
Money Ripples Podcast
Are you tired of working harder just to see your money go out the door faster? Do you dream of achieving financial independence, retiring early, and finally living life on your terms—without cutting corners or sacrificing your lifestyle?
Welcome to the Money Ripples Podcast, hosted by Cash Flow Expert and Anti-Financial Advisor, Chris Miles. This show is your no-nonsense roadmap to escaping the rat race, creating sustainable passive income, and building wealth that lasts for generations.
Every Wednesday and Friday, Chris delivers straight-shooting episodes packed with strategies and insights you won’t hear from traditional financial advisors. With over a decade of experience helping clients generate real cash flow from real assets, Chris pulls back the curtain on how to make your money work harder for you—so you don’t have to work so hard for your money.
What You’ll Discover:
How to Create Passive Income Without Risky Gambles
Learn proven strategies that allow you to safely generate recurring cash flow from real estate, business investments, and alternative income streams.
Infinite Banking Strategies (Without the Confusion)
Discover how to leverage the power of infinite banking using whole life insurance to grow your wealth tax-free, protect your capital, and fund your own retirement—all while keeping full control of your money.
How to Retire Early (Even in an Unstable Economy)
Tired of waiting until you're 65+ to enjoy your life? Chris shares how to build your own path to early retirement, even if the stock market is shaky, taxes are rising, or inflation is creeping in.
The Truth About Financial Freedom
Cut through the hype and learn what real financial freedom looks like—and how everyday people (just like you) are achieving it through smarter cash flow decisions and better stewardship.
Wealth Mindset + Money Stewardship
Financial independence isn't just about making more—it's about managing it wisely. Learn how to become a better steward of your wealth with practical mindset shifts that align with your values and legacy goals.
Why Listen to Money Ripples?
Chris Miles isn’t your typical financial advisor. After losing everything by following traditional advice, he rebuilt his wealth by doing the opposite of what Wall Street tells you. Since then, he’s helped hundreds of entrepreneurs, investors, and everyday families create six and even seven figures in passive income—all without living below their means or relying on risky investments.
With a focus on cash flow over accumulation, Chris offers real solutions for those who want more freedom, less stress, and a faster path to retirement. Whether you’re just starting your journey toward financial independence or looking to optimize your existing wealth-building strategy, this podcast is your trusted companion.
Each Friday, tune in for inspiring interviews with top financial minds, business owners, and investors who are walking the talk. These conversations are raw, insightful, and often surprising—designed to give you ideas you can apply right away.
Start Your Journey to Financial Freedom Today
The Money Ripples Podcast has been downloaded millions of times and featured in major media for a reason—it delivers results. If you're ready to break free from financial mediocrity and create a life of abundance, hit that Subscribe button and start listening today.
New episodes drop every Wednesday and Friday. Your work-optional life is closer than you think.
Latest episodes

Apr 17, 2024 • 14min
Leaving a Lasting Legacy: My special message for you
This podcast is a big part of my legacy. When I started recording a DECADE ago, I had a very specific goal in mind. I wanted to give the world the knowledge I'd learned from my own failures, successes, and life experiences. So today, I am going into my reasons I have done this so long and reviewing my journey. YOU are the reason I am still recording episodes. Thank you for continuing to listen. Passive income is for YOU! Take our calculator and see your passive income potential: https://bit.ly/3PZUMEg

Apr 12, 2024 • 24min
Money for Tomorrow, Freedom Today
Financial freedom is a word that is thrown around VERY loosely these days. You are not financially free if you're saving away day after day to make income to pay your bills. Even if you make a lot of money, if that job or business isn't around, that "financial freedom" you think you have disappears. To debunk this myth and also talk about the right way to create passive income, generational wealth, and overall financial independence, I brought on my friend and former client, Whitney Elkins-Hutten. Whitney has been wildly successful in her passive investing ventures and her skills have been noticed my huge real estate companies such as BiggerPockets. Today, Whitney will be discussing her journey to financial freedom and the ways you can achieve it, as well. Whitney Elkins-Hutten Links Book: https://store.biggerpockets.com/products/money-for-tomorrow Linkedin: https://www.linkedin.com/in/whitneyelkinshutten/ Generational wealth is closer than you think! Take our Passive Income Calculator and see your potential for freedom: https://bit.ly/4cUe0VO

Apr 10, 2024 • 31min
Beware of These 5 Infinite Banking Lies
Infinite banking has grown in popularity over the last decade and with that growth has come new scammers and people teaching how to use it wrong. Sorry, not sorry. for telling the truth here. But, the good news is, you can be educated and look out for the lies if you listen to this podcast. Take notes and have them ready next time you jump on a call to talk about whole life insurance. Want to see how a policy could work for you? Book a call with our insurance specialist today: https://bit.ly/4cNtH0X

Apr 5, 2024 • 31min
Will Mortgage Rates Drop Soon?
Should I wait until I hear more from the feds and more in the news before I buy a house or rental properties? This is a burning question in American's minds and we are getting down to the potential answer today with our guest, Kyle Koller. Kyle is a founding member and partner in the company, U Mortgage. He has seen the ups and downs of rates and how that's affected the buyer pool. Many of the things we are discussing today come down to opportunity cost. Take a listen and see if RIGHT NOW is the time to buy a house. Explore your passive income potential now..... https://bit.ly/3J1y1vX

Apr 3, 2024 • 24min
Why Financial Planning Is Failing You
That million-dollar stock portfolio is your someday money. You are hoping and praying that will be enough to retire by 65 and live a good life. Don't bank on it. In fact, what will a million dollars look like in 40 years anyways? Will it be enough? Stop waiting for some day, and start living life now. Find out how in today's podcast episode. Want to see your passive income potential? Check out our calculator: https://bit.ly/4amgquK

Mar 29, 2024 • 29min
Your Business Needs This To Survive in Any Economy I Guest David Richter
Let's dissect this misconception surrounding real estate investing. It is not "investing" as we talk about it on this podcast. It is a business. Many "real estate investors" are, in reality, embroiled in a financially unstable job rather than nurturing a sustainable business. David Richter, owner and founder of Simple CFO, saw this firsthand in his own REI business. He wasn't tracking his money and it was hurting his profits, even giving him negative cash flow months. So, he decided to change that by creating a system that worked to make his business profitable not just for one quarter, but for years! Join us today as David explains how to stop this money-leaking cycle in your REI business and why simple changes make the biggest impact. Try our Passive Income Calculator right now: https://bit.ly/3VzZ4pm

Mar 27, 2024 • 20min
You're Missing Out On The BEST Investments
I'll be honest with you... Education will only go so far. TAKE ACTION and MAKE CHANGE! Between the media saying that the sky is falling and with financial scams bing uncovered left and right, I get you may be scared to invest right now. That's why you need guidance to make the right investments for you with trusted, proven companies. And trust me, those companies ARE NEVER the flashy ones that blast themselves across social media and show off private jets and big checks. No, the right ones show humble confidence and use their experience and real results to show they are great investments. In today's episode, I will do over how to make good investments right now when everyone else is scared to pull the rigger. START MAKING CHANG NOW! Take our calculator and see what your passive income potential is: https://bit.ly/3ITuHTy

Mar 22, 2024 • 37min
What Are The Best Franchises to Start Right Now with Kim Daly
Want to start a business, but are you lost on where to start? Franchising could be for you! In this model, the basic structure and support for your business is built for you! But choosing the right franchise is CRUCIAL to your success. That's why I invited on to the show for a second, maybe even third, time, long-time friend and respected franchise coach, Kim Daly. Kim delves deep into what makes or breaks a franchise and what opportunities are golden right now in franchising. Listen now and learn how to pick the right, most profitable franchise for you! Passive income is in your future. CLICK HERE to see your number:https://bit.ly/3IN7KRP

Mar 20, 2024 • 25min
How to Fight Scarcity When Leaving Your Job
Job loss sucks. No one wants to hear they've been laid off. But, sometimes a layoff or career shift can be the biggest blessing. Listen to today's episode and find out why! Are you ready to start making passive income? Check out our calculator and see: https://bit.ly/4ak4FEB

Mar 15, 2024 • 37min
Should We Wait for Rates to Drop Before Buying Real Estate?
Are you thinking about investing in real estate right now but are "waiting" until rates drop? To talk about this burning question, I brought on seasoned investors from RP Capital - CEO Ron Philips and COO Heather Marchant - as they discuss whether it's a good idea to wait for rates to drop before buying a turnkey rental property. Learn about the benefits of investing in turnkey rentals and gain valuable insights from experienced investors on the current state of the real estate market. Don't miss out on this informative discussion that will help you make the best investment decisions for your financial future! Contact RP Capital - invest@rpcinvest.com RP Capital Website: https://bit.ly/4a5d6Uk Test out our freedom calculator and see if you're ready to start making passive income: https://bit.ly/3vdwNu7