Retiring With Enough

The discussion dives into the shift from a one-size-fits-all mentality to one tailored for individual needs. It explores how this change enhances personal engagement and skill development. Peter highlights the efficiency that came with a uniform approach, reflecting on its benefits for previous generations. Technology plays a key role, allowing for infinite customization in work and personal choices. The conversation also weighs the trade-offs between efficiency and individuality, considering the future impacts of consumerism and AI.

Send us a textIn a world filled with noise, the absence of noise can be very disconcerting. It’s hard for many people to become quiet internally and externally. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a text“The more you leave out, the more you highlight what you leave in.” -Henry GreenOver the three years I have been doing this podcast, I've stated that I am a DIY (do-it-yourself) investor with over 50 years of investing experience.  This was a true statement until a couple of months ago.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textWhat happens when your partnership with risk no longer works? How do you dissolve the partnership? This process is termed portfolio de-risking.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textEstimated taxes and tax payments are some of the most misunderstood tax requirements taxpayers face. Payment of estimated taxes is more problematic for retirees who never paid estimated taxes during their working careers!If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textIn a recent Podcast I discussed the relative merits of a Roth IRA.  Many factors determine whether or not Roth IRA contributions make sense. The account holder’s age, tax bracket, net worth, risk tolerance, and available cash are important in establishing a Roth IRA.One of the most important factors to consider is age. As someone ages, it becomes less advantageous to contribute to a Roth IRA. There is a crossover point where the disadvantage of initially paying taxes outweighs the advantage of tax-free growth. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textJoin me as I move to the other side of the microphone and am interviewed by my daughter Catherine.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textJoin me as I celebrate the 3rd Birthday of the Retiring  With Enough Podcast, and answer a listener question.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textEveryone has certain needs whether living in a developed or a developing country. Whether you term these things basic life necessities or core necessities, people need these basic things to provide for daily living. These core necessities are food, shelter, access to transportation, access to health care, and utilities.The United States is considered one of the wealthiest nations in the world. Is a US worker’s income adequate to provide basic needs?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textA friend posed a simple question. Are Roth accounts worth the time and effort?The answer is complex and more nuanced. Many things determine the validity of a Roth account including age, tax rate, income, retirement planning, and estate planning.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share