Ep 161- From 0 to 30 Properties: Sze's Story
Dec 12, 2025
Sze (Ji Chua) transformed from a PAYG employee to a savvy property investor owning around 30 properties in 15 years. He shares his journey, detailing the strategies that fueled his growth, including the importance of quick decision-making and trust in advisors. Sze explains how he navigated tenant challenges and social pressure while building a robust portfolio. He highlights the shift from units to houses, the value of buying in undervalued suburbs, and the critical role of entity structuring in preserving borrowing capacity.
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From Corporate Job To Early Investor
- Sze started investing after leaving a corporate IT role and meeting Right Property Group post-GFC. He trusted a methodical strategy rather than spruikers and began buying properties soon after.
Started With Affordable Metro Units
- Their first buys were affordable metro units: Karamah and North Parramatta under $300k. They later moved into houses and regional areas as the plan evolved.
Let Life Drive Strategy
- Sze deliberately bought high-yield units to support his wife's maternity leave and cash flow needs. He later switched to growth-focused properties under his name once cash flow allowed.
