Money Ripples Podcast

Passive income creates freedom: https://bit.ly/4krp8gA Are cracks forming in the real estate market? In this episode, I, Chris Miles—your Cashflow Expert and Anti-Financial Advisor—sit down with Chris Seveney, mortgage note expert, to reveal the surprising trends happening in the real estate world RIGHT NOW. We’re diving into why more fix-and-flip loans are defaulting, how appraisals are missing the mark, and what investors can do to protect themselves in this changing market. Whether you’re a passive investor, an active real estate pro, or someone just trying to understand where the market's headed, this is a conversation you don't want to miss.

Millennials are questioning traditional financial advice, expressing concern that it doesn’t address their unique challenges. The host shares insights from personal experiences with debt and bankruptcy, advocating for strategic debt use rather than avoidance. Discussions also cover the significance of credit scores and debunk common myths around home buying and wealth-building. By examining various debt repayment strategies, the episode encourages listeners to rethink their approach to finances and focus on cash flow instead of outdated rules.

Passive income starts here: https://bit.ly/3D6SeRF Register for the Billionaire Blueprint FREE event right NOW: https://the-wealthsociety.com/chris_miles   Want to build wealth faster and create financial freedom now—not decades from now? In this episode, we reveal the four pillars of wealth that help you accelerate cashflow, leverage credit, and minimize taxes. Our guest Steve Pate, a financial literacy expert, shares how to structure your income, assets, and banking relationships to grow wealth strategically. If you’ve ever wondered how the wealthy build lasting financial success, this is the episode for you!

Passive income is better than the stock market: https://bit.ly/3DbP2nH Does Dave Ramsey’s retirement advice really work? You’ve heard him say that saving 15% of your income into a 401(k) and Roth IRA is the key to a secure retirement—but is that enough? In this episode, I break down the math and show why traditional retirement planning might leave you short. We’ll explore the real numbers behind 401(k) returns, inflation, and cash flow strategies that could help you retire sooner and with more financial security. If you’ve been following Dave Ramsey’s advice but wonder if there’s a better way, this episode is for you. What You’ll Learn: The real returns on 401(k)s and IRAs How inflation destroys your retirement savings Why 15% savings might not be enough Alternative strategies to build real wealth How to create passive income for financial freedom

Passive income starts HERE: https://bit.ly/4gZC1vs The biggest wealth transfer is happening right now, and most investors are missing it. Eddie Wilson, an expert in private equity and business acquisitions, shares how baby boomer business exits present a massive investment opportunity. Learn why buying small businesses might be more profitable than real estate, how to leverage private equity for passive income, and how infinite banking fits into wealth-building strategies. In this episode, we cover: Why millions of small businesses will soon be up for grabs How to buy a business with little to no money down The key to building wealth through cash flow investments How Eddie Wilson has added 30,000 jobs through his business acquisitions The role of infinite banking in multiplying investment returns Want to connect with Eddie Wilson and learn more?  DM him at @EddieWilsonOfficial on Instagram and grab FREE tickets to the Aspire Tour for a chance to learn from top business leaders. 00:00 – Introduction: The biggest investment opportunity you’re missing 01:41 – Who is Eddie Wilson? His background and success in private equity 03:40 – The baby boomer business exit wave explained 06:21 – Why buying small businesses is a better investment than real estate 09:15 – How to buy businesses with seller financing 10:24 – Eddie’s mission beyond business: Impact investing and philanthropy 14:12 – The story that changed Eddie’s life and led to Impact Others 19:01 – Why sustainable giving is better than one-time charity 22:09 – How to invest in private equity without operating a business 27:31 – The rise of the Aspire Tour and why it’s attracting entrepreneurs 30:39 – Using infinite banking to amplify wealth and create legacy 32:39 – Where to follow Eddie Wilson and how to get free tickets to Aspire 33:08 – Final thoughts: Take action and create your own ripple effect  

A Doge refund won't save you, but passive income will. Start here: https://bit.ly/3EN4TJO Is the Department of Government Efficiency (DOGE) going too far? In this episode, I break down the aggressive cuts happening right now, the ripple effects on government spending, jobs, and even your retirement accounts. Is this a necessary reset or a dangerous overreach? Whether you're for or against these changes, you need to understand how they could impact your financial future. We’ll cover the risks of government overspending, the real impact of cutting federal agencies, and what this could mean for the stock market, taxes, and your savings. Don't get caught off guard—watch now to stay ahead of the curve. 0:00 - Is DOGE going too far? 1:00 - Why government spending is out of control 3:00 - The consequences of cutting government agencies 6:00 - Who really manages money better—government or private business? 9:30 - The impact on government jobs and the economy 12:00 - How stock markets and retirement accounts could be at risk 16:00 - The tax burden you don’t realize you’re paying 19:00 - The real GDP problem—government spending vs. real growth 22:00 - Is this a necessary reset or reckless destruction? 25:00 - Final thoughts: How to protect yourself financially

Want to see how much passive income you could create? Start here: https://bit.ly/3D7YLLH In this episode, I welcome Alastair MacDonald, an entrepreneur and investor who lived through Zimbabwe’s hyperinflation and built businesses in extreme economic conditions. Together, we discuss the lessons from real-world financial crises, how to prepare for economic uncertainty, and where to invest now. What You’ll Learn: What it’s like running a business during hyperinflation Why the U.S. housing market is in trouble Where to invest in 2025: Real estate, stocks, or hard assets? The problem with most financial gurus today How to build long-term financial resilience 0:00 - Intro 1:10 - Why you need to hear Alistair’s story 2:26 - Growing up during Zimbabwe’s hyperinflation 4:21 - How business owners survived financial collapse 7:35 - The biggest lessons from extreme economic uncertainty 10:46 - The problem with ignoring history in investing 12:20 - Why most financial gurus are misleading you 15:40 - How to spot full-cycle investment opportunities 18:10 - Where to invest in 2025: Hard assets vs. paper assets 23:23 - Why China, gold, and rare earths could be the next big investment 26:31 - The real state of the U.S. housing market 30:10 - Lessons from surviving financial collapse 33:19 - The importance of staying relevant and adaptable 33:42 - Final thoughts and next steps

Retire early! Start here: https://bit.ly/40Wf9Ha Is early retirement really possible, or is the FIRE movement misleading you? In this episode, I break down the real steps to retiring by 40—not just what you hear in mainstream finance. What You’ll Learn -  Why traditional retirement plans will not work for early retirement Passive income strategies to replace your paycheck How real estate investing accelerates financial freedom The biggest mistakes people make when saving for retirement Why cash flow is more important than net worth

Start building your passive income legacy now: https://bit.ly/4jRlIn0 https://www.consciousinvestorgrowthsummit.com/ Use code MONEYRIPPLES for a free 30-minute consult with Julie when you register for the summit! Want to create wealth that goes beyond just money? In this episode, I sit down with Julie Holly of Three Keys Investments to discuss how to build true legacy wealth—the kind that supports your family and community for generations. We’ll cover why most people struggle to create generational wealth, how to invest wisely in real estate and other assets, and why mindset is the key to financial freedom. What you’ll learn in this video: The difference between financial success and true legacy wealth The best investments for building generational wealth Why mindset matters more than money How to create passive income that lasts The biggest wealth-building mistakes to avoid Julie's links Instagram: https://www.instagram.com/happyjulieholly/?hl=en Linkedin: https://www.linkedin.com/in/julie-holly/  

Grab your spouse and take this calculator to see your passive income potential: https://bit.ly/4hwh9g9 How to Get Your Spouse on the Same Page with Money | Stop Financial Fights & Build Wealth Together Ever feel like you and your spouse are speaking two different languages when it comes to money? Whether you’re trying to get them on board with investing, improving cash flow, or just setting financial goals, I’ll show you exactly how to communicate effectively and work as a team. What you’ll learn in this video: ✔️ How to get your spouse on board with financial goals ✔️ How to avoid fights about money in marriage ✔️ How to communicate about investing and passive income ✔️ The biggest mistakes couples make with finances ✔️ The secret to long-term financial success as a couple