

Banking on Digital Growth
James Robert Lay
If you’re part of a financial brand marketing, sales, or leadership team, you know the entire industry is in the midst of exponential change fueled by new technologies. Consumers now make purchase decisions long before they walk into a physical branch location, if they walk into a branch at all, while mobile banks, digital lenders, and fintechs have transformed traditional growth models rooted in legacy broadcast marketing and branch sales strategies.Get ready to gain practical insights, proven ideas, and empowering inspiration as financial brand marketing and sales leaders, along with the leading digital marketing and sales technology firms, share their stories to help you maximize your digital growth potential here on Banking on Digital Growth.
Hosted on Ausha. See ausha.co/privacy-policy for more information.
Hosted on Ausha. See ausha.co/privacy-policy for more information.
Episodes
Mentioned books

May 17, 2022 • 46min
194) #InsideDigitalGrowth - Filling the Gap in Your Digital Growth
Growth, whether it be personal or professional, is a journey.
Sometimes, we need to take time to reflect on where we’ve come from to grasp where we’re going.
We can’t be afraid to fail. Our failures are the flames that forge us. Do you use them as an opportunity to gripe - or to grow?
I had a second round of back-and-forth with Audrey Cannata, the Operations Lead here at the Digital Growth Institute to talk about her transformational journey over the last ten years.
Join us as we discuss:
- How she rolled over her teaching experience into the digital growth space
- The divide between personal growth and the personal ‘gap’ and what she’s learned in her role from observing human behavior
- Why individuals, teams, and organizations should transform from the inside out
Check out these resources we mentioned during the podcast:
- Audrey Cannata
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

May 16, 2022 • 39min
193) #ExponentialInsights - When Expecting an Experience Falls Flat
50% of consumers have shared that the pandemic made them reconsider their life’s purpose. Let that sink in.
As a society, we value purpose-driven ideas - and brands - more than any other time in recent memory.
In this episode, I chatted with Jay Baer, founder of Convince & Convert. As a leading customer service expert and 6-time author, Jay talks about the evolution of companies taking a stand on issues over the last few decades.
We also discuss expectations in customer service and how businesses can improve upon those experiences, the impact of negative reviews on customer retention, and why leveraging your personal brand for professional networking is a good thing.
Join us as we dive into the pool of ratings, referrals, and reviews.
Check out these resources we mentioned during the podcast:
- jaybaer.com
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

May 10, 2022 • 35min
192) #ExponentialInsights - The 1% Barrier in Digital Transformation
Financial institutions have only scratched the surface of possibility in their shift from analog to digital services.
What’s holding them back?
My guest, David Brear, believes that financial services have grasped a mere 1% of their digital growth potential. The CEO and Founder of 11:FS, Dave believes resistance to fundamental change is the culprit.
But he is excited about what the future holds once that change has been realized.
Join us as we discuss:
- How the melding of ‘digital’ versus ‘digitized’ has compounded the 1% problem
- Roadblocks to innovation, including culture and misalignment of purpose
- The relationship between personal and professional failure
Today, we progress past the 1% barrier in digital growth - together.
Check out these resources we mentioned during the podcast:
- David Brear
- 11FS.com
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

May 9, 2022 • 40min
191) #DigitalGrowthJourneys - Making Emotional Deposits Thru Social Media
Social media has come a long way since Myspace, but a lot of banking institutions are still fumbling the ball with implementing it in their marketing strategy.
I’m joined by Liz McIntyre, director of Social Media and PR at Renasant, to talk about the transformation of social media in fintech.
Join us as we discuss why ‘engagement’ dominates social media and what holds firms back from establishing an online presence with their creative content.
We’ll also chat about how that content can be used to empower women and others in financial brands and fintechs.
And finally, we’ll take a look toward the future of positive social media content - gone are the days of negativity online, because nothing can damage your brand more and break down how we can harness the power of social media to bolster digital growth.
Check out these resources we mentioned during the podcast:
- LinkedIn at Liz McIntyre
- Instagram at Liz McIntyre
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

May 3, 2022 • 37min
190) #ExponentialInsights - Tackling Risk Management Head-On
A lot of marketing and sales teams equate governance, risk management, and compliance (GRC) to a handcuff. How is fintech supposed to evolve with GRC factors holding them back?
Risk is everywhere, but by addressing GRC head-on, we can mitigate potential roadblocks in the innovative process.
My guest, Amanda Cohen, director of GRC Products at Resolver, breaks down the GRC playbook and gives us the winning strategy for the compliance caveat.
By promoting risk intelligence, we can prepare ourselves for the unknowns in risk management.
Join us as we discuss:
- How clarity can ease tensions when dealing with risk management
- Why inadequate marketing strategies often lead to compliance failures
- How your institution can transform attitudes regarding GRC
Check out these resources we mentioned during the podcast:
- Amanda Cohen
- Resolver
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

May 2, 2022 • 33min
189) #ExponentialInsights - Breaking the Bad Habits of Strategic Planning
Failure to carry out a plan in an organization is often caused by a lack of understanding.
Many companies are limited by operating in silos that don’t have a shared outlook.
If people don’t grasp the meaning behind change then they won’t fully embrace it.
Independent systems need to come together to break the constraints that bind them and build a true vision of sustainability for institutions.
We need to evolve our view of strategic planning.
I sat down with Todd Feldman, founder and president of Rocket Factory, so he could share his thoughts on missteps in strategic planning and how we can bring systems together.
Join us as we discuss:
- Aligning mental models across corporate branches
- Breaking bad habits in strategic planning
- Combatting fear of change
Check out these resources we mentioned during the podcast:
- gorocketfactory.com
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

Apr 26, 2022 • 33min
188) #ExponentialInsights - The Rookie: A Hero’s Journey
Life has a way of throwing an unexpected curveball now and then.
Perhaps an illness or professional miscue sets you up for a downward spiral.
Adversity doesn’t define us.
How we choose to face it does.
Failure is just a stepping stone to success when we surround ourselves with good people we trust.
I had the pleasure of talking about fighting through hardship with Jim Morris, whom many of you may recognize as the subject of the Disney movie “The Rookie.”
These days, Jim is an active motivational/inspirational speaker, teacher, coach, and author of his latest book, Dream Makers: Surround Yourself with the Best to Be Your Best.
In this episode, we talk about the power of overcoming excuses by listening, learning, and forging relationships.
Join us as we discuss:
- Jim’s journey from baseball to motivational speaker
- Finding success from pain and failure
- Overcoming complacency through courage
Check out these resources we mentioned during the podcast:
- Jim Morris
- www.jimtherookiemorris.com/
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

Apr 25, 2022 • 19min
187) #InsideDigitalGrowth - Transforming Together: Questions About Digital Growth
Digital growth is about collaboration through transformation, which means we’re on this journey together.
That’s why we’re answering more of your questions about how you and your teams can incorporate digital growth.
Once again, James Robert dives into the digital mailbox to address your questions and concerns about financial health.
Learning the language of digital growth is essential to overcoming the silent killer that is financial stress.
We break down some marketing tactics that influence the overall strategy of digital growth.
Join us as we discuss:
- The effect of data privacy on marketing strategy
- The decline of social media’s role in digital growth
- How to incorporate digital growth through the ‘Four transformations’
Check out these resources we mentioned during the podcast:
- Text questions for James Robert to 415-579-3004
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

Apr 19, 2022 • 31min
186) #GameChangers - In-House Marketing: Spring Cleaning Your Data
Marketing can be a messy business.
With mountains of customer data at our fingertips, keeping it tidy can be a chore - especially when it’s outsourced to a third party.
But by keeping marketing in-house, financial institutions can ensure personalized service to their customers.
I recently spent time with Laura Byers, Chief Digital Banking Officer at Coastal Community Bank, and talked about her experience with helping bring her company’s marketing ventures back into the fold.
With 17 years in banking under her belt, Laura also shares her valuable insight into the importance of leadership and culture in banking.
In this episode, explore the potential that in-house marketing has for digital growth.
Join us as we discuss:
- The advantages of keeping marketing within the walls of your institution
- Our common retail experience and its value in customer service
- How communication and transparency affect leadership
Check out these resources we mentioned during the podcast:
- Laura Byers
- Email Laura at lbyers@coastalbank.com
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

Apr 18, 2022 • 40min
185) #ExponentialInsights - Relationships: Just Show Up and Be Yourself
We appreciate great companies, but we fall in love with individuals.
Above all else, relationships are about trust – clients will seek out the people with whom they’ve established a connection through truth.
Authenticity is the bedrock that supports your personal brand.
What are some hurdles that may keep people from expanding on that brand?
I had an uplifting conversation about the craft of personal branding with Donnie Boivin, CEO of Success Champion Networking and author of How To Be A Success Champion: Business Strategy For Badasses.
In this episode, we explore the art of personal branding and its value in networking.
Join us as we discuss:
- The importance of authenticity in relationship-building
- Personal progress through self-reflection and projection
- The symbiotic relationship between branding and networking
Check out these resources we mentioned during the podcast:
- Text the word ‘SUCCESS’ to 817-318-6030 for great stuff from Donnie
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.


