Caleb and Riley discuss emergency funds and how to be ready for unexpected expenses. Perhaps you’ve always heard that you need an emergency fund, but have never actually taken the time to build one or even be intentional about how much to have in one. Given the stats you are about to hear, I would bet there is a high chance the size of your emergency fund (if you have one at all) has had little thought put into it. Emergency funds make us more resilient and independent. How much do you need to have to feel resilient? It's not one-size-fits-all. Your emergency fund needs to be tailored to your circumstances. Learn more about: How your emergency fund preparedness compares to others based on most recent Canadian Statistics The 5 Factors to consider when determining the size of your emergency fund Why the size of your emergency fund is going to be unique and where you should save it Resources: Canadian statistics on emergency funds March 2022 report from the Consumer Finance Protection Bureau Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by Joan MacDonald, “a 76 yr old fitness fanatic defying expectations on every level” - that is what shape.com wrote about Joan in 2022. Joan (aka @trainwithjoan on Instagram) is proving that it's never too late to make big life changes. At 70 years old, she was on multiple medications for high blood pressure, high cholesterol, and acid reflux. She was getting winded walking up the stairs. Today, Joan has lost over 60 pounds, her doctors have given her a clean bill of health and she inspiring millions of followers on social media across the world. Learn more about: The inspiring journey of a 77-year-old fitness influencer who transformed her life, going from from medication dependence to fitness phenomenon Why it's never too late, even at age 70, to adopt a healthier lifestyle, no matter your age or physical condition. How fitness can act as a catalyst, not only for physical health, but for emotional wellbeing and self-confidence. Resources: Website: https://www.trainwithjoanofficial.com/ Train with Joan App: https://plankk.partners/trainwithjoan/ Joan on Instagram Joan on YouTube Joan’s book on Amazon: Flex Your Age Brain training App: https://elevateapp.com/ Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by Laura Tamblyn Watts, CEO of CanAge, Canada’s national seniors’ advocacy organization and a global expert on aging. Laura is one of the leading voices in Canada on issues related to aging. She is a lawyer, a frequent media commentator, an author, an academic researcher and well-known community activist. Learn more about: The societal and economic implications of our rapidly aging world, and how these shifts will impact your retirement. Practical strategies for a robust retirement, from financial planning, the effects of social isolation to combating ageism. The origin of "retirement age 65", and gain insights on how to adjust your retirement plans for your age, stage, and lifestyle. Resources: Website: https://www.canage.ca/ Laura on LinkedIn Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by MP Greg McLean, the Conservative Member of Parliament for Calgary Centre and a Member of the Standing Committee on Environment and Sustainable Development. Before being elected as MP for Calgary Centre in 2019, Greg worked as a financial professional for 20 years. His work put him in close contact with Alberta’s vital oil and gas sector and with technology start-ups, giving him a first-hand understanding of what it takes for hard-working Calgarians to invest, take risk, build, and succeed. Learn more about: How the parliamentary process works, the different types of bills and how retirees can have their interests represented in parliament The role of Canada's budgetary deficit and inflation in your retirement plans from the perspective of a seasoned politician. The unique experiences of MP Greg McLean and understand his personal perspectives on balancing constituent needs, party demands, and his own desires in the complex world of politics. Resources: https://gregmcleanmp.ca/ YouTube: Affordable, Quality Childcare is Critical Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by Calgary Lawyer, Michelle Bullas to discuss unique tax savvy strategies for business owners. Michelle specializes in tax planning and has more than 20 years of experience helping her clients pay less tax. In this episode we discuss Bill C-208 and how business owners may want to take advantage of the introduced changes in 2023, 2024 and beyond. If you or your spouse owns a business and you are considering selling that business to a family member, this episode is for you. Learn more about: Why you should begin planning a business transition sooner than later and how to take advantage of new tax legislation. Bill C-208 and how how it will impact the options you have when selling your business. The common mistakes and pitfalls older adults make when adding family members to assets such as bank accounts or to the title of their home. Resources: Contact Michelle Learn more about Bill C-208 Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by Patricia Faust, a gerontologist specializing in the issues of brain aging, brain health, brain function, and dementia. Patricia has a Masters in Gerontological Studies from Miami University in Oxford Ohio. She is certified as a brain health coach and received a certification in Neuroscience and Wellness through Dr. Sarah McKay and the Neuroscience Academy. Learn more about: Strategies for maintaining cognitive health in retirement and Patricia's favourite ways to exercise her own brain to maintain her cognitive reserve The science behind what happens to our brains as we age, starting as early as age 30 and which lifestyle choices have a significantly influence. Understand why the first year of retirement can be so challenging for the brain and hear examples of 'superagers' who maintain exceptional brain health in their later years Resources: Website: https://www.myboomerbrain.com/ Email: patricia@myboomerbrain.com Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by Jane Heller, a best selling author who has written many books, romantic novels, and comedies. In this episode we discuss her most recent book of nonfiction, You’d Better Not Die Or I’ll Kill You: A Caregiver’s Survival Guide To Keeping You in Good Health and Good Spirits, which features her trademark humor as she tackles the subject of caring for loved ones with a chronic or progressive illness. Learn more about: How to turn cranky nurses into buddies and other strategies for dealing with the challenges of caregiving and communicating effectively with medical professionals. Insights on managing stress providing care for their loved ones and how to make the difficult decision of placing a loved one in a nursing home. Insights into how to have a fulfilling second half of life by staying active, engaged, and connected to others, even in the face of caregiving responsibilities. Resources: Website: janeheller.com Book: You’d Better Not Die Or I’ll Kill You Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by Ted Klontz Professor of Financial Psychology and Behavioral Finance at Creighton University. Ted helps people find and understand their individual “money scripts”. Whether you know it or not, you have a unique perspective on the role of money and what it means to you. In this episode Ted walks us through just a few of the key questions that are likely to improve our relationship with wealth. Don’t be surprised if these questions uncover something in you that you didn’t even know existed. Learn more about: Master the art of listening and learn how this skill can reshape your retirement journey. Learn to address and heal common money issues that can impact retirement well-being. Understand the connection between happiness, money, and retirement to maximize your golden years. Resources: Website: https://www.klontzconsulting.com/ Email: ted@klontzconsulting.com Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley are joined by Bonnie J. Kaplan, Ph.D, Professor Emerita in the Faculty of Medicine at the University of Calgary. Bonnie co-authored The Better Brain. The book is a complete guide to a healthier, happier brain. What if the key to treating mental illness can’t be found at the pharmacy, but lies in the very foods and nutrients we eat? In this episode Bonnie shares the results of some fascinating studies and what it means for our brains. Learn more about: The important but under appreciated connections between nutrition and brain health The effectiveness of a “nutrition first approach” and how it can be applied to prevent and treat illnesses Practical advice on how to maximize your retirement years by adopting healthy eating habits and lifestyle choices that support brain health. Resources: BonnieJKaplan.com TheBetterBrainbook.com Video: How Nutrients Control Brain Synthesis and Metabolism of Neurotransmitters Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts

Caleb and Riley discuss the potential impact of saving just 1% more each month. How much earlier do you think it would allow you to retire? In this episode we walk you through this calculation as well as describe the four biggest levers you have control over to get closer to your ideal retirement. Learn more about: The impact of saving 1% more every month versus working 1 more year Your 4 biggest levers when trying to improve your financial situation for retirement How to determine which lever will have the biggest impact on getting your ideal retirement Resources Seinfeld: Kramer test drives car on Seinfeld Hosted by Caleb Miller and Riley Anderson of InvestorDNA Meet Caleb and Riley Book a Call Subscribe on Apple Podcasts Subscribe on Spotify Subscribe on Google Podcasts