Banking on Fraudology

Banking on Fraudology is part of the Fraudology Podcast Network. In this compelling episode of Banking on Fraudology, host Hailey Widham is joined by Freddy Massimi, a certified Financial Crimes investigator and leader at Truist Bank, to explore the intersection of human trafficking and financial crime.Together, they examine how financial institutions can detect and disrupt trafficking networks, drawing from recent high-profile cases and the latest FinCEN advisory updates. The conversation highlights key red flags, such as repeated hotel bookings, shared contact information across accounts, and sudden cryptocurrency transactions that fraud and AML teams should monitor.This episode is a call to action for fraud analysts, compliance professionals, and financial crime investigators, emphasizing the importance of cross-team collaboration in combating one of today’s most urgent criminal threats.Freddy Massimi https://www.moneylaundering.com/https://theknoble.com/https://followmoneyfightslavery.org/https://darkwatch.io/https://www.linkedin.com/posts/erinnordbywest_leadwithempathy-activity-7377731958514139136-t-2l?utm_source=share&utm_medium=member_desktop&rcm=ACoAADL1v0gBbhR2XJWVMMFSh_-v6GWlWWiI-kIhttps://www-wrdw-com.cdn.ampproject.org/c/s/www.wrdw.com/2025/09/25/child-sex-trafficking-survivors-get-5m-settlement-ga-hotel/?outputType=ampAbout Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham’s initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization’s size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ https://www.fraudfightclub.com/https://www.about-fraud.com/

Banking on Fraudology is part of the Fraudology Podcast Network. The latest episode of Banking on Fraudology tackles a critical issue facing financial institutions: new ACH fraud monitoring requirements. Host Hailey Windham expertly guides listeners through NACHA's upcoming rule changes, offering a comprehensive breakdown tailored for small banks and credit unions. Windham delves into the nuances of the two-phase implementation, explaining how institutions can prepare for the March 2026 deadline without breaking the bank. She clarifies key concepts like "false pretenses" and the shift away from "commercially reasonable detection systems" to risk-based processes. The episode provides a wealth of practical advice, from conducting risk assessments and setting transaction baselines to developing effective response procedures. Windham also shares invaluable insights on vendor selection, warning listeners about common sales pitches to be wary of and offering smart questions to ask potential partners. Throughout the episode, she emphasizes the importance of tailoring monitoring approaches to an institution's specific role and risk profile. Listeners will come away with a clear action plan for compliance, including tips on policy writing and annual review processes. This episode is a must-listen for any fraud fighter looking to stay ahead of regulatory changes and strengthen their ACH fraud defenses. Tune in now to arm yourself with the knowledge and strategies you need to protect your institution and customers in the evolving landscape of ACH fraud.https://www.nacha.org/rules/risk-management-topics-fraud-monitoring-phase-1About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham’s initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization’s size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ https://www.fraudfightclub.com/https://www.about-fraud.com/

Banking on Fraudology is part of the Fraudology Podcast Network.Fraudology and Banking on Fraudology are back together, this time recording in person from Austin, Texas!We celebrate Karisse’s recent Women in Payments Award, reflect on the power of in person connections, and then dive straight into the headlines. We spotlight how AI is reshaping fraud, from autonomous “agentic AI” attacks to fraudsters hijacking X’s Grok AI to spread malicious links.It’s part celebration, part reunion, and a deep look at what the future of fraud in the AI era means for all of us.Karisse HendrickFraudology podcast About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham’s initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization’s size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ https://www.fraudfightclub.com/https://www.about-fraud.com/

Mitul Parmar, co-founder and CEO of Safeguard, formerly led teams at Frude, EuroID, and Experian. He discusses the launch of the AI Deep Dive Retreat, aiming to unite fraud, identity, and compliance professionals to tackle AI's rapid influence in their fields. The event will foster collaboration and deep discussions on the challenges and opportunities posed by AI. Mitul emphasizes the need for intimate connections and structured networking within a luxurious setting, designed to enhance engagement and community building.

Banking on Fraudology is part of the Fraudology Podcast Network.Host Hailey Windham and guest Jen Lamont tackle the crucial topic of creating pauses to prevent fraud in financial transactions. The conversation centers around the concept of "pause as a service," exploring how momentary interruptions can be the key to protecting members from falling victim to scams. Jen shares her expertise on training frontline staff to recognize signs of fight, flight, or freeze responses in potential victims and guides listeners through effective strategies to help members move into a state of clarity. The episode covers a wide range of practical tools, from scripting and policy implementation to physical space utilization and emotional support for both staff and members. Hayley and Jen also discuss the importance of follow-up care for scam victims, sharing valuable resources and insights on reducing shame and empowering members to protect themselves in the future. The conversation culminates in a lightning round of essential tips, including must-have scripts for tellers, key metrics for proving the value of pause strategies to leadership, and powerful messages for victims. This episode is an invaluable resource for anyone in the financial sector looking to enhance their fraud prevention tactics and create a culture of protection within their institution. Tune in to gain actionable insights that could make the difference between a member falling victim to a scam or walking away protected.Jen L., CBSAP, CFE https://theknoble.com/https://www.iafci.org/About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham’s initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization’s size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ https://www.fraudfightclub.com/https://www.about-fraud.com/

In this engaging discussion, fraud prevention expert Stephanie Macrafic shares her journey from bank teller to industry speaker. She emphasizes using behavioral science to disrupt scammer tactics, focusing on emotional vulnerability. Stephanie offers practical strategies like creating moments of pause for potential victims and honing active listening skills to build trust. The conversation highlights the importance of collaboration and empathy in combating fraud, providing listeners with new insights into the human element of fraud prevention.

Banking on Fraudology is part of the Fraudology Podcast Network. In this electrifying episode of Banking on Fraudology, host Hailey Windham sits down with PJ Rohall, co-founder of About Fraud & Fraud Fight Club , to unpack the knockout success of their recent "Round Two" conference. PJ gives listeners an insider's look at what it takes to organize a fraud-fighting event that breaks the mold of typical industry gatherings. From curating diverse speaker lineups to crafting an atmosphere that feels more like a high-energy boxing match than a stuffy conference, PJ reveals the strategy behind Fraud Fight Club's unique approach.Listeners will gain valuable insights into the challenges of building authentic community in the fraud prevention space, balancing serious professional content with a fun, engaging atmosphere, and empowering voices that might not typically take center stage at industry events. PJ shares candid reflections on unexpected emotional moments, logistical hurdles overcome, and lessons learned that will shape "Round Three."The conversation also dives into broader themes around burnout in fraud-fighting careers, the need for more public awareness around scams, and PJ's vision for enlisting celebrity voices as "scamfluencers" to amplify fraud prevention messages. Whether you're a fraud-fighting veteran or new to the field, this episode offers an inspiring look at how passion, creativity and community can breathe new life into the battle against financial crime. Don't miss PJ's call for speaker and music suggestions for the next Fraud Fight Club - this is your chance to help shape the future of fraud prevention gatherings!PJ ROHALL About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham’s initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization’s size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ https://www.fraudfightclub.com/https://www.about-fraud.com/

Dive into the shocking world of fraud with real-life stories, including a $70,000 malware heist. Hear from victims of identity theft and learn essential strategies for protecting customers. The episode emphasizes the critical need for layered security and effective communication among financial teams. It also discusses the importance of collaboration with law enforcement and regulators in combating fraud. Gain practical tips to enhance your institution's defenses and immediately implement effective fraud prevention measures.

Frank McKenna, a renowned fraud expert known as "Frank on Fraud," joins host Hailey Windham to discuss pressing topics in fraud prevention. They delve into the challenges of fostering collaboration across industries and the rising threat of personalized scam texts. Highlighting the need for a supportive culture, they share innovative ways to motivate employees in fraud prevention, including fun recognition awards. The duo also offers insights for newcomers, emphasizing the importance of authenticity and building connections in the fraud-fighting community.

Banking on Fraudology is part of the Fraudology Podcast Network.In this eye-opening episode of Banking on Fraudology, host Hailey Windham dives into a critical development in the financial fraud prevention landscape. Fresh off a cruise where she performed her fraud-prevention parody of Meghan Trainor's "No," Hailey shifts gears to discuss a major opportunity for fraud professionals to shape future policy. The CFPB, NCUA, FDIC, OCC, and the Fed have issued a joint request for information, seeking input from industry experts on how to address rising threats in digital payments fraud.Hailey breaks down the key areas regulators are focusing on, including effective fraud prevention tools, barriers to data sharing, industry collaboration, consumer education, and regulatory gaps. She emphasizes the importance of credit unions and regional banks participating in this conversation, as their unique perspectives and challenges need representation. The host provides actionable advice for listeners, encouraging them to read the summary, discuss it with their teams, and submit comments before the September 18 deadline.This episode serves as a rallying cry for fraud fighters to seize this rare opportunity to influence regulatory policy directly. Hailey's passion for the subject shines through as she urges listeners to elevate each other's voices and show up "smart and aligned." Don't miss this chance to make your experience count in shaping the future of fraud prevention. Listen now and prepare to make your voice heard in this crucial industry conversation.https://americascus.widen.net/view/pdf/e03c71f0-112b-4e61-a57b-b6f8bffb6911/Interagency[…]&_hsmi=368732194&utm_content=368732194&utm_source=hs_emailAbout Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham’s initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization’s size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/