About Episode - Where might revenues disappear from banks in the short-term? What about in the long-term? What efficiencies can be gained from decentralized protocols. Why Central Bank Digital Currencies (CBDCs) may disinter-mediate some banking functions? To talk through the above, I welcome my good friend James Loperfido, Director of Business Development at Tangem AG. In this episode, We open with James’ background and knowledge of Wall Street and Finance. We discuss the history of banking, banking today, and how banking is being threatened by web3/P2P networks. We talk about the core efficiencies of blockchain networks with smart contracts. We introduce Central Bank Digital Currencies (CBDCs), discuss where the competition is globally, and again how banks could get disinter-mediated by them. About Guest James Loperfido currently serves as Director of Business Development at the Swiss digital asset infrastructure company Tangem AG, manages digital asset investments, and acts as a general consultant in the blockchain space. Tangem develops software, firmware, and smart card solutions for digital money, identity, and anti-counterfeit use cases. Previously, James served as VP of Business Development for Soramitsu, which launched one of the first successful pilots for a CBDC retail payment network based on DLT infrastructure as well as critical cryptocurrency software and open-source frameworks. Previously, James founded world renown businesses in the wellness space in New York City and worked in early stage tech start-ups focused on decentralized and frontier technologies. He spent his first two years after graduating from the Villanova School of Business on a high yield bond trading desk at Imperial Capital leveraging academic interests in finance and international economics. He testified as a blockchain technology expert on the New York Privacy Act and serves as a Co-Chair for the Global Blockchain Business Council's Digital Identity Working Group. James was born and resides in New York City and Florida. He has entrepreneurial expertise in international business development, DLT frameworks, capital markets, digital asset infrastructure, team building, and sales and marketing. Follow James Loperfido Twitter: https://twitter.com/JamesLoperfido LinkedIn: https://www.linkedin.com/in/james-loperfido/ Follow Mathieu Glaude Twitter: https://twitter.com/mathieu_glaude LinkedIn: https://www.linkedin.com/in/mathieuglaude/

About Episode - I sit down with Fraser Edwards, CEO of Verim, a company building a #SSI Digital Credentials Network on Cosmos to create commercial viability via tokenized incentives. Prior to Verim, Fraser has worked across technologies and industries internationally, specializing in decentralized identity, blockchain-based payments and FinTech. 2021.08.04 - Note that since the recording of this podcast, Verim has rebranded to cheqd. During this conversation, we discuss: The Known Traveller Digital Identity (KTDI) project How SSI will become commercially viable in various business use cases through tokenized incentives The learnings from failed blockchain deployments that can be applied towards SSI commercialization Why Verim chose Cosmos Why approaching SSI through crypto/DeFi is so exciting And much more! About Guest Follow Fraser Edwards Twitter: https://twitter.com/fraser_again LinkedIn: https://www.linkedin.com/in/edwardsfraser/ Follow Mathieu Glaude Twitter: https://twitter.com/mathieu_glaude LinkedIn: https://www.linkedin.com/in/mathieuglaude/

About Episode In this conversation, I sit down with Stepan Gershuni for the second time on this pod, the first time being in Episode 9 when we talked about the Economics of Self-Sovereign Identity. If you haven’t listened to that one I suggest you do as it was a very interesting conversation that looked into how SSI can be applied to paper based and web2 models, and then dove a bit into web3. This conversation is more focused on the impact of SSI on web3, where the main conversation point is around DAOs (which is an acronym for decentralized autonomous organizations). A DAO is the web3 version of a company or a community. Think of it this way, if an NFT represents a piece of digital media, a DAO represents a whole media company. In the conversation, we discuss: What are DAOs? How DAOs are the next logical evolution of coordination mechanisms for communities & companies. How DAOs are really just a mix of Decentralized ID + Reputation. How the adoption of Verifiable Credentials with DAOs and open protocols can take off very quick within the next year. How a DAO can be an Issuer/Verifier of Verifiable Credentials. The need for decentralized reputation mechanisms and trust scores. About Guest Stepan Gershuni is the Lead Product Manager at Affinidi, Founder of Credentia (SSI for education in Russia, Ukraine, Kazakhstan) and also as a hobby runs the Crypto-economics Research Group, a meetup for all things decentralized/web3. Follow Stepan Gershuni Twitter: https://twitter.com/sgershuni LinkedIn: https://www.linkedin.com/in/sgershuni/ Follow Mathieu Glaude Twitter: https://twitter.com/mathieu_glaude LinkedIn: https://www.linkedin.com/in/mathieuglaude/

About Episode In this conversation we discuss, Why the common saying ‘data is the new oil’ is false? Alternative forms of identity verification for the web The Social KYC product Use cases in the Gaming industry and why gaming is poised to become early adopters of SSI Identity In Web3 The KILT protocol (permissionless blockchain as a root of trust) The Value flow in a decentralized identity model Use cases for VCs such as Ratings/Reputation in the DeFi space About Guest Ingo Rübe is the Founder & CEO of @KILTProtocol. KILT is a blockchain protocol for issuing self-sovereign, anonymous, verifiable credentials. They're part of the @kusamanetwork and @polkadot ecosystem. Ingo is an experienced Founder and Manager with a demonstrated history of working in the media production industry. Follow Ingo Rübe Twitter: https://twitter.com/ingoruebe LinkedIn: https://www.linkedin.com/in/ingo-ruebe-0915068/ Follow Mathieu Glaude Twitter: https://twitter.com/mathieu_glaude LinkedIn: https://www.linkedin.com/in/mathieuglaude/

Mathieu chats with Brian, Co-CEO of Fluree, an open-source platform for data ecosystems. The conversation covers data-centric architecture designs, and why organizations should look to move away from application-centric designs. If you don't consider doing so, macro trends around data privacy laws are driving us towards data centric models anyways. May as well get ahead of the curve and gain competitive advantages from data-centricity today! About Episode In this conversation, Brian and I discuss: What is data centricity and why do organizations need to shift away from application-centricity to data centricity? How to think about data centric architecture designs. The macro drivers for data centricity (regulatory privacy laws and cost / risk benefits). Why organizations don't need to own all of the data they consume. About Fluree's Semantic Graph technology. How Verifiable Credentials enable better data-centric use cases. Business use cases of Semantic Graph technology. The benefits of being a Public Benefit Corp. About Guest Brian is the Co-CEO and Co-Chairman of Fluree, an open-source platform for data ecosystems. Brian serves on the board of directors for Fuel 50, one of the highest growth HR technology startups. He is also the co-founder of A List Apart, a web publication, 22 book series, and global conference for the web development community to expand their knowledge. Follow Brian Platz Twitter: https://twitter.com/bplatz LinkedIn: https://www.linkedin.com/in/brianplatz/ Follow Mathieu Glaude Twitter: https://twitter.com/mathieu_glaude LinkedIn: https://www.linkedin.com/in/mathieuglaude/

Learn how Bonifii is using Verifiable Credentials as a Digital Transformation mechanism for Credit Unions to Increase Engagement with their Members. John Ainsworth explains how they are revolutionizing how Credit Unions say “hello” to a member. About Episode During this conversation, we discuss: Learnings from Visa regarding forming organizations based on decentralized governance structures and cooperative models. How Bonifii is using Verifiable Credentials as a digital transformation mechanism for Credit Unions to increase engagement with their Members The downstream impact of omnichannel authentication with verifiable credentials to reduce back office call center fraud Memberpass - revolutionizing how Credit Unions say “hello” to a member. Using CU Membership Credentials within a broader ecosystem. CUFX - the newly acquired Boniffi organization which develops highly efficient systems integration standards that connects applications (e.g., online banking, lending, IVR) to core processing systems. About Guest John Ainsworth serves as President and Chief Executive Officer for Bonifii, a company delivering a trusted peer-to-peer services network of verifiable exchange for financial cooperatives. As President and CEO, Mr. Ainsworth brings his wide breadth of expertise to guide Bonifii’s vision of creating and branding innovative and game-changing applications on a globally distributed ledger platform for credit unions. Along with his executive team, John focuses on the company’s capitalization, industry relationships, and corporate development. Ainsworth comes to Bonifii from MasterCard where he was Executive Vice President of North America Markets, responsible for managing the independent bank and credit union segments. Follow John Ainsworth Twitter: https://twitter.com/Bonifii_JohnA LinkedIn: https://www.linkedin.com/in/johnainsworthjr/ Follow Mathieu Glaude Twitter: https://twitter.com/mathieu_glaude LinkedIn: https://www.linkedin.com/in/mathieuglaude/ Check out this podcast episode on the Northern Block website: https://northernblock.io/how-credit-unions-use-verifiable-credentials-with-members/

This episode is an acronym special! NFTs, NFC and SSI! Great conversation with the Founder of Gimly Projects, Caspar Roelofs. About Episode We discuss Caspar’s PHD research background in biomedical science Using physical cards as a cryptographic store for private keys and verifiable credentials, and then transacting via NFC.  We discuss various use cases of verifiable credentials using NFC such as offline and connectionless use cases. We discuss NFTS, and if SSI can perhaps help increase the value of a community created NFT by ensuring the proof of ownership or creation at time of minting. We also briefly touch upon SSI use cases for decentralized finance, often referred to as DeFi, towards the end of the conversation Gimly is hiring! See links below: https://www.gimly.io/hiring https://www.gimly.io/blog About Guest Caspar helps clients understand and leverage blockchain technology for their business needs. Combining my expertise in blockchain technology, and my experience in science, technology and innovation research, I bring value to clients in blockchain education, concept and technology development, and business development. Development of NFC and blockchain authentication solutions Decentralized identity and Self-sovereign identity (SSI) solutions. Supply Chain, IoT, and Blockchain solutions. Gimly Blockchain Projects and Partnerships* “When considering disruptive technologies – such as blockchain technology, artificial intelligence, and Internet of Things (IoT) – I have learned to appreciate the importance of understanding the context of innovation. Understanding the drivers, interests, and values of stakeholders, and accounting for economic, social, and political realities are essential in creating solutions that matter.” Follow Caspar Roelofs Twitter: https://twitter.com/casparroelofs LinkedIn: https://www.linkedin.com/in/caspar-roelofs/ Follow Mathieu Glaude Twitter: https://twitter.com/mathieu_glaude LinkedIn: https://www.linkedin.com/in/mathieuglaude/ Read the full podcast transcription on the Northern Block blog here: https://northernblock.io/ssi-for-nfts/

The Trust over IP Foundation’s mission is to: “Define a complete architecture for Internet-scale digital trust that combines cryptographic trust at the machine layer with human trust at the business, legal, and social layers.” About Episode Part 1 - Introduction to the ToIP (starts at 01:50) Digital Trust Primer The History of Credentials: the Paper credential era, the Credential Trust triangle, the Governance Trust triangle The Internet Era and the Trust Gap New era of digital trust, back to the future with digital credentials The mission of the Trust over IP Foundation? What is the dual-stack architecture? Part 2 - Working Groups: Activities, Deliverables and Collaborations (starts at 32:20) Brief Introductions - why are you interested in the ToIP and what background/expertise do you bring to the foundation? Discussing the different types of Working Groups Collaborations within the ToIP Selling to C-Level executives Digital Trust Ecosystems How the ToIP has evolved in its first year? The disruption of moving away from APIs through agents and communication protocols --- About Guests Follow John Jordan --> Twitter | LinkedIn Follow Karl Kneis --> LinkedIn Follow André Kudra --> Twitter | LinkedIn Follow Scott Perry --> Twitter | LinkedIn Follow Paul Knowles --> Twitter | LinkedIn Follow Mathieu Glaude --> Twitter | LinkedIn Read the full podcast transcription on the Northern Block blog here: https://northernblock.io/toip-101/

About Episode During this conversation, we discuss How Riley got into SSI through Sovrin and how he continued his journey by founding Trinsic The focus on making trust ecosystem development easy - A trust ecosystem needs three things to be successful: (1) interoperable technology, (2) trustworthy governance, and (3) tools for adoption. Trinsic Ecosystems is designed to provide these three components in a fully-integrated, programmatic platform, built specifically for providers. If ‘Self-Sovereign Identity’ has an identity problem How to sell the value of SSI to enterprises and ecosystem solution providers The two ways to overcome the chicken and egg problem that exists when starting a verifiable credential market, to achieve network of network effects About Guest In this episode of SSI Orbit, I sit down with Riley Hughes. Riley is a leader in the self-sovereign identity (SSI) community. As the second employee hired at the Sovrin Foundation, Riley established and contributed towards several teams, such as the Sovrin Governance Working Group and helped set up the Sovrin Steward Program. He started Trinsic to make implementing decentralized identity easy for developers and is now working with many organizations around the world to bring SSI-based solutions to market. Follow Riley Hughes Twitter: https://twitter.com/rileyphughes LinkedIn: https://www.linkedin.com/in/rileyparkerhughes/ Follow Mathieu Glaude Twitter: https://twitter.com/mathieu_glaude LinkedIn: https://www.linkedin.com/in/mathieuglaude/ Read the full podcast transcription on the Northern Block blog here:https://northernblock.io/building-digital-trust-ecosystems/

During this conversation, we discuss The history and business models of each evolution of the internet to-date: Web 1.0 - Web 2.0 - Web 3.0; How web3 might require a regulatory protocol layer; The different ways for SSI to gain adoption: (1) through adoption by web 2.0 companies, and (2) by building new models from scratch to displace Web 2.0 companies; How economic inefficiencies can be used to create business use cases and propel the adoption of SSI as a better way of doing things; How we can use SSI to create completely new paradigms that are unimaginable today with the business models and social landscape we know; How Cryptoeconomics can be used to increase the value of Verifiable Credentials within a decentralized ecosystem; What are Pipe vs Platform business models and where does SSI fits in. -- Stepan Gershuni is the Lead Product Manager at Affinidi, Founder of Credentia (SSI for education in Russia, Ukraine, Kazakhstan) and also as a hobby runs the Crypto-economics Research Group, a meetup for all things decentralized/web3. Follow Stepan Gershuni Twitter: https://twitter.com/sgershuni LinkedIn: https://www.linkedin.com/in/sgershuni/ Follow Mathieu Glaude Twitter: https://twitter.com/mathieu_glaude LinkedIn: https://www.linkedin.com/in/mathieuglaude/