

Banking on Digital Growth
James Robert Lay
If you’re part of a financial brand marketing, sales, or leadership team, you know the entire industry is in the midst of exponential change fueled by new technologies. Consumers now make purchase decisions long before they walk into a physical branch location, if they walk into a branch at all, while mobile banks, digital lenders, and fintechs have transformed traditional growth models rooted in legacy broadcast marketing and branch sales strategies.Get ready to gain practical insights, proven ideas, and empowering inspiration as financial brand marketing and sales leaders, along with the leading digital marketing and sales technology firms, share their stories to help you maximize your digital growth potential here on Banking on Digital Growth.
Hosted on Ausha. See ausha.co/privacy-policy for more information.
Hosted on Ausha. See ausha.co/privacy-policy for more information.
Episodes
Mentioned books

Oct 25, 2021 • 41min
136) #ExponentialInsights: Failure is Just Extreme Market Research
Fin tech leaders have big goals and even bigger dreams.
But it’s vitally important to celebrate where you’ve come from and the progress you’ve made thus far.
Dan Sullivan, Founder and President at Strategic Coach , has high-achieving entrepreneurial clients in 35 different countries.
He’s also a best-selling author, and his new magnum opus is The Gap and The Gain: The High Achievers' Guide to Happiness, Confidence, and Success.
In this episode, we’ll dive into:
- How Dan leveraged virtual tech during the pandemic to reach amazing growth
- Focusing on your successes instead of what you haven’t achieved yet
- The gap and how to avoid it
- How failing is just “extreme market research”
- Creating freedom and a new future
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts , on Spotify , or here .
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

Oct 19, 2021 • 41min
135) #ExponentialInsights: Going All In on the Future: Financial Literacy for Kids
When it comes to financial literacy, most of us are failing our children.
Schools won’t teach it, parents are scared to teach it, and banks don’t seem to care — but they should…
Your financial brand’s future is being shaped by the education kids are getting (or not getting) right now.
Today, I’m excited to welcome to the show Scott Donnell , Founder at GravyStack, where he is gamifying children’s financial education — equipping parents with the tools to teach finances and saving kids from dry, boring lectures they won’t remember anyway.
In this episode, we discuss:
Why schools and parents struggle with teaching financial literacy (and what to do about it)
The value of gamification, goal-setting and getting hands on with finance
Why banks don’t care — even when their own futures depend on it
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts , on Spotify , or here .
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

Oct 18, 2021 • 39min
134) #InsideDigitalGrowth: Your Digital Growth Marathon Starts with 12 Easy Steps
Your digital growth journey is not something that just happens on auto pilot— it requires planning and preparation.
And while every journey starts with a single step…
There are 12 steps everyone must take on their digital growth journey.
I’m flying solo in today’s episode from the Inside Digital Growth series to cover the 12 steps you need to take to inculcate a digital growth mindset in your organization.
I cover:
- The 4 transformations that must happen to achieve digital growth
- Why we need to ACT
- The 12 steps you must take to create a digital growth mindset
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts , on Spotify , or here .
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

Oct 12, 2021 • 43min
133) #ExponentialInsights: Legacy Infrastructure Is Holding Your Financial Brand Back
ou can’t move forward if you are relying on the tools of the past.
Digital transformation is about, well… actually transforming.
But most banks aren’t just stuck in the past — they’re built on it.
That’s what Nathaniel Harley, Co-founder & C EO at MANTL , sees as the biggest impediment holding back financial brands from their digital growth journeys.
In this episode, we discuss:
Why community banks need to play to their strengths
The need for innovation in finance
Why customers have higher expectations than ever
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.
Hosted on Ausha. See ausha.co/privacy-policy for more information.

Oct 11, 2021 • 35min
132) #ExpontentialInsights: Retire as You Desire: Where Do You Put Your Dollars?
It’s always nice to have some extra cash.
The trouble is: knowing where to invest it.
The truth is that most people need help deciding what to do with their money — especially entrepreneurs.
Today’s guest, Bill Bloom , President, Bloom Financial Company , is on a mission to help entrepreneurs better invest their dollars to maximize their success.
In this episode, we discuss:
Why people need help investing
What to look for in an advisor
How Bill’s latest venture will provide sound financial advice at scale
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

Oct 5, 2021 • 39min
131) #ExponentialInsights: How to Turn Your Customers into Superfans!
Do you have fans or superfans?
No matter what else changes, one thing will always be true.
Your most valuable and loyal customers are the ones who find you from a trusted referral.
And superfans are the customers who sent them.
Today’s guest, Brittany Hodak , Chief Experience Officer at Experience.com , is an expert in superfans — and more importantly, how to win them for your financial brand. She joins the show to share her secrets.
In this episode, we discuss:
- Why siloes and poor employee experience inevitably lead to a poor customer experience
- Why customer expectations are not just set by you or your direct competitors, but every other brand
- How you can gain better feedback and customer insights by ditching the outdated surveys
Head to experience.com/playbook for Brittany's experience architecture framework.
Learn more about Brittany's new
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts , on Spotify , or here .
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.
Hosted on Ausha. See ausha.co/privacy-policy for more information.

Oct 4, 2021 • 22min
130) #InsideDigitalGrowth : 3 Keys to Gaining Buy-In for Your Digital Growth Journey
Before you can set sail on your digital growth journey, you need everyone onboard.
For many financial brands, it’s leadership who are afraid to board the ark…
Even as the world they’ve always known floods around them.
In the latest solo episode, Susan, a CMO at a Midwestern financial brand, writes to ask how to get buy-in from such change-resistant leaders and start a digital growth journey toward a better, brighter future.
In this episode, I cover:
- Why leaders cling to what they know — even when they know it’s no longer viable
- The 3 most important first steps on your digital growth journey
- Why digital growth is a mindset, not just a technology purchase
- The value of a 90-day plan
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts , on Spotify , or here .
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.
Hosted on Ausha. See ausha.co/privacy-policy for more information.

Sep 28, 2021 • 40min
129) #DigitalGrowthJourneys: A Shared Language: Digital Growth Is a Team Sport
COVID-19 was a wake-up call for financial brands — but not how you might expect.
Sure, it showed us how quickly things can change.
But things were already changing without us, leaving us behind.
Fintechs, online-only banks — these should have been our wake-up call.
We can no longer afford to do things the way we’ve always done them.
Because if you’re not growing, you’re dying.
That’s the philosophy of my latest guest, Tiffani Davis , Vice President, Manager of Client Experience at Centier Bank , who reached out to me last year about the growth-centered community she was building to help prevent her financial brand from being left in the dust.
In this episode, we discuss:
- Why financial brands have historically been slow to innovate — and why that has to change
- The value of education, community and a shared language around digital growth
- How automation frees you from the mundane and allows you to deliver a more human experience
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts , on Spotify , or here .
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.
Hosted on Ausha. See ausha.co/privacy-policy for more information.

Sep 27, 2021 • 51min
128) #ExponentialInsights: Modern Leadership in a Hyperconnected World
The world has changed — which means leadership has changed.
Modern leadership requires empathy and coaching, not decrees from on high.
This new rapidly-changing, hyper-connected, purpose-driven world demands new leaders who can keep up.
And today’s guest, Laurie Maddalena , CEO/Chief Leadership Consultant at Envision Excellence, has some amazing recommendations for how you can cultivate these skills and develop these kinds of leaders.
In this episode, we discuss:
- The value of disconnecting in a hyperconnected world
- Why we need to let potential future leaders peek behind the curtain of leadership
- Why great leaders understand their value no longer lies in their technical expertise
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts , on Spotify , or here .
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.
Hosted on Ausha. See ausha.co/privacy-policy for more information.

Sep 21, 2021 • 30min
127) #ClarityCalls: What to Do When Leadership Doesn’t Set Clear Goals
Anyone with young children understands how much exploration and discovery we lose as adults.
But many financial brands need to start thinking like a kindergartner again.
That’s because when it comes to digital growth, curiosity is a key competitive advantage.
In this Clarity Calls episode, the curiosity of my guest, Abby Boggs-Johnson , Digital Marketing Officer at Western State Bank , leads her to ask an important question:
How do you get leadership to define what matters most to them?
We discuss this question and arrive at some key insights, including:
- The pros and cons of starting with a blank slate
- How to think about metrics and KPIs
- How to use the GRO (growth, roadblocks, opportunities) framework as a map for your digital growth journey
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify , or here .
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.
Hosted on Ausha. See ausha.co/privacy-policy for more information.


