives customers access to 6000 US apps Klarna strives for Super App status by helping UK customers track all online orders in one place QED makes its first African investment, backing Nigerian fintech TeamApt Brazil's central bank chief predicts end of credit cards NatWest's Payit hits £1bn processed UK fintech Griffin lands £12.5m in latest funding round WeWork co-founder lines up $350 million A16Z investment for a new billion-dollar real estate venture Learn more about your ad choices. Visit megaphone.fm/adchoices