Every investor needs to digest the changed direction of rates after the first cut in four years from the RBA: The headlines are all about mortgage cost reductions but for many investors the big question is - What to do now that risk-free investing is a fading feature of the market?

James Gerrard of financialadviser.com.au joins wealth editor James Kirby in this episode.

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In today's show, we cover

The alternatives to cash deposits
Perfect timing for A-REITs and private credit?
The true cost of franked dividends
Is super biased against younger Australians?

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Rate cut tipping point for investors