
Budget Nerds
Personal finance experts Ben Barlowe and Ernie Reppe get nerdy with numbers as they share budgeting tips, strategies for categorizing transactions, and lessons learned from using the revolutionary budgeting system known as You Need a Budget.
Latest episodes

Feb 23, 2022 • 31min
#34 - Category Structures
YNAB is a very powerful and flexible tool, allowing you many ways to build and organize your budget. Unfortunately, that means for some people it can be overwhelming when you first start! Ben and Ernie remind us that the budget should reflect how YOU see your life -- your values and your priorities -- and once you start viewing the budget in this way, your categories will follow. Links: ‘Share Your Categories’ Reddit thread https://www.reddit.com/r/ynab/comments/skem1f/meta_share_your_categories_fortnightly_thread_for/ Budgeting Together https://www.youneedabudget.com/budgeting-together/ Budget Nerds YouTube Channel: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

33 snips
Feb 9, 2022 • 33min
#33 - Reconciliation Routines
Break out your checkbooks and flip to the transaction registry, it's time to reconcile your account! Wait, no, never mind -- who even uses a checkbook these days? Well, reconciliation is a word that starts glaze over many people's eyes, but it's actually a powerful tool for budgeting, and it doesn't have to be tedious or boring! Ernie even reconciles in the bathtub! Linkies: https://docs.youneedabudget.com/article/1705-finding-your-cleared-bank-balance-reconciling https://docs.youneedabudget.com/article/166-reconciling-accounts https://docs.youneedabudget.com/article/1666-keeping-your-budget-accurate-on-mobile And a meme for good measure: https://www.facebook.com/iYNAB/photos/a.10150124831278703/10159139651953703 Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Jan 12, 2022 • 1min