The Chris Harder Show

In This Episode, You Will Learn About: The importance of early, consistent action in your finances The two stories of the pandemic How financial advice has shifted during the pandemic How to change your outcome Why finding a dream job is a core part of living a rich life Finding what season you're at in your career How to systematically address wealth inequality Resources: iwt.com Find Your Dream Job: iwt.com/podcastdj Instagram: @ramit Twitter: @ramit Show Notes: Ramit Sethi returns one year after everything changed forever to talk about how the pandemic has impacted the career and finance world. He's the author of "I Will Teach You To Be Rich" and a personal development expert with a website that gets over a million monthly visits. We leverage his experience to talk about how money management has changed since the pandemic hit, what "K-shaped recovery" means, how job and career advice has changed, and whether or not you should be looking for a new job or house right now. Question Highlights: What is the biggest predictor of financial success? What are the biggest changes in people's finances that you've seen since the pandemic hit? How has your advice changed in this post-pandemic economy? What can people do today to change their outcome? Why have you shifted to talking about the job scene? What do you do when your partner is in a different career season? What systemic changes can we make to align wages with the cost of living more effectively? Guest Bio: Ramit Sethi started iwillteachyoutoberich.com while studying technology and psychology at Stanford. Since he came from a middle-class family, the only way he could afford college was to pay his own way. That's when he built a system to apply to 60+ scholarships. His hard work paid off, and he earned enough to attend Stanford. But when he got his first scholarship check, he invested it in the stock market… and immediately lost half the money. Oops. That's when he decided to learn how money really worked. While studying psychology and human behavior at Stanford, he saw all these "tips" that financial experts kept throwing around — like "Keep a budget" and "Stop spending money on lattes" — and realized most of it made no sense. He also realized experts loved to tell people what to do...but nobody was actually doing it. Instead of saying "no" to spending on everything, he wanted to use money to say YES. He knew there was a better way to live a rich life — if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He has also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett in Forbes Magazine. He has been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has more documented success stories than anyone else he knows — more than 20,000 at last count. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Whether we are in the best or worst times Making money during tumultuous times Taking advantage of new opportunities Choosing your perspective Resources: Text FAST to 310-421-0416 to get early access to my mastermind and $500 off your enrollment Show Notes: Is money good or bad? I'll give you my answer upfront before I explain my reasoning: Money is neither good nor bad. It is simply what you choose to interpret it as. And how you interpret it will dictate what action you take, and what action you take will determine whether it was the greatest time of your life or the worst time of your life. So start choosing the perspective that will empower you and ignite you to take action, and you'll be on the side of the coin that talks about how great these times are. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Doing the hard things The psychology of facing tough days Choosing your version of hard Acknowledging the season that you're in Procrastination disguised as productivity Resources: Text FAST to 310-421-0416 to join our Fast Foundations mastermind group Visit liquidiv.com and get 25% off your first order with promo code HAPPY Show Notes: When you stop doing the hard stuff, life actually feels harder. It's not always easy to do the things you need to do to live the life that you want. But if you skip out on the hard stuff, the rest of your life is only going to get that much more difficult. Doing it may be the hard part, but the reward makes life easier. There are a couple of psychological tricks to help you face a challenging day. One is to block out the impact of how hard it's going to be and instead focus on how it's going to feel on the other side. You can also choose to feel grateful for everything you have in your life — including the things afforded by those hard things. You also need to acknowledge the season of life that you are in. Sometimes what you desire is on the other end of doing something you don't want to do. If you enjoy personal space, but you have a goal that requires you to momentarily give that up, acknowledge it upfront so that you know that this is only temporary and that it will be worth it. Life is going to get hard. That's unavoidable. But it's up to you whether the hard things you do in life lead to a more comfortable life on the other side. Pick the hard you want in life, and don't let the drive to live easy lead to frustration. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Staying humble Being a natural-born entrepreneur Finding out what business you want to get into Getting your spouse on board Raising money strategically Resources: ashlandhardseltzer.com Instagram: @ashlandhardseltzer Show Notes: This interview with Josh Landan is epic. He's the founder of Ashland Hard Seltzer and Saint Archer Brewery, the massively popular craft beer that was sold to Anheuser-Busch a few years back in a record-breaking exit. He tells the incredible story of starting this company from scratch, having a successful exit just a few years in, where he got the idea, how he grew it so fast, and how he leans into his superpowers. Question Highlights: How did you end up in the alcohol world? What did it feel like to exit your business? How did you learn to be content with yourself? How do you go about raising capital? What comes up next? Guest Bio: Josh started his career telling stories from behind the lens – filming, directing, writing, and producing films and documentaries featuring some of the world's top surfers, snowboards, and skateboards. The passion for bringing his athlete friends' stories to life led him to create Saint Archer Brewing Co. and later Harland Brewing Co. Recognizing all of his friends were quickly developing a taste for hard seltzer, Josh saw an opportunity to create something different and tell a new story with friends from all walks of life. Ashland Hard Seltzer was brewed to bring together people from all walks of life, to share moments, and create stories as one. Moments are fleeting. Stories live forever. Cheers! Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: The two types of people on social media Finding the humbleness sweet spot The 50/50 rule Not judging others' motivations Resources: Text FAST to 310-421-0416 to join my Fast Foundations mastermind group Show Notes: Social media tends to do one of two things: it makes us brag and show off way too much — which turns people off — or it makes people so afraid to show up and be judged that they hide everything that they're doing. Being humble to a fault doesn't do anyone any good. We've all seen those people that are posting pictures of themselves in lamborghinis or next to their private jets, showing off how luxurious their lives are and selling you a lifestyle that they probably aren't even living themselves. This runs rampant on social media and it creates the impression that people with money are all conceited. This causes people to not pursue the wealth they deserve because they don't want to be perceived that way. That brings us to the other side of the coin. Some people are just way too humble when it comes to money. They don't show anything online because they don't want to be judged — for what they have or what they don't. They mean well, but they miss out on the opportunity to inspire others and give them someone to look up to, to show them what level of success is possible and the work involved to make it happen. This leads us to finding the "humbleness sweet spot." Being able to show people what's possible, inspiring others, but not doing it in a way that's embarrassing or paints success in a bad way. We should all strive for finding this spot, because it's by no means easy to judge. You'll make mistakes — I know I have. But when we find that spot, we can all do great things. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Whether or not you're 'stuck in the middle' Why being stuck in the middle hurts Purposefully upping the stakes Resources: Text FAST to 310-421-0416 to join our Fast Foundations mastermind group Show Notes: Are you trying to get things done without going all-in? This doesn't affect the people who haven't made a commitment and are doing nothing or the people who are already all-in. This is for the people that have a lot of potential and are working hard for their dreams, but a part of them still wants a different life — and they're allowing old habits to hold them back. If you want a change in your life but you're still stuck in your old ways, you need to burn the ships. Up the stakes on your new life so that you have no choice but to keep moving forward. That may mean taking investments in your company so that you have to create a return for your investors, but doing extreme things in your life requires extreme action. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: The story of how Jordan was kidnapped twice How Jordan's podcast became so successful Jordan's thoughts on Clubhouse The best way to network without live events Jordan's "Connect Four" method Resources: jordanharbinger.com 6 Minute Networking Course Listen to The Jordan Harbinger Show Instagram: @jordanharbinger Text FAST to 310-421-0416 to join my Fast Foundations mastermind group Show Notes: Jordan Harbinger is a former Wall Street lawyer turned podcast legend. His current show rakes in over 11 million listeners per month and was featured as part of Apple's "Best of 2018" awards. Not coincidental to that success is the fact that Jordan is an incredibly talented networker. We do a deep dive into his "Connect Four" method of networking and how networking has changed in a world without live events. We would also be remiss to not discuss how to grow such a successful podcast, how to monetize it, and the future of the industry. Question Highlights: How did you get kidnapped twice? How did you get into podcasting? What is it that you're doing that makes your show so successful? How do you think Clubhouse will affect podcasting? How are people supposed to network without in-person events? Guest Bio: Jordan Harbinger is a Wall Street lawyer turned podcast interviewer with an approachable style and knack for securing high-profile guests. His show, The Jordan Harbinger Show was selected as part of Apple's "Best of 2018." Hailing from Michigan, Jordan was an inquisitive kid who was fascinated by the internet at an early age. He went to law school at the University of Michigan and landed a job on Wall Street as a corporate lawyer. Jordan wasn't interested in climbing the corporate ladder. But he was curious about a partner who was never in the office. Dave spent his days at charity events and playing racquetball. How did he keep his job? Dave told Jordan that he brought in business for the firm. To do that he didn't sit at his desk: he spent his time building and managing personal relationships. After hard work and intelligence, Jordan felt like he was learning a "secret third path" that nobody ever talked about. This kicked off an obsession with body language and non-verbal communication, persuasion, influence, social psychology, and networking. When he started uploading what he learned to the web, he inadvertently became one of the first podcasters. Today, The Jordan Harbinger Show has over 11 million downloads per month and features a wide array of guests like Kobe Bryant, Moby, Dennis Rodman, Tip "T.I." Harris, Tony Hawk, Cesar Millan, Simon Sinek, Eric Schmidt, and Neil deGrasse Tyson, to name a few. Jordan continues to teach his skills, for free, at 6 Minute Networking. In addition to hosting The Jordan Harbinger Show, Jordan is a consultant for law enforcement, military, and security companies and is a member of the Northern California Chapter of the Society of Professional Journalists. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: How to make your priorities happen Putting yourself around successful people The power of networking Resources: Text FAST to 310-421-0416 to join my Fast Foundations mastermind group Show Notes: Let's talk about the power of proximity when it comes to your earning potential. When I moved away from California, one of the commitments that I made was to never lose out on the incredible network I had built up there. Once a month, my friends and I meet up to have dinner and reconnect. When I looked around at this latest dinner, I realized that the collective worth of everyone there was over five billion dollars. Incredible. How did I get a seat at that table? Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Whether you should be an employee or an entrepreneur Understanding why you're starting your business Envisioning what your days look like Thinking of the future Staying in your zone of genius Creating the habits you need to move forward Resources: 2021blueprint.com Visit outstandingfoods.com/lori or use code LORI for 25% off your first order! Show Notes: Are you ready to be an entrepreneur? We have six questions you should be asking yourself — whether you have a business already or are thinking of starting one — to make sure you aren't putting yourself into situations that are going to lead you to unhappiness. Entrepreneurship is so trendy right now. While it's a great way to make money and build financial security, not everybody is meant to be an entrepreneur… at least not right now. Use these questions as a guide to determine whether or not being an entrepreneur is right for you: Why are you starting this thing? What is your day-to-day going to look like? Will you be happy doing this three years from now? What is your zone of genius and who will you need in order to get back to your zone of genius quicker? Who do you need to be in order to bring this company to success? What habits do you need? Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: The formula for massive success Putting in the right kind of effort Being willing to put up with risk How to increase your changes for luck Resources: 2021blueprint.com Show Notes: It is my goal to bring every single one of you massive success. Thankfully, I have found the recipe for massive success… and it takes just three simple things. Yes, there are more than these three factors that will contribute to success, but without them, you'll be hard-pressed to find it. Here are the three things that go into finding massive success: Luck, Risk, and Effort. We're going to dive into each one individually as well as how they play off of each other to create that success. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.