

All Things Sustainable
S&P Global
Tune in to All Things Sustainable, a podcast from S&P Global (formerly ESG Insider). Each week we explore the critical sustainability topics transforming the business landscape. Join us every Friday for engaging interviews with global leaders and clear explanations of the latest sustainability headlines.
Episodes
Mentioned books

Jul 25, 2025 • 51min
How companies in Latin America are embedding sustainability amid shifting dynamics
In this episode of the All Things Sustainable podcast, we’re on the ground in Mexico City, Mexico, to explore how companies in Latin America are embedding sustainability into their business strategies amid shifting market dynamics and new regulations. We speak with Mauricio Bonilla, Executive Director of UN Global Compact Mexico, on the sidelines of the organization’s annual Business Meeting for Sustainability, which took place in June. The UN Global Compact is a voluntary corporate sustainability initiative involving more than 20,000 companies across 160 countries. Participating companies have committed to operate responsibly in line with sustainability principles on human rights, labor, environment and anti-corruption, and to support the UN's 17 Sustainable Development Goals. UN Global Compact Mexico is a country-level network of the UN Global Compact, and Mauricio explains how the network is working with companies of all sizes to drive sustainable business practices. We also sit down with three UN Global Compact Mexico participant companies: -Alejandro De Keijser, Director of Energy and Sustainability at Mexico-based Grupo DEACERO, a steel manufacturer with global operations. -Alfonso Martínez, CEO of Industrias Marves, a Mexico-based textile recycling company. -Tania Rabasa Kovacs, Orbia's Chief Sustainability Officer, Vice President of Corporate Affairs and President of Orbia Mexico. Mexico-based Orbia operates in more than 50 countries and focuses on several business lines. Tania outlines challenges companies in Latin America face. This includes balancing the need for positive financial returns in the short term with longer term sustainability objectives; navigating regulatory uncertainty; adapting to the physical impacts of climate change; and ensuring local communities and economies benefit from the company's operations. At the same time, she says: "Nobody is really giving up because the cost of inaction is much higher than that of the transformation." Read the latest edition of the International Sustainability Standards Board (ISSB) adoption tracker from S&P Global Sustainable1 here. Learn more about S&P Global Sustainable1's Physical Climate Risk data. This piece was published by S&P Global Sustainable1 and not by S&P Global Ratings, which is a separately managed division of S&P Global. Copyright ©2025 by S&P Global DISCLAIMER By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. Any unauthorized use, facilitation or encouragement of a third party’s unauthorized use (including without limitation copy, distribution, transmission or modification, use as part of generative artificial intelligence or for training any artificial intelligence models) of this Podcast or any related information is not permitted without S&P Global’s prior consent subject to appropriate licensing and shall be deemed an infringement, violation, breach or contravention of the rights of S&P Global or any applicable third-party (including any copyright, trademark, patent, rights of privacy or publicity or any other proprietary rights). This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

12 snips
Jul 18, 2025 • 59min
How these key summer events set the scene for COP30 in Brazil
In this episode of the All Things Sustainable podcast, we’re taking listeners on a whistlestop tour of several big summer events in Europe that will shape sustainability discussions on the road to COP30, the UN Climate Change Conference in Belém, Brazil in November 2025. We cover key outcomes from the 2025 United Nations Ocean Conference in Nice, France — including progress toward a Marine Biodiversity Treaty. We talk to Beth Burks, Director on the Sustainable Finance Markets team at S&P Global Ratings, about her takeaways from annual climate meetings in Bonn, Germany. “If COP is like the big show every year, then Bonn is the dress rehearsal,” Beth explains. Beth also shares highlights from London Climate Action Week, which in 2025 grew significantly to include more than 700 events and more than 45,000 attendees. In the episode we also speak to Tom Beloe, Director of the Sustainable Finance Hub at the UN Development Programme, or UNDP. Tom shares big takeaways from the 4th International Conference on Financing for Development, or FFD4, in Sevilla Spain. The conference took place for the first time in a decade this summer and centered around financing for the UN’s Sustainable Development Goals, or SDGs. A unifying theme across all these events is the importance of multilateralism to address sustainability challenges that transcend borders, like climate change, nature loss and ocean conservation. Across these events, we also hear about the rising role the private sector plays in addressing and financing solutions to these challenges. “I think we're seeing over the last 10 years a very much increasing trend of private sector participation,” Tom tells us. “Frankly, the discussions of finance that happen in these conferences are a little bit meaningless if we're not also convening with the largest financial institutions in the world.” Learn about Climate Transition Assessments from S&P Global here. Learn about energy transition data and services from S&P Global Commodity Insights here. This piece was published by S&P Global Sustainable1 and not by S&P Global Ratings, which is a separately managed division of S&P Global. Copyright ©2025 by S&P Global DISCLAIMER By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. Any unauthorized use, facilitation or encouragement of a third party’s unauthorized use (including without limitation copy, distribution, transmission or modification, use as part of generative artificial intelligence or for training any artificial intelligence models) of this Podcast or any related information is not permitted without S&P Global’s prior consent subject to appropriate licensing and shall be deemed an infringement, violation, breach or contravention of the rights of S&P Global or any applicable third-party (including any copyright, trademark, patent, rights of privacy or publicity or any other proprietary rights). This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

Jul 11, 2025 • 1h 7min
Infrastructure, food, finance: The complex picture for sustainability in Asia-Pacific markets
Join Manish Pant, Executive VP at Schneider Electric, as he tackles decarbonization strategies through electrification and digital innovation. Kavickumar Muruganathan, Microsoft's ESG Planning Director, shares insights on building responsible cloud infrastructure amidst sustainability goals. Justin Ma, from Standard Chartered Bank, discusses the pivotal role of sustainable finance in addressing climate change. Together, they highlight the challenges and opportunities in Asia-Pacific markets, emphasizing collaboration in pursuing a sustainable future.

Jul 3, 2025 • 35min
CEO talks future of sustainable aviation at one of the world’s busiest airports
In this enlightening discussion, Paul Griffiths, the CEO of Dubai Airports, shares his intriguing journey from musician to airport executive. He emphasizes the need for the aviation industry to reduce carbon emissions while managing the soaring demand for travel. Griffiths outlines Dubai's innovative sustainability initiatives, including solar panels and waste management efforts. The conversation also covers the challenges of sustainable aviation fuel and the ambitious plans for a more eco-friendly airport future, showcasing a progressive vision for travel.

Jun 27, 2025 • 22min
How tech solutions, AI can drive the business case for sustainability
Welcome to the latest episode in the Terra Carta Series of the All Things Sustainable podcast, a collaboration with the Sustainable Markets Initiative (SMI). Throughout 2025, we’ll be interviewing SMI member CEOs across industries and around the world about how they’re approaching sustainability challenges and opportunities. In today’s episode, we speak to Caspar Herzberg, CEO of AVEVA, a UK-based software company and SMI member. “It’s not the time to retreat on climate,” Caspar says. “The solutions exist today that can keep us on the path to net-zero, and now we need to focus on scaling these through digitization and adoption.” Caspar outlines the technology solutions that are supporting decarbonization efforts across sectors. He also talks about the role AI can play in driving efficiency and boosting the business case for sustainability. “At the end of the day, sustainability is only going to work when you are profitable,” he says. “Otherwise, businesses won’t do it.” About the Terra Carta Podcast Series: The SMI is a network of over 250 global CEOs across finance and industry. It facilitates private sector diplomacy with the ambition of making sustainability the driving force of global markets and value creation. S&P Global is a proud SMI member. We’re calling this the Terra Carta Series based on the SMI’s Terra Carta mandate. This is the guiding mandate for the SMI and sets out ambitious and practical actions to help the private sector accelerate progress toward a sustainable future. The name Terra Carta is a play on the historic Magna Carta. Listen to previous episodes in the Terra Carta Series: How the Sustainable Markets Initiative convenes the public and private sectors to drive solutions | S&P Global How climate tech company Patch works to build integrity of carbon markets | S&P Global Learn about energy transition data and services from S&P Global Commodity Insights. This piece was published by S&P Global Sustainable1, a part of S&P Global. Copyright ©2025 by S&P Global DISCLAIMER By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

Jun 20, 2025 • 36min
Connecting the dots between climate science and financial decisions
A question we’ve been hearing a lot at the All Things Sustainable podcast is: How do businesses sync their climate strategies with their financial decisions? In this episode, we bring you highlights from an event that dove into this question in detail: The inaugural S&P Global Sustainable1 Climate Summit hosted by the S&P Global Climate Center of Excellence. The center is home to world-class scientists dedicated to addressing the frontiers of long-term climate, environmental and nature research and methodology development. The June 5 Climate Summit in New York City convened many of those scientists alongside financial institutions and industry leaders to talk about translating climate science into actionable insights that inform investment and financial decision-making. In today’s episode we talk to three speakers from the Summit: -Dr. Terence Thompson, the Chief Science Officer at the S&P Global Climate Center of Excellence; he explains the center’s work and how it seeks to bridge gaps between stakeholders, including climate scientists, economists and financial institutions. -Sonja Gibbs, Managing Director and Head of Sustainable Finance at the Institute for International Finance, a global network of financial institutions; she explains how IIF members are thinking about climate risks and opportunities. -Aniket Shah, Managing Director and Global Head of the Sustainability and Transition Strategy team at Jefferies Group; he tells us why financial decision-makers need “data, not vibes” to drive their sustainability strategies. Listen to recent podcast interviews referenced in today’s episode: Why businesses are going ‘back to basics’ in sustainability strategies | S&P Global How HSBC is financing infrastructure for a low-carbon economy | S&P Global How EU proposals could change the sustainability reporting landscape | S&P Global Learn more about the Climate Center of Excellence | S&P Global This piece was published by S&P Global Sustainable1, a part of S&P Global. Copyright ©2025 by S&P Global DISCLAIMER By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

Jun 13, 2025 • 31min
Why insurance is becoming central to climate risk conversations
In this episode of the All Things Sustainable podcast, we’re examining the role insurance plays in helping stakeholders understand and adapt to the physical risks of climate change. We speak to Rowan Douglas, CEO of Climate Risk & Resilience at global insurance group Howden. He explains how the insurance industry’s approach to climate change has evolved over decades to better understand future risks. He says the insurance sector is front and center in conversations about climate impacts because insurance gives financial institutions and investors an economic guide for risk. "There's a recognition that insurance is absolutely essential to allow credit and investment to flow with confidence,” he says. Rowan also addresses the importance of breaking down barriers in climate conversations, including how climate and nature intersect and the need for collaboration between the financial community and scientists, economists and engineers. “All of us in the world of finance have got something to offer, and we've got something to learn from each other,” he says. "We're getting to the point now where we've got to confront this growing risk.” This interview took place on the sidelines of the S&P Global Sustainable1 Summit in London. Listen to more interviews from the event here: Why businesses are going ‘back to basics’ in sustainability strategies | S&P Global And here: How HSBC is financing infrastructure for a low-carbon economy | S&P Global Learn more about the S&P Global Sustainable1 Summit in Singapore June 26, 2025: Sustainable1 Summit 2025 | S&P Global Read the forecast for the 2025 hurricane season from the S&P Global Climate Center of Excellence: An Elevated 2025 Hurricane Season | S&P Global Learn more about the Climate Center of Excellence: Climate Center of Excellence | S&P Global Learn more about Physical Climate Risk Solutions from S&P Global This piece was published by S&P Global Sustainable1, a part of S&P Global. Copyright ©2025 by S&P Global DISCLAIMER By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

Jun 6, 2025 • 36min
Exploring private equity's role in stopping methane leaks
In this episode of the All Things Sustainable podcast, we continue our deep dive into methane emissions. Today we’re exploring the role that private equity can play in eliminating methane emissions, including at abandoned oil and gas wells. Methane is the second largest contributor to global warming behind carbon dioxide. And the fossil fuel sector is responsible for nearly one-third of methane emissions from human activity today. Record production of oil, gas and coal, combined with limited mitigation efforts, has kept emissions above 120 million metric tons annually, according to the International Energy Agency’s 2025 Global Methane Tracker published in May. The IEA calls methane abatement a “crucial opportunity” to reduce near-term global warming. To understand how some companies are tackling methane emissions at abandoned facilities, in the episode we talk with Zefiro Methane Corp., an environmental services company that specializes in methane abatement at abandoned oil and gas wells in the US. Zefiro is a portfolio company of private equity firm X Machina Capital Strategies, or XMC, which works to transform oil and gas assets into long-term, sustainable solutions. We speak with Catherine Flax, Founding Member and President of Private Markets at XMC. On June 5, Catherine was appointed interim CEO of Zefiro Methane Corp., where she also serves on the board. We also talk with Talal Debs, Founder and Managing Partner of XMC. Talal was CEO of Zefiro Methane Corp. from November 2023 until June 2025. In the episode, Talal outlines how XMC takes a "full-spectrum energy investment" approach. "Let's take all the energy that we can get economically, but make it as clean as possible with a mind towards: what are we going to do with the mess afterwards?" he says. "If we can do that ... we're capturing the full spectrum of opportunity without ignoring the full spectrum of risks." Listen to our previous episode on methane emissions here. Learn about energy transition data and services from S&P Global Commodity Insights. This piece was published by S&P Global Sustainable1, a part of S&P Global. Copyright ©2025 by S&P Global DISCLAIMER By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

May 30, 2025 • 48min
How cutting methane emissions became energy sector's big climate opportunity
Steven Hamburg, Chief Scientist at the Environmental Defense Fund, and Georges Tijbosch, CEO of MiQ, discuss the urgent challenge of methane emissions in the energy sector. They highlight innovative technologies like MethaneSAT that provide crucial data for monitoring emissions. With methane being far more potent than CO2, the duo emphasizes a shift towards economic and operational efficiency by reducing leaks. They advocate for radical transparency and collaborative efforts to meet ambitious climate goals, showcasing opportunities for immediate action against climate change.

May 23, 2025 • 36min
How climate tech company Patch works to build integrity of carbon markets
Welcome to the latest episode in the Terra Carta Series of the All Things Sustainable podcast, a collaboration with the Sustainable Markets Initiative. Throughout 2025, we’ll be interviewing SMI member CEOs across industries and around the world about how they’re approaching sustainability challenges and opportunities. In this episode, we’re talking with Brennan Spellacy, founder and CEO of Patch, a climate technology company that helps companies manage, sell and buy carbon credits. Brennan says interest in carbon markets is growing as a tool for companies to achieve their climate targets, even amid a challenging current environment. "Even though the tactics might evolve in the short term, almost every [Chief Sustainability Officer] that I've seen is upping their investments in 2025 and 2026, not cutting them. But how you deploy and how you talk about that deployment is going to obviously evolve," Brennan says. He outlines how Patch works to drive the integrity of carbon markets by providing companies with a universal framework for evaluating projects across a wide range of technologies on an apples-to-apples basis. "The core theory of change at Patch is that it's incredibly difficult to understand this market," Brennan says. "And the way we're going to drive scaling within this ecosystem today is to remove the friction to understanding." About the Terra Carta Podcast Series: The SMI is a network of over 250 global CEOs across finance and industry. It facilitates private sector diplomacy with the ambition of making sustainability the driving force of global markets and value creation. S&P Global is a proud SMI member. We’re calling this the Terra Carta Series based on the SMI’s Terra Carta mandate. This is the guiding mandate for the SMI and sets out ambitious and practical actions to help the private sector accelerate progress toward a sustainable future. The name Terra Carta is a play on the historic Magna Carta. Learn more about the S&P Global Sustainable1 Summit in Singapore June 26, 2025. Listen to our first episode in the Terra Carta series featuring Sustainable Markets Initiative CEO Jennifer Jordan-Saifi. Listen to our podcast episode about what’s ahead for carbon markets. Learn about the S&P Global Sustianable1's Energy Transition data. This piece was published by S&P Global Sustainable1 and not by S&P Global Ratings, which is a separately managed division of S&P Global. Copyright ©2025 by S&P Global DISCLAIMER By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.