
Money Ripples Podcast
Are you tired of working harder just to see your money go out the door faster? Do you dream of achieving financial independence, retiring early, and finally living life on your terms—without cutting corners or sacrificing your lifestyle?
Welcome to the Money Ripples Podcast, hosted by Cash Flow Expert and Anti-Financial Advisor, Chris Miles. This show is your no-nonsense roadmap to escaping the rat race, creating sustainable passive income, and building wealth that lasts for generations.
Every Wednesday and Friday, Chris delivers straight-shooting episodes packed with strategies and insights you won’t hear from traditional financial advisors. With over a decade of experience helping clients generate real cash flow from real assets, Chris pulls back the curtain on how to make your money work harder for you—so you don’t have to work so hard for your money.
What You’ll Discover:
How to Create Passive Income Without Risky Gambles
Learn proven strategies that allow you to safely generate recurring cash flow from real estate, business investments, and alternative income streams.
Infinite Banking Strategies (Without the Confusion)
Discover how to leverage the power of infinite banking using whole life insurance to grow your wealth tax-free, protect your capital, and fund your own retirement—all while keeping full control of your money.
How to Retire Early (Even in an Unstable Economy)
Tired of waiting until you're 65+ to enjoy your life? Chris shares how to build your own path to early retirement, even if the stock market is shaky, taxes are rising, or inflation is creeping in.
The Truth About Financial Freedom
Cut through the hype and learn what real financial freedom looks like—and how everyday people (just like you) are achieving it through smarter cash flow decisions and better stewardship.
Wealth Mindset + Money Stewardship
Financial independence isn't just about making more—it's about managing it wisely. Learn how to become a better steward of your wealth with practical mindset shifts that align with your values and legacy goals.
Why Listen to Money Ripples?
Chris Miles isn’t your typical financial advisor. After losing everything by following traditional advice, he rebuilt his wealth by doing the opposite of what Wall Street tells you. Since then, he’s helped hundreds of entrepreneurs, investors, and everyday families create six and even seven figures in passive income—all without living below their means or relying on risky investments.
With a focus on cash flow over accumulation, Chris offers real solutions for those who want more freedom, less stress, and a faster path to retirement. Whether you’re just starting your journey toward financial independence or looking to optimize your existing wealth-building strategy, this podcast is your trusted companion.
Each Friday, tune in for inspiring interviews with top financial minds, business owners, and investors who are walking the talk. These conversations are raw, insightful, and often surprising—designed to give you ideas you can apply right away.
Start Your Journey to Financial Freedom Today
The Money Ripples Podcast has been downloaded millions of times and featured in major media for a reason—it delivers results. If you're ready to break free from financial mediocrity and create a life of abundance, hit that Subscribe button and start listening today.
New episodes drop every Wednesday and Friday. Your work-optional life is closer than you think.
Latest episodes

Apr 5, 2023 • 22min
Are 401k Millionaires Declining Right Now? | 701
There were over 400,000 401(k) accounts with at least $1 million in them in 2021. Where does that number stand today? What does this mean for YOU? Chris Miles digs deeper into the main issue with 401(k)s, which statistics you should be most worried about, and how you can more assuredly become a financially independent millionaire. Chris emphasizes the value of having a passive income to change your life with freedom. Together, let's create that ripple effect in our lives. Tune in to Money Ripples with Chris Miles today.

Mar 31, 2023 • 23min
How This Client Retired So She Could Live Her Passion With Pamela Reed | 700
How amazing would it be if your investments would pay enough passive income so you could focus on what YOU are passionate about? That is exactly what one of our clients, Pamela Reed, had done in her own life! Learn how she did it, and what she sees as the next phase of her journey.

Mar 29, 2023 • 14min
How To Protect Yourself Against Bank Failures | 699
With big banks, like Silicon Valley Bank, going out of business, where can you keep your money that's safe and easy to use? Could it even give you a higher and safer return than the bank? In this episode, Chris Miles shares where he's keeping his own money safe, and gives some stern warnings about the economy that you need to hear.

Mar 24, 2023 • 23min
Why Passionate Income Is Better Than Passive Income With Brian Luebben | 698
Is there really anything better than passive income? What is "passionate income?" How does that play into everything? Brian Luebben shares how he became financially independent at age 27, and where his passions led him. He shares his grand journey to travel the world full time by buying real estate and monetizing his podcast “The Action Academy Podcast.” What passions do you have that could lead to millions? Find out here!

Mar 22, 2023 • 26min
The Investments Your Financial Advisor Doesn't Want You To Know About | 697
Is your financial advisor holding back on you? What higher returning investments will they not recommend because they won't get paid? Are they just ignorant? Or are they really scared to let you know about it? Today, the "Anti-Financial Advisor" Chris Miles shares his experience about what financial advisors say behind closed doors about these historically better investments. Find out the truth here!

Mar 17, 2023 • 27min
How Can You Profit In Real Estate Without Owning It? With Heather Dreves | 696
Many fear owning real estate because they don't want to deal with tenants, toilets, and trash. Is there a way to invest without even owning a property? And is investing in real estate pretty risky right now? Our guest, Heather Dreves, answers that question for us by teaching how you can become like the bank and lend money on real estate properties. Heather further opens up about the good, the bad, and the ugly in today's current market. Check it out!

Mar 15, 2023 • 21min
The Credit Card Collapse | 695
Are we headed to another financial meltdown? After credit card balances dropped in 2020, what's happening now? At the end of 2022, credit card balances hit nearly $1 Trillion! What does this mean for our economy? What does this mean for YOU? Chris Miles answers these questions and what you can do to prepare for this potential collapse, even if you have no credit card debt. Tune in now!

Mar 10, 2023 • 22min
Is The Real Estate Market Starting To Improve Again? With Sam Primm | 694
Mainstream media and others have been saying they expect the real estate market to keep dropping. But is that true though? Has the real estate market already begun shifting upward and we're missing it? Our special guest, Sam Primm, shares his real time experience about what he and his company is seeing changing right now. Find out here what's really going on!

Mar 8, 2023 • 21min
How To Know Whether You're Getting the BEST Infinite Banking Policy | 693
How do you know you have the most efficient infinite banking policy? How do you know whether that insurance agent isn't adding more fees where THEY make more money than you do? Many have asked us how they can tell whether they're getting the best designed infinite banking policy. Unfortunately, many pay THOUSANDS more in insurance fees than they should be. In this episode, you're going to see what a well-designed policy looks like. Tune in now!

Mar 3, 2023 • 25min
Are Mortgage Rates At The Bottom Right Now? With Aaron Chapman | 692
Are we about to see mortgage rates go higher? Could now actually be the best rates we'll get for many years, even decades? Joining us is our repeat guest, Aaron Chapman, one of America's top producing mortgage brokers. Aaron is going to share the mortgage market outlook, and how history is hinting that the best years of interest rates may be over!