BiggerPockets Real Estate Podcast

You’ve got home equity, but maybe not cash flow. If you want to realize financial freedom, you’ll need consistent, passive monthly income. But with cash flow harder to find than ever before, how can you get it when real estate prices and interest rates remain high? Should you give up on cash flow entirely and only bank on appreciation? Maybe not. Using the strategy David outlines today, you can convert your equity into cash flow, but you’ll need to follow the right steps.Welcome back to another Seeing Greene episode, where David, and some expert guests, answer your questions surrounding anything and everything related to real estate investing. Joining us on today’s show are Dave Meyer, J Scott, and Pat Hiban, all BiggerPockets authors and real estate masters in their own rights. They tag-team questions ranging from how to get around the twenty percent down payment requirement, how to calculate the time value of money on an investment, how HELOCs (home equity lines of credit) work, whether investing in hurricane-heavy Florida makes sense, and more!Don’t forget to head over to the BiggerPockets Bookstore to get massive discounts on some of the best real estate investing books in the world! Still itching to ask David a question? Submit your question here so David can answer it on the next episode of Seeing Greene. Hop on the BiggerPockets forums and ask other investors their take, or follow David on Instagram to see when he’s going live so you can hop on a live Q&A and get your question answered on the spot!In This Episode We Cover:How to get around the twenty percent down payment requirement even as a foreign investorCash-out refinances vs. HELOCs and which make more sense for the casual investorConverting equity into cash flow and how to know when you should sell an investment propertyHurricanes, high insurance rates, and other hurdles that come when investing in FloridaCalculating the time value of money and when an investment is worth buyingHouse hacking and using your primary residence as an income-generating asset And So Much More!Links from the ShowFind an Investor-Friendly Real Estate AgentBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreBiggerPockets BootcampsBiggerPockets PodcastBiggerPockets MerchListen to All Your Favorite BiggerPockets Podcasts in One PlaceLearn About Real Estate, The Housing Market, and Money Management with The BiggerPockets PodcastsGet More Deals Done with The BiggerPockets Investing ToolsFind a BiggerPockets Real Estate Meetup in Your AreaBiggerPockets Bookstore Cyber Monday SaleStay Up-to-Date on All the New BiggerPockets Books Coming SoonShould You Invest for Equity or Cash Flow?Books Mentioned in the ShowReal Estate By Numbers by Dave Meyer & J ScottConnect with David, Dave, J, & Pat:David's BiggerPockets ProfileDavid's InstagramDave's BiggerPockets ProfileJ's BiggerPockets ProfilePat's BiggerPockets ProfileClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-693Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial freedom isn’t something that most Americans strive towards. For the most part, working at a job, getting a steady paycheck, and bringing home the bacon is enough. That is until something forcibly stops you from working. It could be a workplace injury, a family emergency, or even a cancer diagnosis. What do you do when you can’t work or provide for your family, all while fighting a life-threatening disease?Josh Goldstein was in this exact situation in 2015 when doctors gave him a rough diagnosis—pancreatic cancer. Josh and his wife knew that he could make it through the treatments, but the financial problem still loomed largely. How would they be able to pay the bills, take care of their kids, or continue living the life they loved without any money coming in from Josh’s work? The answer—real estate investing.After years of analysis paralysis and a deep obsession with BiggerPockets content (woohoo!), Josh bought his first property as the world was starting to shut down. But he didn’t let the lockdowns stop his plan to hit financial freedom fast. Over the past two years, Josh has gone from zero to twenty units, some of which he’s never laid eyes on before. This portfolio, which was built out of a life-threatening situation, is now bringing in hundreds of thousands a year for Josh’s family, providing them well-earned financial independence.In This Episode We Cover:Solving life’s hardest problems (even when they threaten to kill you!)Building your foundation for financial freedom today so you’ll never be out of optionsKicking analysis paralysis to the curb and the simple way to start investing in real estateLong-distance real estate investing and why it isn’t as scary as you may thinkShort-term rental saturation and what will happen as hosts buy more and more homesWhy you always want to double-check the battery life on your home’s smart locks And So Much More!Links from the ShowFind an Investor-Friendly Real Estate AgentBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreBiggerPockets BootcampsBiggerPockets PodcastBiggerPockets MerchListen to All Your Favorite BiggerPockets Podcasts in One PlaceLearn About Real Estate, The Housing Market, and Money Management with The BiggerPockets PodcastsGet More Deals Done with The BiggerPockets Investing ToolsFind a BiggerPockets Real Estate Meetup in Your AreaDavid's BiggerPockets ProfileDavid's InstagramHenry's BiggerPockets ProfileHenry's InstagramBiggerPockets Podcast 340 with Whitney HuttenBiggerPockets Podcast 364 with Avery CarlBooks Mentioned in the ShowRich Dad Poor Dad by Robert KiyosakiLong-Distance Real Estate Investing by David GreeneConnect with Josh:Josh's BiggerPockets ProfileJosh's InstagramJosh's EmailClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-692Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Property management has always been a sensitive subject for landlords. Most real estate investors either want to be completely hands-off, letting a property manager handle the entirety of their leasing and management, OR be hands-on, constantly dealing with tenant issues themselves. And for a long time, there wasn’t a great way to self-manage. You either ran your business off scraps of paper or insufficient spreadsheets. But it’s 2022, and this has completely changed.When Ryan Barone was applying for his first apartment, he was blown away by how complicated the tenant application process was. So, he built an app that made it easier for tenants to upload all their documents to landlords. Then, the landlords started reaching out to Ryan asking for a tenant management version of the software. As a result, RentRedi was born, and has slowly grown to become one of the most popular property management tools around!Ryan credits much of his success to early BiggerPockets users, who constantly tested and tried RentRedi when it was in early development. Now, the software is fully formed—used by tens of thousands of investors across the country. And it comes standard with a BiggerPockets Pro Membership! If you want to know how to manage your properties without the headaches (or high costs) of regular property management, stick around. Ryan gives a full demo on how you can start using RentRedi today!In This Episode We Cover:Common landlord and tenant headaches and how RentRedi instantly solves themReporting, rent collection, bookkeeping, and more features you can get with RentRediHow to start self-managing as a new landlord even if you have no experienceHow RentRedi used BiggerPockets users as beta testers to build the best property management software aroundOutsourcing and delegating tasks so you can build your business faster than ever beforeTurning tenant problems into profits and managing your rentals without breaking the bankAnd So Much More!Links from the ShowFind an Investor-Friendly Real Estate AgentBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreBiggerPockets BootcampsBiggerPockets PodcastBiggerPockets MerchListen to All Your Favorite BiggerPockets Podcasts in One PlaceLearn About Real Estate, The Housing Market, and Money Management with The BiggerPockets PodcastsGet More Deals Done with The BiggerPockets Investing ToolsFind a BiggerPockets Real Estate Meetup in Your AreaDavid's BiggerPockets ProfileDavid's InstagramTry RentRedi Today!Angel.coRob's BiggerPockets ProfileRob's YoutubeRob's InstagramRob's TikTokRob's TwitterConnect with Ryan:Ryan's BiggerPockets ProfileClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-691Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Most investors buy rental property for cash flow, and much to their surprise, no cash flow is to be found once the deal is done. Maybe they’ll get some limited returns in their first year of landlording, but with cash flow-induced frustration, they decide to try another strategy. This happens again and again as real estate investors struggle to realize anything other than a meager return on what was supposed to be a financially-freeing investment. But worry not—this is all part of the plan.David is back on another episode of Seeing Greene, where he answers the most-pressing real estate questions from across the web. But David isn’t alone in the episode! He brings along real estate investing experts Brandon Turner, Pat Hiban, and Zeona McIntyre to help answer hard-hitting questions surrounding anything and everything related to real estate. This week’s topics touch on shiny object syndrome, when to pay for real estate leads, assisted living investing, 1031 exchanges, short-term rentals vs multifamily investing, and how to find the right mentor.If you’ve been looking to up your real estate game, head over to the BiggerPockets Bookstore and take advantage of MASSIVE discounts on some of the best real estate books around! And remember to use ANY of today’s hosts’ names as a discount code to get even more off when buying any BiggerPockets books!In This Episode We Cover:How to avoid shiny object syndrome when no real estate strategy seems to workWhy most new investors have the wrong idea about cash flow and rental propertiesAssisted living investing and who should make the jump into this high-cash flow asset class1031 exchanges explained and using them to become a passive real estate investorShort-term rentals vs. multifamily investing and which is the better bet in 2023How to find a mentor when you’re just starting in your real estate investing journeyAnd So Much More!Links from the ShowFind an Investor-Friendly Real Estate AgentBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreBiggerPockets BootcampsBiggerPockets PodcastBiggerPockets MerchListen to All Your Favorite BiggerPockets Podcasts in One PlaceLearn About Real Estate, The Housing Market, and Money Management with The BiggerPockets PodcastsGet More Deals Done with The BiggerPockets Investing ToolsFind a BiggerPockets Real Estate Meetup in Your AreaDavid's BiggerPockets ProfileDavid's InstagramHear Our Interview with Assisted Living Investing Expert, Isabelle Guarino-SmithStay Up-to-Date on All the New BiggerPockets Books Coming SoonShop the BiggerPockets Bookstore and Use Codes BRANDON, DAVID, PAT, or ZEONA for a Special DiscountBooks Mentioned in the ShowTax Strategies by Amanda Han & Matt MacFarlandAdvanced Tax Strategies by Amanda Han & Matt MacFarland30-Day Stay by Zeona McIntyre & Sarah WeaverReal Estate by Numbers by J Scot & Dave Meyer6 Steps to 7 Figures by Pat HibanSKILL by David GreeneBRRRR by David GreeneLong Distance Real Estate Investing by David GreeneConnect with Brandon, Pat, & Zeona:Brandon's BiggerPockets ProfilePat's BiggerPockets ProfileZeona's BiggerPockets ProfileClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-690Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Non-investors hate real estate tax loopholes. It always seems like the wealthiest landlords, apartment owners, or short-term rental hosts walk away with not only massive income but little-to-no tax bills at the end of the year. Are investors unethically avoiding taxes OR are they carefully, quietly using the tax code to build wealth and bring their tax burden down to zero? And if the big investors can do it, can average investors use the same strategies?Whether you own one, ten, or a thousand rental units, Matt Bontrager, CPA at TrueBooks, has a solution for you. He’s been working with real estate investors for years to help them minimize their tax burdens and maximize their portfolio values. And unlike most CPAs, Matt can explain these strategies in a way that excites you, instead of slowly lulling you into a depreciation-induced dream.Matt touches on the most powerful ways to eliminate your taxes in 2022. These tax strategies work for almost every type of investor, whether you’ve got a full-blown business or just a short-term rental side hustle. These tax tactics, when used correctly, can allow you to walk away from 2022 with a bigger refund, no tax bill, or years’ worth of losses to roll over so you walk into 2023 in a better reposition than ever before.In This Episode We Cover:The massive short-term rental tax “loophole” most investors are unaware ofTax preparers vs. advisors and when you should start hiring these team membersCost segregation studies and using them to eliminate years’ worth of tax billsBonus depreciation write-offs and why every investor MUST take advantage of this before the end of the yearReal estate professional status, its benefits, and what you need to do to obtain itTax avoidance strategies the wealthy use that almost any investor can mimicAnd So Much More!Links from the ShowFind an Investor-Friendly Real Estate AgentBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreBiggerPockets BootcampsBiggerPockets PodcastBiggerPockets MerchListen to All Your Favorite BiggerPockets Podcasts in One PlaceLearn About Real Estate, The Housing Market, and Money Management with The BiggerPockets PodcastsGet More Deals Done with The BiggerPockets Investing ToolsFind a BiggerPockets Real Estate Meetup in Your AreaDavid's BiggerPockets ProfileDavid's InstagramRob's BiggerPockets ProfileRob's YoutubeRob's InstagramRob's TikTokRob's TwitterUnderstanding Rental Property Depreciation—A Real Estate Investor’s Guide4 Real Estate Tax Strategies That Can Protect You From InflationBooks Mentioned in the ShowTax Strategies by Amanda Han & Matt MacFarlandAdvanced Tax Strategies by Amanda Han & Matt MacFarlandConnect with Matt:Matt's BiggerPockets ProfileMatt's InstagramMatt's WebsiteClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-689Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Scott Galloway, NYU professor commonly known as “Prof G,” thinks that America is adrift. Communities are dying, young people are feeling helpless, and wealth is slowly being sucked out of the system to give the ultra-rich even more comforts than before. The average American merely wants to make it—having a house, a family, and maybe an ounce of peace. But with mainstream media violently pointing fingers at one another and the modern worker feeling desolate in the daily grind, what can we do to put this country on the correct course?Scott knows that the game is rigged. He has strong feelings that real estate investors, like many of us, are playing with “cheat codes.” But, that doesn’t mean we’re doing anything wrong. Scott dives into his personal philosophy on who has taken advantage of this country, who needs the most help, and how a young, aspiring entrepreneur or investor can build wealth, without blindly buying into “sexy” assets.Although Scott likes real estate (and wishes he bought more of it), he cautions young investors to take a step back and be intelligent with their investments. A few right moves when Scott was young allowed him to live the life he has today—but this was through hard work and taking the right action, not waiting for someone else to save him. No matter what age you are, what side of the political spectrum you fall on, or your feelings toward real estate—Scott has words you’ll want to hear.In This Episode We Cover:Scott’s new book Adrift and why he thinks America’s course needs to be correctedThe biggest problems America is facing today and how a specific demographic is rigging the systemThe bias against boys and how young men are left behindHow young people can get ahead and why they should steer clear of “sexy” investmentsFiat money, cryptocurrency, and how the American dollar is quickly losing its valueThe real estate “cheat codes” that any investor can take advantage ofHow YOU can create change in the world that will lead to more equality, friendship, and connectivityAnd So Much More!Links from the ShowFind an Investor-Friendly Real Estate AgentBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreBiggerPockets BootcampsBiggerPockets PodcastBiggerPockets MerchListen to All Your Favorite BiggerPockets Podcasts in One PlaceLearn About Real Estate, The Housing Market, and Money Management with The BiggerPockets PodcastsGet More Deals Done with The BiggerPockets Investing ToolsFind a BiggerPockets Real Estate Meetup in Your AreaDavid's BiggerPockets ProfileDavid's InstagramDave’s BiggerPockets ProfileDave’s InstagramBook Mentioned in the ShowAdrift by Scott GallowayConnect with Scott:Scott's TwitterSign Up to Scott’s NewsletterClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-688Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Knowing how to buy a rental property is one thing, but coming up with the money is another. This is the constant struggle real estate investors find themselves in. When they have cash, there aren’t enough deals. When they have deals, there isn’t enough cash. This catch-22 usually puts investors in a spin cycle, never pulling the trigger on their first or next deal. But, it doesn’t have to be this way. With the right mindset, you can find the money to purchase more rental property, even if you’ve run out of options.This is what expert investor, David Greene, refers to as his capital “carrot,” or the thing that allows him to find (and make) more money to buy even more real estate. And it’s just one of the topics in today’s Seeing Greene show. In this episode, David takes a live call from Garrett, who’s struggling with whether or not to sell or keep his first deal. We also get questions about BRRRRing with high interest rates, where to find medium-term rental tenants, and how to find a realtor in a brand-new market.Want to ask David a question? If so, submit your question here so David can answer it on the next episode of Seeing Greene. Hop on the BiggerPockets forums and ask other investors their take, or follow David on Instagram to see when he’s going live so you can hop on a live Q&A and get your question answered on the spot!In This Episode We Cover:The house hack “savings” that turn a dud into a screaming real estate dealWhether or not keep or sell a rental even if you’re not making much from itHow to buy BRRRRs in today’s high-interest rate environment Dominating a market as a brand new real estate agent or realtorWhere to find medium-term rental tenants and common short-term rental regulationsHow to find a rockstar real estate agent when investing out of stateAnd So Much More!Links from the ShowFind an Investor-Friendly Real Estate AgentBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreBiggerPockets BootcampsBiggerPockets PodcastBiggerPockets MerchListen to All Your Favorite BiggerPockets Podcasts in One PlaceLearn About Real Estate, The Housing Market, and Money Management with The BiggerPockets PodcastsGet More Deals Done with The BiggerPockets Investing ToolsFind a BiggerPockets Real Estate Meetup in Your AreaDavid's BiggerPockets ProfileDavid's InstagramGet Real Estate Investing Data, Guides, and ResourcesUse the BiggerPockets Rental Property Calculator on Your Next DealBiggerPockets Podcast 679 with Zeona and Sarah (Medium-Term Rentals)BiggerPockets Podcast 680 with Mark Simpson (Short-Term Rentals)Books Mentioned in the ShowSOLD by David GreeneSKILL by David GreeneMultifamily Millionaire Volume 1 by Brandon Turner & Brian MurrayMultifamily Millionaire Volume 2 by Brandon Turner & Brian MurrayLong-Distance Real Estate Investing by David Greene30-Day Stay by Zeona McIntyre & Sarah WeaverClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-687Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

House flips, opportunity zone investing, student housing—name a real estate strategy, Evan Turner, former NBA player, has probably done it. Unlike most professional athletes, Evan left the league with more assets than at the peak of his career. He was buying real estate, building homes, and making moves while working a grueling six days a week schedule, knowing that he had to use this opportunity to build something that went far beyond basketball.Evan grew up in the inner city with a single parent. The realities of struggling for money were all too real for him when he got hit with millions of dollars in his early 20s. He struggled to spend any money for the first few years of his NBA career, which led him to have a surplus that he used in all the right ways. Relying on NBA veterans around him, Evan knew that to build wealth, he needed to up his assets. The most tangible thing he could think of investing in? Real estate.Now, with many deals under his belt, Evan has become proficient in almost every aspect of buying, funding, and profiting on a real estate deal. He, like many other investors, is seen as lucky for buying consistently throughout the past decade. But Evan knows that the rewards he reaps today came from smart decisions he made years ago. Now, even after he’s out of the game, Evan is still able to bring in seven-figure paychecks. But this time, thanks to smart strategizing, he’ll get to keep most of it.In This Episode We Cover:Making the money mindset shift that allows you to build wealth while others waste their resourcesOpportunity zone investing and using real estate to revitalize urban communitiesEvan’s unbelievable seven-figure fix and flip vacation home dealWhy the first investment property matters most and how to ensure you turn a profit with no experienceBuilding your real estate team and why everyone needs to networkTaking the “luck” out of investing and why consistency beats timing every timeAnd So Much More!Links from the ShowFind an Investor-Friendly Real Estate AgentBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreBiggerPockets BootcampsBiggerPockets PodcastBiggerPockets MerchListen to All Your Favorite BiggerPockets Podcasts in One PlaceLearn About Real Estate, The Housing Market, and Money Management with The BiggerPockets PodcastsGet More Deals Done with The BiggerPockets Investing ToolsFind a BiggerPockets Real Estate Meetup in Your AreaDavid's BiggerPockets ProfileDavid's InstagramRob's BiggerPockets ProfileRob's YoutubeRob's InstagramRob's TikTokRob's TwitterThe Investing “Cheat Code” of Opportunity Zone RentalsThe 20 Best Performing Opportunity Zones for Real Estate InvestorsTune Into the “Point Forward” PodcastConnect with Evan:Evan's InstagramEvan's TwitterClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-686Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Finding off-market properties was much harder a few years ago than it is today. Before you’d have to drive for dollars, mark down addresses, build a spreadsheet, constantly update it, and maybe, just maybe, you’d get a motivated seller willing to do a deal with you. This process was overly complicated, expensive, and took too much time. Because it was so challenging, many new real estate investors would forego looking for off-market deals entirely and only stick with on-market MLS listings. But things have changed.We’ve brought back four-time guest, Justin Silverio, onto the podcast to talk about his new tool, Invelo. Invelo puts all your lists, leads, and tasks into one place, so you’re not scatterbrained when building an off-market lead flow. This app allows anyone, no matter their experience level, to find owners, phone numbers, and addresses while tracking your touch points in a systematized, automated way, so you always have new leads coming in.This software is a game changer for flippers, wholesalers, and any investor trying to dodge the high prices and agent commissions of buying on-market. And Justin assures us, even if you’ve never done an off-market deal, Invelo will give you everything you need to successfully get the first one in the bag. Stick around ‘til the end of the episode, where we share a special way to start marketing for free with this game-changing tool!In This Episode We Cover:How Justin started flipping houses and finding off-market deals with no experienceThe right way to do direct mail and why so many investor letters get thrown in the trashUsing Invelo to build lists, reach sellers, and get educated on how to find deals fasterHow to optimize your marketing budget by only marketing to leads who could turn into dealsInvelo’s automation that scrubs your list for you so you only keep the best leads A special discount for BiggerPockets Pro and how you can get a free marketing credit with InveloAnd So Much More!Links from the ShowFind an Investor-Friendly Real Estate AgentBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreBiggerPockets BootcampsBiggerPockets PodcastBiggerPockets MerchListen to All Your Favorite BiggerPockets Podcasts in One PlaceLearn About Real Estate, The Housing Market, and Money Management with The BiggerPockets PodcastsGet More Deals Done with The BiggerPockets Investing ToolsFind a BiggerPockets Real Estate Meetup in Your AreaDavid's BiggerPockets ProfileDavid's InstagramRob's BiggerPockets ProfileRob's YoutubeRob's InstagramRob's TikTokRob's TwitterBiggerPockets Podcast 58BiggerPockets Podcast 82BiggerPockets Podcast 194Use the BiggerPockets Rehab Estimator on Your Next Flip or BRRRRInveloOpen Letter MarketingBooks Mentioned in the ShowFinding and Funding Great Deals by Anson YoungBuy, Rehab, Rent, Refinance, Repeat by David GreeneConnect with Justin & Anson:Anson's BiggerPockets ProfileJustin's BiggerPockets ProfileClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-685Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Interest rates have become a hot topic over the past six months. Back in 2020 and 2021, homeowners were bragging to their friends about their rock-bottom mortgage rates and how they secured financing at three percent or less! But times have changed, and seven percent interest rates are becoming the norm. Now, nobody is bragging—in fact, many investors are too scared to buy, thinking that today’s interest rates are far too high to buy homes with. If you’re following this thought process, you could be making a BIG mistake.Welcome back with another Seeing Greene episode, where our “high rates, who cares?” host, David Greene, answers questions directly from investors just like you. In today’s show, David coaches a young investor on building his side business, why quitting your job could be a mistake, and how to learn from past deals to build wealth far faster. Then, David pivots into answering questions from investors on how to get over your fear of taking on good debt, how much to have in safety reserves for your property, and why being scared of high interest rates could hurt you in the long run.Want to ask David a question? If so, submit your question here so David can answer it on the next episode of Seeing Greene. Hop on the BiggerPockets forums and ask other investors their take, or follow David on Instagram to see when he’s going live so you can hop on a live Q&A and get your question answered on the spot!In This Episode We Cover:Why quitting your job as a real estate investor could be a BIG mistakeThe right way to house hack and how to maximize every piece of property you buyGood debt vs. bad debt and why most people view mortgages the wrong wayCapital expenditure funds and how much to keep in cash reservesHigh interest rates and when refinancing at a worse rate make senseSeeing money as “energy” and using it to build wealth while others are scared to actAnd So Much More!Links from the ShowFind an Investor-Friendly Real Estate AgentBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreBiggerPockets BootcampsBiggerPockets PodcastBiggerPockets MerchListen to All Your Favorite BiggerPockets Podcasts in One PlaceLearn About Real Estate, The Housing Market, and Money Management with The BiggerPockets PodcastsGet More Deals Done with The BiggerPockets Investing ToolsFind a BiggerPockets Real Estate Meetup in Your AreaDavid's BiggerPockets ProfileDavid's InstagramThe Fed’s Plan for Future Interest RatesDebt Is Good When It Comes to Real EstateJoin David’s “Behind the Shine” NewsletterClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-684Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices