The Everyday Millionaire Show

What happens when your account information ends up for sale on the dark web after a single stolen check? In this eye-opening conversation, Ryan and Nick dive deep into the financial vulnerabilities many real estate investors face and the critical systems needed to protect your business.The conversation takes an unexpected turn as Ryan prepares for a two-week international trip—a true test of whether his business systems can function without him. This "two-week test" offers valuable insights for any entrepreneur looking to build a self-sustaining operation rather than an owner-dependent job.Ready to strengthen your real estate business and build systems that work even when you don't? This episode delivers actionable strategies from investors who are doing exactly that. Join us and discover how to protect your financial future while creating space for personal growth.

Jimy Chavarria brings a truly unique perspective to real estate investing through his ability to bridge cultural and linguistic gaps in an industry where communication is everything. From his unexpected origins studying to be a Spanish teacher to building a construction company and mentorship network, Jimmy reveals how being bilingual became his "superpower" in working with Spanish-speaking crews and communities.This insight proves especially valuable for Spanish-speaking contractors who already excel at construction but need guidance navigating deal structures and building credit properly. Through his Spanish-language podcast and nationwide mentorship approach, Jimy has created a ripple effect where successful mentees go on to teach others, multiplying his impact across communities.Ready to connect with other real estate professionals? Join us at our next networking event on July 31st in Timonium. It's completely free—no sales pitches, just genuine connections with investors, contractors, lenders and service providers who can help you grow your business and build wealth through real estate.

The landscape for real estate investors in Maryland has never been more challenging. In this eye-opening conversation with Maryland State Delegate Mike Griffith, we uncover the harsh realities of new legislation that threatens property rights and financial viability for both professional and mom-and-pop landlords across the state.This episode is also filled with light moments, as Ryan and Chase discuss their experiences from their last Ironman race. From quad cramps, to 6-digit bicycles, the world of triathlons could've never been easier and more expensive at the same time. And to wrap up the episode, Chase goes on a full-charged barrage on a company where he recently purchased a cold-plunge for post-exercise recovery.Whether you're a seasoned real estate investor or an avid triathlete, this conversation provides crucial insights into navigating Maryland's increasingly hostile regulatory environment and the reality of balancing business and physical fitness at the same time.

What happens when those "forever" rental properties start showing their age? In this candid conversation, Ryan reveals his complete strategy shift after realizing his decade-old properties now face expensive repairs that would consume years of cash flow.The conversation shifts to marketing techniques that have generated substantial business without spending a dime. From Facebook group strategies to relationship building within industries, we share actionable tactics that have yielded immediate results. Ryan recounts his car-buying nightmare as a masterclass in what not to do in customer service, while the team's Ironman training journey offers powerful insights on discipline, accountability, and finding fulfillment beyond business.This episode delivers practical wisdom from investors who continually evolve their strategies as their wealth and circumstances change.

When random internet strangers decide to roast you about your boat trailer, you might as well lean into it and laugh along. That's exactly what Ryan does in this episode as he recounts his experience going viral for all the wrong reasons. A casual video about boat repair costs unexpectedly blew up to 1.4 million views, all while the resulting comment section battles became their own form of entertainment, proving once again that social media is unpredictable, brutal, and occasionally hilarious.The conversation shifts to their real estate ventures, revealing both successes and struggles. Whether you're fascinated by real estate investing, training for endurance events, building businesses, or just enjoy authentic conversations about wealth-building, this episode delivers valuable insights wrapped in engaging, often humorous dialogue. 

The real estate market is showing conflicting signals, with some properties receiving multiple offers while others sit vacant for months. Ryan, Nick, and Chase explore this volatility and share their firsthand experiences navigating today's challenging investment landscape.With rates hovering in the 6-7% range, the traditional approach of rapid property accumulation deserves reconsideration. Some investors now focus on aggressively paying down existing debt rather than acquiring new properties, potentially using paid-off assets to secure lines of credit for future investments.

Justin Goodbread opens a window into the hidden world of business exits, revealing why 80% of entrepreneurs never successfully sell their companies despite having most of their net worth tied up in them. From his first landscaping company at age 15 through multiple six, seven, and eight-figure exits, Goodbread shares the counterintuitive strategies that transform businesses from jobs into valuable assets.Whether you're just starting your entrepreneurial journey or considering your exit strategy after decades in business, this conversation will fundamentally shift how you view your company's potential value and legacy. 

What if your financial knowledge could transform not just your bank account, but your entire life? Join us as we welcome Tim Smith from Aurora Private Wealth, a pioneer in the investment world since 1985, who shares his inspiring journey from overcoming personal financial challenges to leading a nationwide advisory firm. Delve into Tim’s insights on investment strategies, with a focus on ETFs and the impact of groundbreaking technologies like DeepSeek AI in China.With financial literacy as a recurring theme, we question why such a vital life skill isn't prioritized in education, and address the broader implications this has on economic well-being. Tune in for insights, inspiration, and the potential for collaboration as we explore the intersection of finance, technology, and education.

What really goes on behind the curtain of state politics, and how does it affect the real estate market? Maryland's own Mike Griffith, a seasoned state delegate, joins us to pull back the layers of state government and its complexities. With six years of experience under his belt, Mike offers insightful commentary on his legislative duties and his commitment to aiding constituents with governmental challenges. We promise that by the end of this episode, you'll have a newfound appreciation for the nuanced role of state delegates and the tangible impact they have on communities.Our engaging discussion weaves through the intricacies of Maryland's legislative process, exploring how political decisions reverberate through industries like real estate, and the broader economic landscape. This episode is your ticket to understanding not just the headlines, but the undercurrents shaping state policy and how they directly affect everyday citizens and businesses. 

As we welcome Chase as part of our newest member on the show, we discuss the secrets to mastering real estate networking, orchestrating events, and conquering Maryland's property investment scene.But it's not all business— we embrace the balance between work and life as we share personal stories of goal setting and fitness achievements. From preparing for an Ironman race to fun nights out with a different twist, we promise this episode will leave you inspired and ready to tackle both personal and professional milestones.