About Episode - Where might revenues disappear from banks in the short-term? What about in the long-term? What efficiencies can be gained from decentralized protocols. Why Central Bank Digital Currencies (CBDCs) may disinter-mediate some banking functions? To talk through the above, I welcome my good friend James Loperfido, Director of Business Development at Tangem AG.

In this episode,

1. We open with James’ background and knowledge of Wall Street and Finance.
   
2. We discuss the history of banking, banking today, and how banking is being threatened by web3/P2P networks.
   
3. We talk about the core efficiencies of blockchain networks with smart contracts.
   
4. We introduce Central Bank Digital Currencies (CBDCs), discuss where the competition is globally, and again how banks could get disinter-mediated by them.
   

About Guest

James Loperfido currently serves as Director of Business Development at the Swiss digital asset infrastructure company Tangem AG, manages digital asset investments, and acts as a general consultant in the blockchain space. Tangem develops software, firmware, and smart card solutions for digital money, identity, and anti-counterfeit use cases.

Previously, James served as VP of Business Development for Soramitsu, which launched one of the first successful pilots for a CBDC retail payment network based on DLT infrastructure as well as critical cryptocurrency software and open-source frameworks. Previously, James founded world renown businesses in the wellness space in New York City and worked in early stage tech start-ups focused on decentralized and frontier technologies. He spent his first two years after graduating from the Villanova School of Business on a high yield bond trading desk at Imperial Capital leveraging academic interests in finance and international economics.

He testified as a blockchain technology expert on the New York Privacy Act and serves as a Co-Chair for the Global Blockchain Business Council's Digital Identity Working Group. James was born and resides in New York City and Florida. He has entrepreneurial expertise in international business development, DLT frameworks, capital markets, digital asset infrastructure, team building, and sales and marketing.

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• Twitter: https://twitter.com/JamesLoperfido
  
• LinkedIn: https://www.linkedin.com/in/james-loperfido/
  

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