The Money Puzzle

It's usually too late to act when you realise you need a lawyer. And when it comes to money and finances, it is always good to be clued up on the legal side of things. We cover a range of legal matters from the simplex to complex that involve your finances. Lawyer Peter Kernan from Aubrey Brown Lawyers joins Wealth contributor James Gerrard of FinancialAdvisor.com.au In this episode we cover:- How to deal with a simple fence dispute- Tips and traps when buying 'off the plan' property- Getting your Will right in blended families- Legal considerations when investing with friendsSee omnystudio.com/listener for privacy information.

Warren Buffett once remarked that “forecasters will fill your ears but never your wallet.” With the media saturated by property price predictions, it's essential for long-term investors to focus on the right economic indicators. In today’s episode, guest host Stuart Wemyss talks with David Bassanese, chief economist at Betashares, to help investors navigate the complexities of property market forecasts. In today’s show we cover: Long-term property prices in Australia are influenced by overall economic conditions and affordability, often measured by the price-to-income ratio. Invest in locations that are less reliant on incomes. Interstate migration can server as a leading indicator for a shift in market sentiment. Increasing housing affordability hinges on boosting supply through density and/or infrastructure development to allow the population to spread out, though significant changes over the next 1-2 decades are unlikely in Australia. Invest accordingly.   David shares his views on the Reserve Bank of Australia's cautious approach and forecasts the first interest rate cut could come in February 2025. See omnystudio.com/listener for privacy information.

Like the old saying goes there are only a few things certain in life - death and taxes. In this episode we cover some of the most important tax strategies for people in different age brackets: 18 to 40, 40 to 60 and over 60 years of age. Each one of these groups have unique opportunities to manage and legally reduce what they pay in tax. Accountant Timothy Ricardo from Accounting Advisor Group joins Wealth contributor James Gerrard of FinancialAdvisor.com.au In this episode we cover: - Tax tips for younger people to get into the property market- Who should be thinking about getting a family trust- Strategies to minimise tax leading up to and during retirement- Top tax deductions you didn't realise you could claimSee omnystudio.com/listener for privacy information.

Lending to property investors has surged by 47% over the past 5 months, despite high interest rates, a drop in interest-only loans from 40% to 10%, rising property taxes, and stricter tenancy laws. In today’s episode, guest host Stuart Wemyss speaks with Ben Kingsley from the Property Investors Council of Australia. In today’s show we cover: ·         The negative effects of the 2017 lending restrictions. ·         The impact of rising property holding costs, including increased taxes and levies. ·         Investor sentiment as reported in the PIPA survey, and strategies for navigating the current challenges for investors. ·         How the government's policies on building more homes and increasing density in established suburbs might affect new and existing investors.See omnystudio.com/listener for privacy information.

Ever thought about investing in private equity but not sure where to start, what sort of returns are on offer and how to assess the risks, well this episode is for you as we open the lid and unpack the key issues that anyone thinking about private equity investment should consider. Private equity investor and tech entrepreneur Rudi Engelbrecht joins Wealth contributor James Gerrard of FinancialAdvisor.com.au In this episode we cover: - How to get started in private equity- Tips and tricks from a seasoned private equity investor- How to value a private equity investment- The key risks and pitfalls to navigateSee omnystudio.com/listener for privacy information.

Spring's peak property market begins in September, making it the ideal time to for us explore what to expect. Capital city markets are at various stages: Perth, Adelaide, and Brisbane are thriving, Sydney is a relatively balanced market, while Melbourne is quite soft. It's important to understand how buyers and sellers should navigate these differing market conditions. Joining guest host and financial advisor Stuart Wemyss, is Jarrod McCabe from Wakelin Property Advisory. -------------- In today’s show we cover: How different markets (soft vs. hard) respond to increased listings. Tips for buyers and sellers. Regional market trends and the impact of working from home. The types of properties that are outperforming. See omnystudio.com/listener for privacy information.

How to pick a financial adviser?  It's one of the most common questions for investors...but a more realistic question is: Should you even bother?  Another valid issue to ponder is whether the adviser wants you in the first place?  One in six clients were cut from the client lists of financial advisers last year. Many advisers will not admit it, but they only want 'sophisticated investors' with $2.5m to spend or else an annual income of $250,000 plus.  Author and adviser Jacqui Clarke joins wealth editor James Kirby in this episode.   In today's show, we cover: * How advisers pick their clients  * When advice costs too much to add value  * Key questions you must ask  * The benefits of becoming a 'sophisticated investor'    See omnystudio.com/listener for privacy information.

The Australian property market has always been a collection of regional sectors: But one regional property sector stands out with the strongest long-term fundamentals: Queensland. Louis Christopher of SQM Research joins wealth editor James Kirby for this episode. ------------- In today's show, we cover: * Why Queensland tops the bill for this top property analyst  * Unit prices are rising and that's not good for the market - here's why  * Why regional vacancy rates remain tight  * My super for my home - the argument against it See omnystudio.com/listener for privacy information.

It's taken about two decades for the wider investment public to understand ETFs: The index funds that allow you to buy anything from the ASX 200 to the S&P 500 are now very popular. But just as the message on passive investing broke through, the sector has turned the idea upside down by going head-to-head with active managers. It's time to figure out what's going on. Marc Jocum of GlobalX joins wealth editor James Kirby in this episode  -------In today's show, we cover: Getting to know traditional ETFs The pros and cons of new-style active ETFs  Geared ETFs - How do they work?   Using ETFs for unlisted assets  See omnystudio.com/listener for privacy information.

We hear it more and more: 'Property is so dear, it's impossible...so we are just going to give up now.' Today the author who coined the contentious line about renting forever if you never purchase a home explains his distinct point of view. Not everyone will agree. Financial adviser Bruce Brammall joins wealth editor James Kirby in this episode. In today's show, we cover: Look again - Maybe you can buy that first home Permanent residence - what you need to know When the bank changes the rate you thought you agreed on Negative gearing beyond property  See omnystudio.com/listener for privacy information.