Caleb and Riley are joined by Peter Blomfield, a U.S. tax advisor focused on international tax issues for U.S. citizens living in Canada. If you spend many months a year in the US, are a dual citizen or thinking about purchasing U.S. real estate, this episode is full of really great information and advice on how to navigate U.S. taxes and avoid common potential traps. Learn more about: Dual citizenship and the associated tax dilemma. Uncover the complexities of U.S. tax filing for dual citizens and learn about potential paths like U.S. citizenship renunciation. How to be a successful snowbird and navigating the essential 'Day Count Rule' and 'Substantial Presence Test' for Canadians spending part of the year in the U.S. What to know before making a cross-border real estate purchase and the tax implications for Canadians purchasing U.S. real estate. Resources: Peters Website: https://www.blomfieldtax.com/ Email Peter Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by Susan Bradley, the Founder of the Sudden Money® Institute. For 16 years Susan has been teaching people how to successfully navigate the big and small transitions in life. She is the author of Sudden Money: Managing a Financial Windfall, and TEDx Wilmington Women talk called, “Change launches you into the next great chapter of your life, whether you like it or not.” Learn more about: How to navigate major life transitions for a more fulfilling retirement experience. The different phases of retirement transition and how to effectively approach each stage to ensure a smoother and more enjoyable journey. Insightful advice and practical tips from an expert on managing expectations, making well-informed decisions, and involving family and support networks during the retirement transition. Resources: Sudden Money Institute Website TEDx Susan Bradley: “Change launches you into the next great chapter of your life, whether you like it or not.” TEDx Kelly McGonigal: How to make stress your friend TEDx Dr. Carol Dueck: “The power of yet” Liminal Space Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley discuss the most commonly asked bad financial questions. In this episode they explain why they are bad, and share the better questions we should be asking instead to get more value our of our meetings with advisors. Learn more about: The bad questions to avoid and the good questions to ask help you get the answer to what you truly want Learn how to better evaluate your retirements, your portfolio and your relationship with your advisor Why most questions about the investment markets tend to produce the worst answers Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by Jocelyn Rempel, Chair in Older Adult Health and Associate Professor at Mount Royal University. Jocelyn’s experience as a gerontological nurse has spanned across the care continuum from homecare to long-term care and she is currently forging the way for innovation and technology in the aging space through her research and work with AgeTech and IoT companies. Learn more about: New technologies being developed to assist older adults in living independently. How to avoid social isolation as we age and the importance of ‘replacement activities’. Insight into the often unexpected challenges that arise for older adults as they age Resources: Email Jocelyn: jlrempel@mtroyal.ca Connect with Jocelyn on LinkedIn Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

  Caleb and Riley are joined by Joan Pagano the owner of Joan Pagano Fitness in NYC, who has specialized in strength training for women since 1988. As the former trainer to Jacqueline and Caroline Kennedy, Joan is dedicated to helping women manage the aging process with grace. At age 75, Joan continues to inspire as a healthy aging and women’s fitness expert, proving that strength and vitality can be maintained through the decades. Learn more about: The top exercises and strategies for preventing osteoporosis and staying strong through the decades, tailored specifically for women's unique health needs How to harness the power of strength training to not only protect your bones, but also maintain a youthful appearance, boost your energy levels, and improve your overall well-being. Joan’s experiences training iconic figures like Jacqueline Onassis and Caroline Kennedy, and how these lessons can empower your own fitness journey. Resources: www.joanpaganofitness.com Sign up for her newsletter and free ‘fitness refresh routine’ www.facebook.com/JoanPaganoFitness www.linkedin.com/in/joanpagano www.twitter.com/JPaganoFitness Joans Index to the Osteoporosis Prevention Series Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by George Kinder, Author, international thought leader, and life-planning pioneer. George has been at the forefront of the financial services industry for more than 35 years, spearheading a movement to put the lives that clients desire to live at the center of their financial plans. Through books, workshops, and speaking engagements, George has trained thousands of professionals globally in the field of financial life planning. Learn more about: Having the emotional maturity and confidence to recognize and then pursue your aspirations How you can discover what you truly want out of life and how you can align your financial plan with your life plan Changing your perspective on suffering and how suffering can be turned into retirement wisdom Resources: George Kinder’s books on money and mindfullness and more Georges Website Kinder Institute of Life Planning George on Instagram George on LinkedIn Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by Dr. Rose Joudi to discuss aging, agism and how to think positively about who we are, what we can do and who we can still become. Dr. Joudi holds a Ph.D. in Psychology from Auckland, New Zealand and is a Certified Professional Consultant on Aging. She has more than 15 years of academic, research and training experience in the Psychology of Aging, and Social and Clinical Topics in Aging. Learn more about: Barbara Beskind and why you can still do what you dreamt of doing, even at age 85. How to navigate employer relationships where ageism is being experienced. The myths, misunderstanding and stereotypes that society has about older people and that some older people believe themselves Resources: Email Rose: rosejoudi@gmail.com Roses website Rose on LinkedIn Barbara Knickerbocker-Beskind Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by Gary Saran to discuss what factors are most important to consider when purchasing or selling real estate. Monthly mortgage payments required to buy the median existing U.S. home has increased more than 75% since the beginning of the pandemic. How much should interest rates and housing markets play into your decisions? That’s what we discuss today with Gary Saran of Calgary, Alberta, a licensed real estate advisor with the eXp Realty Family where he helps buyers, sellers and investors find and buy the right home. Learn more about: How much should interest rates and housing markets affect your home buying decisions? Can we and should you try and ‘time the housing market? The 10 year rule and how to assess if your situation is prime for home ownership Memorable Quotes: “No amount of cheese in something will replace the satisfaction of cheese on top of something” “If house prices drop by 5% and in that same time mortgage rates increase by 0.5% (for example, from 7% to 7.5%), your mortgage payment on a 30-year fixed rate loan would remain unchanged.” Resources: Gary’s website Gary on LinkedIn Gary on Instagram Email Gary at gurkarn.saran@exprealty.com Call Gary at 403.797.4100 Online debt-to-income ratio calculator History of fixed mortgage rates in Canada Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley discuss the takeaways from the disruption in Caleb’s flight from Maui, Hawaii to Calgary. We can be fairly certain there will be many disruptions throughout retirement. There are simply too many unknowns - the market, inflation, health, politics and more. One of the great things about working with a financial planner is that you have access to a ‘financial life simulator’. A financial planner with the right software and tools can test a variety of different scenarios to ensure you plan can encounter unforeseen events and still succeed. Learn more about: Normalizing the idea that disruptions will happen and how you to learn to rebound from them to make the most of any given situation, because often opportunity emerges from the inconvenience. Anecdotal stories of how people re-adjusted to disruptions to turn them into an opportunities. A case study to understand how we can stress test our plans and create new plans to prevent possible failures. Resources: Are You Afflicted by Retired Husband Syndrome? Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by Dino Camire, coach to Gail-Ann Breese who at age 62 has been setting local, national and world records in powerlifting. Dino is the owner of One Family Fitness Centre in Winnipeg where he trains people of all ages. Dino shares why weight training is so important, even more so in retirement and how it is vital to remaining independent as we age. Learn more about: The story of Gail-Ann, a 62 year old women who recently became a world champion powerlifter How to lift weights even at older ages, with out experience, safely and consistently. The benefits of weight training just 2 days a week and how it offsets the natural muscle loss that accelerates with aging. Resources: One Family Fitness Website One Family Fitness Instagram Email Dino Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts