Money Ripples Podcast
Are you tired of working harder just to see your money go out the door faster? Do you dream of achieving financial independence, retiring early, and finally living life on your terms—without cutting corners or sacrificing your lifestyle?
Welcome to the Money Ripples Podcast, hosted by Cash Flow Expert and Anti-Financial Advisor, Chris Miles. This show is your no-nonsense roadmap to escaping the rat race, creating sustainable passive income, and building wealth that lasts for generations.
Every Wednesday and Friday, Chris delivers straight-shooting episodes packed with strategies and insights you won’t hear from traditional financial advisors. With over a decade of experience helping clients generate real cash flow from real assets, Chris pulls back the curtain on how to make your money work harder for you—so you don’t have to work so hard for your money.
What You’ll Discover:
How to Create Passive Income Without Risky Gambles
Learn proven strategies that allow you to safely generate recurring cash flow from real estate, business investments, and alternative income streams.
Infinite Banking Strategies (Without the Confusion)
Discover how to leverage the power of infinite banking using whole life insurance to grow your wealth tax-free, protect your capital, and fund your own retirement—all while keeping full control of your money.
How to Retire Early (Even in an Unstable Economy)
Tired of waiting until you're 65+ to enjoy your life? Chris shares how to build your own path to early retirement, even if the stock market is shaky, taxes are rising, or inflation is creeping in.
The Truth About Financial Freedom
Cut through the hype and learn what real financial freedom looks like—and how everyday people (just like you) are achieving it through smarter cash flow decisions and better stewardship.
Wealth Mindset + Money Stewardship
Financial independence isn't just about making more—it's about managing it wisely. Learn how to become a better steward of your wealth with practical mindset shifts that align with your values and legacy goals.
Why Listen to Money Ripples?
Chris Miles isn’t your typical financial advisor. After losing everything by following traditional advice, he rebuilt his wealth by doing the opposite of what Wall Street tells you. Since then, he’s helped hundreds of entrepreneurs, investors, and everyday families create six and even seven figures in passive income—all without living below their means or relying on risky investments.
With a focus on cash flow over accumulation, Chris offers real solutions for those who want more freedom, less stress, and a faster path to retirement. Whether you’re just starting your journey toward financial independence or looking to optimize your existing wealth-building strategy, this podcast is your trusted companion.
Each Friday, tune in for inspiring interviews with top financial minds, business owners, and investors who are walking the talk. These conversations are raw, insightful, and often surprising—designed to give you ideas you can apply right away.
Start Your Journey to Financial Freedom Today
The Money Ripples Podcast has been downloaded millions of times and featured in major media for a reason—it delivers results. If you're ready to break free from financial mediocrity and create a life of abundance, hit that Subscribe button and start listening today.
New episodes drop every Wednesday and Friday. Your work-optional life is closer than you think.
Latest episodes
May 10, 2023 • 27min
The Miracle Of SIMPLE Interest | 711
We've all heard that "compounding interest is the 8th wonder of the world." If that's true, then simple interest may be the 9th wonder! How can you use simple interest to make MILLIONS more than traditional ways? In this episode, Chris Miles shares how paying simple interest to banks can help you make millions more. He'll share how one client can improve his cash flow by over $10,000 per month NOW and have $1,360,000 more after ten years with NO money out of pocket. Tune in to find out how he did it! https://www.moneyripples.com/
May 5, 2023 • 34min
Is Turnkey Real Estate Doomed In This Market | 710
Real estate prices have dropped, and interest rates have climbed, is it a bad time to buy turnkey properties? Are the days of 12% cash on cash returns over? We invite Heather Marchant from RP Capital back on our podcast to get an update about what is REALLY happening in the real estate market right now. And whether you should hold off buying any real estate until things improve.
May 3, 2023 • 19min
Is Your Financial Advisor Lying To You? | 709
Is it possible you've been lied to? Are the numbers financial advisors use real or make-believe? What's the truth? Anti-Financial Advisor Chris Miles is going to pull back the curtain to show you how he was trained as a financial advisor. He explains why retirement accounts have been shown to have far less than initially expected. Check out Money Ripples here: www.moneyripples.com Check out Fidelity Advisor Funds - institutional.fidelity.com/app/tabbed/avgannualreturns/FIIS_PP_SP34_DPL2_AVG.html?tab=avgannualreturns&productLineId=2&navId=320&shareClassId=10SC&assetClassID=0 Find out more about Fidelity Retirement Analysis!
Apr 28, 2023 • 22min
What Struggles Are Business Owners Experiencing Right Now With Brandon McCurdy
As the economy is changing, what challenges are business owners facing right now? What's the solution to come out on top? Our special guest, Brandon McCurdy with Sharper Business Solutions, will share what has helped hundreds of entrepreneurs succeed in the current market. He shares how they guide businesses through five phases and the three common pitfalls they should completely avoid. Brandon also explains the role of flexibility and innovation as messaging and marketing styles change as time pass by.
Apr 26, 2023 • 19min
Should You Refinance To A HIGHER Mortgage Rate? | 707
It's pretty common knowledge that mortgage rates increased from a year ago. But would it make sense to refinance to a HIGHER interest rate? In this episode, Chris Miles, the host of Money Ripples, illustrates how one client will increase her cash flow by paying more than DOUBLE the interest rate. Does that sound crazy? Watch to find out why it would be crazy NOT to refinance!
Apr 21, 2023 • 26min
Is Gold The Safer Investment Right Now? With David McAlvany | 706
Many people are not only scared about the stock market, but even their local bank. Is there a better place to store money? Could gold be the answer right now? What are the different ways that you can store REAL gold without burying it in your backyard? Our guest is a leading authority on this subject, and his company has advised clients on this for 50 years. David McAlvany, the CEO of McAlvany Financial Group, discusses how you can build wealth with gold and why it is a safer investment today. Tune in to this episode and gather insights on building wealth with gold.
Apr 19, 2023 • 15min
How We Compare to Traditional Financial Planning | 705
What would Money Ripples' plan look like when toe to toe with a financial advisor? In this episode, Anti-Financial Advisor Chris Miles illustrates an apples-to-apples comparison of a particular financial advisor's client. How do they compare? Can this 54-year-old attorney retire by the time he's 65? Find out here!What would Money Ripples' plan look like when toe to toe with a financial advisor? In this episode, Anti-Financial Advisor Chris Miles illustrates an apples-to-apples comparison of a particular financial advisor's client. How do they compare? Can this 54-year-old attorney retire by the time he's 65? Find out here!
Apr 14, 2023 • 22min
How Eddie Wilson Made Over $1 Billion Investing Outside Of The Stock Market
Which investments could you imagine that would pay you over $1 Billion? That's what business owner and Chris Miles’ mentor, Eddie Wilson, figured out over the last 20 years. In this episode, Eddie will discuss what he did to scale businesses to sell for hundreds of millions of dollars. As well as the secret savings vehicle he learned from his grandfather and "rich dad" who were both bank owners. Tune in to find out what that was.
Apr 12, 2023 • 19min
How To Retire By 2030 | 703
Money Ripples' vision is to help 1,000 families become financially independent by 2030. But HOW can that happen? What if you haven't saved millions of dollars? Today, Chris Miles shares one of his infinite banking clients' plans to become financially independent by the end of 2029. Although you can use infinite banking to invest, you can also use it to take a tax-free income, and later you could take it. Currently, his client's total cash flow is already $1,341. Tune in to this episode and see how this simple plan can apply to you as well.
Apr 7, 2023 • 23min
Should You Look At Investing In Franchises Right Now With Kim Daly? | 702
We often speak about real estate on this show. But what about investing in a business, specifically franchises? We're not talking about opening another food restaurant. We're talking about businesses that can be profitable in the first year. Could a franchise be your ticket to financial freedom, despite the current economy? We have our repeat guest expert on this subject, Kim Daly, who will share what you need to know about franchises right now, and how to know if it's the right strategy for you.
