

Capital Hacking
Josh McCallen & John Edwin
Co-hosts Josh McCallen and John Edwin are on a mission to bring massive value to entrepreneurs and investors who want to elevate their game! Move from Motivation to MOMENTUM EFFICIENTLY and with MAXIMUM IMPACT! Capital Hacking shows how Human Capital and Cash Capital work together to create POWER! "With Great Power, Comes Great Responsibility" – Ben Parker
Episodes
Mentioned books

Sep 11, 2025 • 19min
E412: Multifamily Investing in Blue States: Opportunities and Risks with Aaron Fragnito
In this conversation, Aaron Fragnito shares his journey in real estate investing, detailing his early struggles, the importance of having a clear buy box, and the unique challenges of the New Jersey market. He discusses the evolution of his investment strategies over the years, particularly in response to changing market conditions, and emphasizes the significance of building a strong network and providing educational resources to investors. Ultimate Show Note: 00:01:46 - Aaron Fragnito's Background and Journey into Real Estate 00:04:49 - Understanding the Concept of a Buy Box in Real Estate Investing 00:07:22 - Challenges of Investing in New Jersey: Landlord-Tenant Laws 00:09:58 - The Importance of Market Knowledge and Demand for Housing 00:11:17 - Transitioning from Wholesaling to Syndication in Real Estate 00:15:23 - Building a Network through Education and Community Engagement 00:17:58 - How to Connect with Aaron and People's Capital Group Connect with Aaron: Passive Real Estate Investing | NJ Apartment Buildings Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

Sep 4, 2025 • 31min
E411: Fueling a Happy Life: Biohacks, Hydrogen, Ozone, and the Entrepreneur’s Edge with Brett Harmeling
In this engaging conversation, Brett Harmeling shares his journey from being an elementary school teacher to a successful entrepreneur in technology and wellness. He emphasizes the importance of human capital, frequency training, and the value of doing hard things with loved ones. Brett discusses his work with Happy Life Labs, his approach to wellness consulting, and the significance of understanding the products we consume, including hydrogen and ozone therapies. He also touches on the benefits of Methylene Blue and shares insights from his personal health journey, encouraging listeners to take control of their well-being. Ultimate Show Notes: 00:01:30 - Discussion on the Hawkins Scale of Consciousness 00:03:20 - Brett's Background and Journey from Teaching to Entrepreneurship 00:06:01 - The Importance of Human Capital and Doing Hard Things 00:09:50 - Raising Your Frequency and Personal Energy Management 00:10:50 - Introduction to Happy Life Labs and Wellness Consulting 00:12:10 - Revenue Generation through Affiliate Relationships 00:14:48 - Explanation of Hydrogen Water and Its Benefits 00:20:01 - Discussion on Methylene Blue and Its Effects 00:27:00 - Brett's Personal Journey with Health and Wellness 00:29:10 - How to Connect with Brett and Closing Remarks Connect Brett on Social: Home 𝐁𝐫𝐞𝐭𝐭 𝐇𝐚𝐫𝐦𝐞𝐥𝐢𝐧𝐠 (@brettharmeling) Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

Aug 28, 2025 • 28min
E410: Transforming Legal Services into a Strategic Advantage with Frank Lauletta & Chris Marrone
In this conversation, Frank Lauletta and Chris Marrone discuss their experiences and insights as legal professionals, focusing on the importance of understanding clients' businesses, the evolving landscape of legal services, and the unique approach of their law firm. They explore the motivations behind their work, the client experience, the pros and cons of big law firms, and the significance of a team-oriented approach in legal practice. Additionally, they share their entrepreneurial ventures in real estate and emphasize the importance of creating a positive work environment within their firm. Ultimate Show Notes: 00:01:06 - Introduction of Frank Lauletta and Chris Marrone 00:02:04 - Discussion on the Importance of Client Relationships 00:04:29 - The Experience of Working with Lawyers 00:12:08 - Spectrum of Legal Advice Options 00:14:32 - Pros and Cons of Big Law Firms 00:20:38 - Unique Team Approach and Apprenticeship Model 00:25:17 - Company Culture and Employee Satisfaction 00:27:00 - Closing Remarks and Contact Information Connect on Social: Business Law Firm in NJ | Corporate Law Firm in Philadelphia | Lauletta Birnbaum Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

Aug 21, 2025 • 38min
E409: Stop Losing Thousands! Insurance Claim Secrets from Expert Public Adjusters Tyler Powell & Kirk Leister
In this conversation, Tyler Powell and Kirk Leister from Turner Adjusting Group discuss the intricacies of public adjusting, the importance of understanding insurance policies, and the role of public adjusters in helping clients navigate claims. They share insights on valuation, co-insurance, and creative solutions for clients facing property damage. The discussion emphasizes the need for expert guidance in the insurance process and explores capital hacking strategies that can benefit real estate investors. Ultimate Show notes: 00:00:43 - Overview of the Episode and Guest Introduction 00:01:45 - Introduction to Turner Adjusting Group and Public Adjusting 00:02:20 - Importance of Proving Insurance Claims 00:03:40 - States with Different Public Adjusting Regulations 00:04:33 - Personal Story: How Tyler and Kirk Started Their Business 00:07:03 - The Impact of Having Multiple Insurance Policies 00:08:05 - Understanding Actual Cash Value vs. Replacement Cost 00:10:05 - Valuing Contents and Depreciation in Insurance Claims 00:12:30 - The Importance of Recoverable Depreciation 00:16:11 - IRS Treatment of Insurance Proceeds 00:18:10 - The Importance of Using a Broker for Insurance 00:20:11 - When to Call a Public Adjuster 00:25:41 - Unique Strategies for Investors in Insurance Claims 00:30:55 - Capital Hacking Opportunities in the Insurance Space 00:35:24 - How to Connect with Tyler and Kirk Connect on Social: https://turneradjusting.com/ Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

Aug 14, 2025 • 27min
E408: Why Legal Consulting is Your Biggest Profit Hack – Insights from Zach Bowles
In this conversation, Zach Bowles, an experienced attorney and consultant, shares insights on the importance of legal consultation for businesses, the differences between in-house and private practice law, and the critical role of insurance and risk management. He discusses real-world examples of how legal consulting can protect businesses from potential threats and the significance of understanding contracts. The conversation also touches on the challenges posed by demand letters and the necessity of umbrella policies for comprehensive protection. Finally, Zach highlights the need for tort reform in the legal landscape and offers advice on navigating legal complexities.Ultimate Shownotes:00:01:00 - Importance of understanding legal and insurance aspects in business00:02:20 - Zach Bowles' background and experience in law00:03:30 - The significance of knowing your rights and legal implications00:04:44 - How Dark Matter Consulting assists businesses with legal documents00:08:44 - Differences between in-house and private practice law00:10:54 - Examples of how Dark Matter Consulting has helped clients00:15:10 - Insights on insurance policies and the importance of being proactive00:20:06 - The impact of demand letters and how to handle them00:22:45 - Discussion on umbrella policies and their relevance to net worthConnect with Zach on Socials:Dark Matter Consultinghttps://www.linkedin.com/in/zach-bowles-1b64535/Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

Aug 7, 2025 • 27min
E407: The Untold Impact Multiplier: How Vision Creates Profit with Aaron Velky
In this conversation, Aaron discusses his journey towards becoming a visionary leader and the challenges he faced in his entrepreneurial endeavors. He emphasizes the importance of identifying pain points in business, developing a clear vision, and the method he created to help others achieve their goals. Aaron shares insights from his past struggles, the formation of his company Living Vision, and the criteria he uses to vet clients. The discussion culminates in the significance of articulating a vision and the deliverables that come with it.Ultimate Show Notes:00:02:16 - Introduction of guest Aaron Velky and his background00:03:21 - Discussion about Aaron's family and personal life00:04:12 - Deep dive into Living Vision and the challenges of creating a vision00:05:46 - Aaron's personal experiences and the need for a vision00:07:25 - Methodology for helping clients craft their vision00:10:01 - The importance of identifying pain points in business00:11:30 - Aaron's past business struggles and lessons learned00:14:25 - The balance between authenticity and market demands00:16:42 - Reining in business direction and personal values00:19:02 - Formation of Living Vision and its coaching approach00:20:22 - Client vetting process and commitment expectations00:23:30 - Deliverables and outcomes of the coaching program00:25:25 - How to connect with Aaron Velky and learn more about Living VisionConnect with Aaron on Social:GET OUT OF YOUR OWN WAYAaron Velky (@aaronvelky)Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

Jul 31, 2025 • 35min
E406: 100% Bonus Depreciation is Back! Here’s How Savvy Investors Slash Taxes and Multiply Returns with Mike Pine CPA
In this exciting episode of Capital Hacking, we bring you a rebroadcast featuring the incredible Mike Pine, a passionate CPA who has a unique perspective on the tax code. Mike believes that the tax code is not a burden but rather a "yellow brick road" to wealth, filled with incentives for entrepreneurs and investors.Mike shares his journey from being a reluctant CPA to discovering the beauty of tax strategy. He emphasizes that many CPAs focus solely on tax preparation, missing out on the strategic opportunities available within the tax code. He explains concepts like bonus depreciation and cost segregation, illustrating how these strategies can significantly impact cash flow and wealth accumulation.This episode is packed with valuable information and is a must-listen for anyone looking to enhance their financial strategies through the tax code.00:00:46 - Introduction of Mike PineUltimate Show Notes:00:01:19 - Discussion on tax code as a path to wealth00:02:45 - Mike Pine's background and passion for tax code00:04:27 - The purpose of the tax code and its incentives00:05:00 - Mike's journey from accounting to tax strategy00:08:03 - The importance of understanding tax incentives00:08:43 - Explanation of bonus depreciation00:12:35 - Example of bonus depreciation with a taxi cab00:15:15 - The impact of tax savings on wealth accumulation00:18:51 - Introduction to cost segregation00:19:17 - Explanation of cost segregation and its benefits00:22:08 - Discussion on the importance of tax strategy00:25:27 - Upcoming debate on real estate in IRAs00:30:11 - Recommended resources for tax strategy00:32:27 - How to reach Mike Pine for consultationsConnect with Mike on Social:LinkedIn: https://www.linkedin.com/company/revo-taxpayer-advocacy/ Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

Jul 24, 2025 • 24min
E405: Playing to Win: Josh & John’s 2025 Halftime Report
In this engaging conversation, Josh McCallen and John Edwin discuss their personal and professional growth through the lens of their chosen words for the year. They explore the concept of abundance, the importance of family involvement in business, and the necessity of prioritizing health through preventative measures. The dialogue emphasizes the significance of time spent with loved ones and finding joy in fitness and challenges, encouraging listeners to reflect on their own lives and set intentions for growth.Ultimate Show Notes:00:00:44 - Discussion on the word of the year and personal updates00:01:31 - Sharing the word "abundance" and its significance for the year00:02:26 - Examples of how the word abundance influenced family decisions00:05:20 - Engaging children in work at the family resort and building relationships00:10:01 - The impact of family involvement on business culture and operations00:19:57 - Emphasis on finding enjoyable physical activities for healthTurn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

Jul 21, 2025 • 38min
E404: The Rebel’s Playbook: 3 Moves That Keep Changing the World with Fred Hubler, Contributor to Forbes.com & Alternative Investment Pioneer
In this engaging conversation, Fred Hubler shares his insights on alternative investments, the importance of authenticity, and the concept of retainer-based planning. He discusses his journey towards success, emphasizing the need for contrarian thinking and taking massive action. The discussion also touches on the significance of timing in business and the role of education in providing access to investment opportunities. Fred's personal anecdotes and experiences provide valuable lessons for listeners looking to navigate the financial landscape.Ultimate Show Notes:00:00:38 - Welcoming Fred Hubler00:01:09 - The Importance of Sharing00:01:51 - Understanding Moonshots00:02:50 - Fred Hubler's Background00:03:05 - The Value of Alternative Investments00:04:51 - The Birth of Retainer-Based Planning00:06:38 - The Hockey Stick Moment00:08:19 - The Three Steps to a Moonshot00:16:27 - Real-Life Examples of Contrarian Thinking00:19:23 - The Shift in 202300:22:20 - The Role of Education and Awareness00:25:37 - The Impact of Personal ConnectionsConnect with Fred:Fred HublerCreative CapitalTurn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

Jul 10, 2025 • 50min
E403: Why Smart Money Is Flocking to Hotels—Inside DeRosa Group’s Winning Playbook with Matt Faircloth
In this episode of Capital Hacking, we welcome back our friend Matt Faircloth for his fourth appearance. We start with some light banter about fitness routines before diving into a deep discussion on the current real estate market. Matt shares his insights on the challenges facing multifamily properties, particularly the affordability crisis, and explains why he's pivoting to hotel investments, which offer higher cap rates and better cash flow opportunities.He emphasizes the importance of understanding cap rates as a measure of risk and discusses his strategy of selling multifamily assets to reinvest in hotels through 1031 exchanges. This episode is packed with valuable insights for real estate investors looking to adapt to changing market conditions. Don't forget to subscribe, share, and check out Matt's book, "How to Raise Private Capital," for more in-depth knowledge!Ultimate Show Notes:00:01:00 - Matt Faircloth's Journey and Focus on Hotels00:02:05 - Casual Conversation and Personal Updates00:06:49 - Introduction of Matt Faircloth and His Background00:15:28 - Current Real Estate Market Trends00:20:00 - The Concept of "No Juice Left in the Lemon"00:22:02 - Transitioning from Multifamily to Hotels00:31:06 - Current Hotel Investments and StrategyConnect with Matt:DeRosa Group | Transforming Lives Through Real Estate®https://www.linkedin.com/company/derosagroup/Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify