The Chris Harder Show

A lot of people come to me with awesome business ideas, but tell me that they don't have the experience to get it off the ground. I'm here to tell you that your grit, hard work, and ability to overcome challenges are way more important than any college degree or job title. I'm living proof that being a creative and resilient person will help you reach your goals, no matter how crazy they might seem to other people. So, let me know in my DMs what that business idea is and the first action step you're going to take to make it a reality. IN THIS EPISODE, WE TALK ABOUT: A story about resourcefulness from The Comfort Crisis that really stood out to me Characteristics of the best entrepreneurs Developing your problem-solving skills and getting comfortable with the unknown Reflecting on my experience so far building the peer-to-peer lending app RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Today I got to chat with my good friend, Mel Abraham. Mel is a CPA by trade, but really at the core, he's an entrepreneur. You rarely get people who have the technical mind of a CPA, but also the entrepreneurial mind that wants to create things and build things — that's exactly how Mel is created. He has a unique insight for us on not how to just earn and save money, but what we should be doing with the money that we're earning. This episode is going to teach you how to earn money in a way where you're not sacrificing as much life as you are right now. IN THIS EPISODE, WE TALK ABOUT: How you can monetize anything you're good at no matter how obscure you might think it is How to use passive income that will recreate income on an ongoing basis How to earn money in a way where you're not trading away your precious time RESOURCES Access Mel's FREE training, The Affluent Entrepreneur at melabraham.com/chris Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: chrisharder.me CONNECT WITH MEL Follow Mel on Instagram:@melabraham9 Follow Mel on Twitter: @MelHAb Visit Mel's website: melabraham.com

Lori and I are currently reading Sustain Your Game: High Performance Keys to Manage Stress, Avoid Stagnation, and Beat Burnout by Alan Stein. In this week's He Said She Said, Lori and I share our takeaways from this book and share with you our feelings on stress and how to manage it to create a winner's mindset. With every decision to let things bother us and weigh us down, we are robbing our future selves of where we're supposed to go because we're robbing the present moment where things can actually happen. The present is where all creativity, ideas and forward momentum come from. IN THIS EPISODE, WE TALK ABOUT: Defining stress and how to prevent it from manifesting into pain and resistance How to get success in your life, and how to stay there once you get it Our best practices and how we shift gears in moments of stress RESOURCES Sustain Your Game: High Performance Keys to Manage Stress, Avoid Stagnation, and Beat Burnout by Alan Stein Greenlights by Matthew McConaughey Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I had an awesome conversation this past week with somebody who wants to start a business. They're new to starting and owning a business and so of course, they picked my brain and I was more than happy to have this conversation with them. They were shocked at how much it costs you to attain or earn a customer, and they were shocked at how much it is going to cost for them to get their business up and going in the first place. As I shared with them, I want to share with you that there are always three ways to pay or to invest. You're going to have to pay to get your customer one of these three ways but in today's episode, I will help you decide what is the best choice for you based on your budget and your circumstance. IN THIS EPISODE, WE TALK ABOUT: How much it costs you to attain a customer How and why your customer has a lifetime value Figuring out how you're built and using the option of my three, that best suits you RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

This week I chatted with my personal trainer at the local gym here by the lake house about career options and money. He expressed that he would love to find a way to make more money than he does right now and that he's been tempted to pursue other jobs. The other jobs he spoke of were unrelated to his area of expertise or anything that he would enjoy doing, but he was thinking about them purely because they pay more. I shared with him that there are two truths about making money and I want to share them with you in today's episode. IN THIS EPISODE, WE TALK ABOUT: How it is not worth ever doing something just for the money if you know you're not going to enjoy it Discussing the question: If it doesn't exist already, how can I make it exist? That anything you enjoy doing can be monetized RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

For years Lori and I were yes people, and for years we have watched others "yes" themselves to death. Now, we practice not just saying no to things that do not serve our greater vision and purpose, but going beyond that and letting it be okay if we disappoint people by saying no. We have consistently learned from others who have beautiful boundaries to protect and who have thrived by doing so. When you say yes to everything, you water down your message. When you constantly say yes, you take yourself away from your primary vision and the message you want out in the world. IN THIS EPISODE, WE TALK ABOUT: Why you shouldn't say yes to every opportunity and should only say yes to what serves your agenda. We discuss the side effects of "yessing" yourself to death If you don't get an immediate answer to a request, it doesn't mean to stop asking. We discuss how to not take it personally How and why it is harder for women to turn down opportunities and how women can overcome the fear of saying no How people react to your no is usually telling of how they will behave and show up for you down the line Why protecting boundaries and respecting others is so important RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

This week, I received a magazine from the Wisconsin Maritime Museum celebrating raising 9.5 million dollars to build a tower that houses all sorts of displays for the museum. This just happens to be the tower that my Dad designed and created when he was the President and Chairman of the Board. Until my Dad took that President's seat it was nothing more than a wish and he turned it into a reality. I started reading the names of the donors and I realized that my community had donated a ton of money cumulatively to my father's dream. This is the direct result of building a community of people around you — friends, family, and acquaintances — who work hard to put themselves in a financially advantageous place, then pay it forward without the expectation of anything back. IN THIS EPISODE, WE TALK ABOUT: Dedicating time and energy towards making other's lives better, and the ripple effect it causes for those to pay it forward making life better for others. Reminding you of my promise that I will always keep putting out tons of free content that will make your life better and easier The core of my message: When good people make good money, they can do great things. RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I realized that we've gotten too comfortable, and it was making us mentally and physically soft. We're working on getting our edge back and doing our best to dive right into the discomfort. We break down how we're living out the message of Micheal Easter's book The Comfort Crisis: Embrace Discomfort To Reclaim Your Wild, Happy, Healthy Self, and chat about the amazing results that we've seen so far. We're making a conscious effort to become the type of people who embrace every challenge that life throws our way and stop sweating the small stuff. IN THIS EPISODE, WE TALK ABOUT: How we know when we've gotten too comfortable The consequences of never pushing yourself out of your comfort zone Tools to become a more solution-based thinker Embracing the variance of emotion Simple ways that we're adding more mental and physical challenges into our lives RESOURCES The Ride of a Lifetime: Lessons Learned from 15 Years as CEO of the Walt Disney Company by Robert Iger Text EVENTS to 310-421-0416 to get more information on our new networking event membership! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

This week I travelled to Denver to teach at Fast Foundations Mastermind. I planned to spend the lesson debunking the recent article I shared that said people are more afraid of a recession than ever before. To kick things off, I prompted the students to rate their confidence levels of their business succeeding. Their answers threw me a curve ball in the best way. They were all extremely confident people. The reason? Community. They knew they were surrounded by motivated people, therefore, they felt motivation. They didn't feel fear. It turns out if you assemble a bulletproof group of people then they are going to give you a bulletproof mind, making you as successful as your network. IN THIS EPISODE, WE TALK ABOUT: Debunking the idea that people are more afraid of a recession than ever before Building what you wish existed, for free, making it accessible to you and others to succeed How forming your own group of motivated individuals will ensure that you stay that way yourself Feeling supported will make you reject the idea of failure as a possibility RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day Learn more about Fast Foundations Mastermind: fastfoundations.com Text EVENTS to 310-421-0416 to get the first news on The Greatest Year Of Networking In Your Life membership CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I recently went to visit her 95-year-old grandpa and we were lucky enough to ask him a few questions regarding money. In today's episode, you'll hear the story of how Grandpa Al was able to pull his family out of financial ruin after his business burned down 65 years ago, and what his biggest investment regret is. His reflections illustrate that if you're willing to do whatever it takes to boost yourself up and sacrifice your daily comforts for long-term prosperity, anything is possible. He also explains how if he had practiced delayed gratification and invested in some discounted land before building his dream house, he would've been $6.5 million richer today. Listen in to hear more of Grandpa Al's wisdom and how we can all extract lessons from older generations. IN THIS EPISODE, WE TALK ABOUT: The two tools that Al used to dig himself out of debt and into absolute abundance Being honest with yourself if you're truly doing everything in your power to improve your financial situation Practicing restraint and realistic budgeting strategies Why I always preach listening to your intuition when it comes to investing RESOURCES The Comfort Crisis: Embrace Discomfort To Reclaim Your Wild, Happy, Healthy Self by Michael Easter Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me