Property Investing Insights with Right Property Group

Sze (Ji Chua) transformed from a PAYG employee to a savvy property investor owning around 30 properties in 15 years. He shares his journey, detailing the strategies that fueled his growth, including the importance of quick decision-making and trust in advisors. Sze explains how he navigated tenant challenges and social pressure while building a robust portfolio. He highlights the shift from units to houses, the value of buying in undervalued suburbs, and the critical role of entity structuring in preserving borrowing capacity.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to unpack how a new shopping centre planned across the road from a local development is igniting real estate buzz and reshaping investor expectations in an evolving Australian market. The discussion explores how the strategically located, five-acre site on a main road – with Landcom interest and experienced management oversight – is positioned to boost convenience, demand, and long-term property values. They walk through the project’s risk-managed framework, including an unsecured second mortgage and caveat, noting that even if projections were off by 50 per cent, the numbers suggest the development still stacks up as a profitable play with a construction certificate of around $1.8 million. The conversation then widens to the importance of strategic planning and risk management in property investment, highlighting how thorough due diligence can uncover minimal downside in well-chosen projects. The team also draws on insights from nine years of podcasting, observing that while there’s more information than ever, many investors still make poor financial decisions without reliable guidance and a clear strategy. They examine key market headwinds, including the increasing scrutiny from the Australian Prudential Regulatory Authority (APRA) of high debt-to-income loans, the surge in investor lending, and the unintended consequences of the 5 per cent deposit scheme on affordability and household debt. The rising influence of buyer’s agents and investor-focused services is also dissected, with a warning that misplaced trust or herd behaviour could cause financial damage over the next five to ten years. As the outlook for 2026 remains uncertain, the trio underscores that successful investors will be those who balance growth and cash flow, respect regulatory shifts, and treat location, timing, and risk management as non-negotiables in their portfolio strategy.

In a captivating discussion, Shahin Behnam, a migrant investor from Iran, and his partner Salvia Sotoudeh share their incredible journey of building a 12-property portfolio in just a decade. They reveal how they started with under $10,000, the importance of teamwork, and the value of trusted professionals in investing. The duo emphasizes patience through market cycles, the significance of a clear exit strategy, and the emotional lessons learned from early sales. Their story inspires both new and seasoned investors to start their journey with confidence.

The discussion centers on the often-misunderstood concept of diversification in property investing. Personal stories highlight how diversification reaches beyond locations to strategies, finance, and asset types. A fitness analogy likens balanced investing to training your muscles. Caution is urged against diversifying just for the sake of it, while advice on ownership structures and financing strategies is shared. The hosts also emphasize the importance of a varied team of advisors and the discipline needed in making property purchases.

In this episode of Property Investing Insights (client stories), Victor Kumar sits down with long-time client and friend Peter Shulz, a business owner, father of two, and seasoned property investor. Key Takeaways: - Have a long-term strategy before you buy. - Don’t chase the market. Stick to fundamentals. - Plan for exit, tax, and compliance upfront. - Build a reliable support team. - Progress comes with patience and consistency. Peter’s story proves that successful property investing doesn’t require perfect timing. It requires structure, patience, and the right support team.

Victor Kumar, an experienced property investor, and Reshmi Kumar, a savvy property strategist, delve into the nuances of protecting and expanding your property investments. They discuss the critical shift from acquisition to portfolio defence. The Kumars emphasize the importance of cash buffers, strategic loan structuring, and thorough due diligence to safeguard investments. They also caution against getting swayed by bold marketing claims. With insights on building a reliable advisory team, this conversation equips investors with practical strategies for navigating a changing market.

In this episode of Property Investing Insights, we sit down with Tina, who proves you don’t need a massive income to build a strong property portfolio. Starting in 2016 with a modest unit, Tina and Bryan grew their portfolio step by step, overcoming challenges and staying focused on their goals. She shares how she balanced family, career, and investing while learning the importance of buffers, smart renovations, and having the right team around her.

The conversation dives into how creativity and digital innovation are changing property investment strategies. Victor debunks financial myths about cross-securitisation and trusts, while Reshmi emphasizes smart leveraging over low-risk assumptions. They advocate for planning as a roadmap to align investments with long-term goals. Tax is redefined as a strategic asset, not just a burden. The duo stresses asset protection and building strong professional relationships to ensure portfolio resilience in a shifting market.

In this insightful discussion, seasoned property investor Dave Zammit shares his journey from acquiring an $80K villa to building a diverse portfolio. He emphasizes the importance of starting small and adaptability in response to market cycles. Dave reveals how avoiding dependency on a single strategy can mitigate risks. He illustrates the value of assembling a reliable team of professionals and underscores the necessity of evolving goals as one’s circumstances change. Tune in for invaluable lessons on navigating the property landscape!

Discover the true meaning of value in property beyond just price. Learn how finance, planning, taxation, and asset protection shape investment success. Victor and Reshmi unveil the power of strategic debt and challenge traditional views on financial security. They emphasize planning as a roadmap for investors and position tax as an opportunity rather than a burden. Also, uncover the importance of asset protection and reinforcing personal relationships for long-term growth in real estate. Get ready to optimize your property portfolio!