YNAB is a very powerful and flexible tool, allowing you many ways to build and organize your budget. Unfortunately, that means for some people it can be overwhelming when you first start! Ben and Ernie remind us that the budget should reflect how YOU see your life -- your values and your priorities -- and once you start viewing the budget in this way, your categories will follow.   Links: ‘Share Your Categories’ Reddit thread https://www.reddit.com/r/ynab/comments/skem1f/meta_share_your_categories_fortnightly_thread_for/ Budgeting Together https://www.youneedabudget.com/budgeting-together/   Budget Nerds YouTube Channel: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g  

Break out your checkbooks and flip to the transaction registry, it's time to reconcile your account! Wait, no, never mind -- who even uses a checkbook these days? Well, reconciliation is a word that starts glaze over many people's eyes, but it's actually a powerful tool for budgeting, and it doesn't have to be tedious or boring! Ernie even reconciles in the bathtub!   Linkies: https://docs.youneedabudget.com/article/1705-finding-your-cleared-bank-balance-reconciling https://docs.youneedabudget.com/article/166-reconciling-accounts https://docs.youneedabudget.com/article/1666-keeping-your-budget-accurate-on-mobile And a meme for good measure: https://www.facebook.com/iYNAB/photos/a.10150124831278703/10159139651953703   Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g