Fintech Insider Podcast by 11:FS

Kate Moody, Customer Strategy Director at 11:FS is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Sophie Guibaud, Co-Founder and Chief Commercial & Growth Officer, Fiat Republic and Co Author of the Embedded Finance Book: When Payments Become An Experienc Hussein Fazal, CEO, Super.com Tui Allen, VP of Product at Ampla We cover the following stories from the fintech and financial services space: Super.com raises $85m for savings super app Could First Republic be the next SVB? - Shopify launches eCommerce payments tool with help from Israeli fintech Melio More Banks Join European Instant Payments Pilot From End 2023 Klarna unveils AI-powered personalised shopping feed This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Hussein Fazal, Sophie Guibaud, and Tui Allen.Links: Super.com raises $85m for savings super app Could First Republic be the next SVB? Shopify launches eCommerce payments tool with help from Israeli fintech Melio More Banks Join European Instant Payments Pilot From End 2023 Klarna unveils AI-powered personalised shopping feed Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "Is the future of SME banking specialisation?” This week's guests include: Atif Siddiqi, Founder/CEO, Branch Lara Gilman, Head of New Ventures, Iwoca Peter Beckman, CEO, Treyd Whether you prefer the abbreviation ‘SME’ or ‘SMB’ - the truth is that there is a vast collection of businesses wrapped up in those three letters. The World Economic Forum estimates that 90% of businesses globally can be categorised as SMEs. That’s a lot of businesses to cover with the same financial services offerings - so maybe it’s time to specialise! Our panel discuss: an overview of how SME banking works today, the challenges of serving small business niches, and whether the future will see more niche-focused products This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Atif Siddiqi, Lara Gilman , and Peter Beckman. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the newest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Pranav Sood, GM, EMEA at Airwallex to continue exploring the question set out in our previous Focus episode: “Can APAC’s travel sector spur on its financial services one?” Join us to find out how Airwallex's APAC roots helped them expand their business, how customer expectations have changed in the past few years, and what key challenbges and issues are being tackled right now in this space. All of this, and so much more! This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guest: Pranav Sood. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Nilixa Devlukia, Chair, Open Finance Association Tim Chong, Co-Founder and CEO, Yonder With soundclips from: Alvaro Castillo, Innovation Manager, Caixabank We cover the following stories from the fintech and financial services space: Apple launches high-yield savings account with Goldman in payments push 6:57 Open banking boost as UK regulators vow to support innovation and consumer protection 20:12 Credit card challenger Yonder scores £62.5m Series A 36:15 CaixaBank rolls out metaverse initiative to promote sustainability 49:45 Actor Ryan Reynolds adds payments company Nuvei to portfolio of business interests 58:08 Game of Thrones stars challenge big banks over fossil fuel links 1:00:40 This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. " Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Alvaro Castillo, Nilixa Devlukia, and Tim Chong.Links: Apple launches high-yield savings account with Goldman in payments push Open banking boost as UK regulators vow to support innovation and consumer protection Credit card challenger Yonder scores £62.5m Series A CaixaBank rolls out metaverse initiative to promote sustainability Actor Ryan Reynolds adds payments company Nuvei to portfolio of business interests Game of Thrones stars challenge big banks over fossil fuel links Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to discuss: "How do community banks stay relevant in 2023?" This week's guests include: Rohit Mathur, Head, Bridge built by Citi Josh Williams, Chief Banking Officer, Seattle Bank Community banks, as a concept, are everything customers often say they want from a financial institution. But, between 2000 and 2020, the total number of community banks in America decreased from over 8,300 to 4,277. That’s a steep decline even as banking generally has become more consolidated and globalised. In this show, we've put together a panel to discuss: what is the role of community banks in 2023, the challenges and opportunites of innovation, and what the future may look like for these institutions dating back to the 1800s. This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Josh Williams and Rohit Mathur. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Love Island's Sharon Gaffka teams up with FCA in clampdown on 'get rich quick' schemes promoted by influencers - 6:00 Verto claims a quarter of SVB customers operating in Africa are opening accounts on its platform - 18:25 Visa partners PayPal for interoperable P2P payments - 32:45 India’s plan to export its wildly successful digital payments system - 44:10 Molo launches 24-hour ‘Rapid Remortgage’ - 52:30 bunq applies for US banking licence - 53:50 Dumb phones are on the rise in the U.S. as Gen Z looks to limit screen time - 55:00 This week's guests include: Anthony Oduu, Co-Founder, Verto Kate Drew, Director of Research, CCG Catalyst This episode is sponsored by Global Processing Services At Global Processing Services – the expert partner in issuer processing – they take your security seriously. Their game-changing Fraud Advantage tool, powered by Featurespace, assesses fraud risks in milliseconds and uses AI and machine learning, to constantly adapt to stay ahead of emerging fraud threats. With their array of available fraud solutions at your fingertips, you can feel secure with GPS as your payment processing partner. Find out more at www.globalprocessing.com/fraudmanagement This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. " Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Anthony Oduu and Kate Drew.Links: Love Island's Sharon Gaffka teams up with FCA in clampdown on 'get rich quick' schemes promoted by influencers Verto claims a quarter of SVB customers operating in Africa are opening accounts on its platform Visa partners PayPal for interoperable P2P payments India’s plan to export its wildly successful digital payments system Molo launches 24-hour ‘Rapid Remortgage’ bunq applies for US banking licence Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert hosts, Ross Gallagher, is joined by some great guests to ask: "Is debt the last taboo of financial services?” This week's guests include: Karen Andres, Director, Policy & Market Solutions, Aspen Institute Neil Costello, UK Marketing Director, Lowell Siamac Rezaiezadeh, VP of Product Marketing and Insight, GoCardless As an industry, we can talk endlessly about positive user journeys and financial enrichment. But, when it comes to the tough topics it’s a little more challenging to open up. No topic seems more taboo for the financial services industry than debt. But with people in the UK owing £1.8 billion in 2023 and millions of Americans currently carrying some form of debt – this is a subject far too important to ignore. We’ve put together a panel of amazing experts to discuss why debt is such a taboo subject, how to help people avoid unworkable debt, and how we improve the debt collection process. This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Karen Andres, Neil Costello, and Siamac Rezeaizadeh. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe and really putting it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus. In this episode, we're looking at how lockdowns impacted the Asia Pacific's travel sector, how fintechs pivoted during that time, and how things look as the region is opening up again. This week's guests include: Matthew Wood, Head of Digital and Fintech Partnerships, Asia Pacific, Visa Caecilia Chu, Co-Founder and CEO, YouTrip Matt Baxby, Australia and APAC Lead, Revolut This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Caecilia Chu, Matt Baxby, and Matthew Wood. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Ross Gallagher, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Crowdcube and Octopus Investments are opening up retail investments in a new partnership - 5:20 Apple Pay Later is finally launching - 16:35 Investing app Acorns acquires kid-focused fintech GoHenry to expand in Europe - 28:50 The Meltdown of a Gay Bank: What went wrong when an LGBTQ+ start-up set out to disrupt finance - 41:15 Twitter changes logo to Dogecoin cryptocurrency image in apparent late April fool’s day gag - 43:00 This week's guests include: Jason Mikula, Publisher, Fintech Business Weekly Jonathan Keeling, Chief Growth Officer, Crowdcube Polly Jean Harrison, Features Editor, The Fintech Times With soundclips from: Louise Hill, Co-founder & Chief Operating Officer, GoHenry This episode is sponsored by Global Processing Services At Global Processing Services – the expert partner in issuer processing – they take your security seriously. Their game-changing Fraud Advantage tool, powered by Featurespace, assesses fraud risks in milliseconds and uses AI and machine learning, to constantly adapt to stay ahead of emerging fraud threats. With their array of available fraud solutions at your fingertips, you can feel secure with GPS as your payment processing partner. Find out more at www.globalprocessing.com/fraudmanagement This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. " Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Jason Mikula, Jonathan Keeling, Louise Hill, and Polly Jean Harrison.Links: Crowdcube and Octopus Investments are opening up retail investments in a new partnership Apple Pay Later is finally launching Investing app Acorns acquires kid-focused fintech GoHenry to expand in Europe The Meltdown of a Gay Bank: What went wrong when an LGBTQ+ start-up set out to disrupt finance. Twitter changes logo to Dogecoin cryptocurrency image in apparent late April fool’s day gag Learn more about your ad choices. Visit megaphone.fm/adchoices

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "Are SMEs being served globally?” This week's guests include: Bruno Diniz, Co-Founder, Spiralem Dani Lima, Executive VP of Infrastructure , Novo Rob Pearce, Technical Advisor - CEO's Office, OakNorth Said Murad, Partner, Global Ventures No matter where you’re tuning in from - at some point, you’re likely to have heard that independent small businesses are the backbone of your economy. But to date, that backbone of entrepreneurs and small business owners has often lacked the proper support needed from financial services. According to the World Economic Forum, 67% of small and mid-sized companies globally are fighting for survival. Our panel of experts discuss: the banking options for SMEs globally, the challenges across markets, and what could the future be in this space. This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. " Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Bruno DIniz, Dani Lima, Rob Pearce, and Said Murad. Learn more about your ad choices. Visit megaphone.fm/adchoices