FTAdviser Podcast

The Financial Conduct Authority hit the headlines last week when it published its latest Call for Input, asking the advice industry to respond to a range of issues affecting the sector.From the funding structure of the FSCS to whether direct to consumer platforms should take more responsibility for the products their clients end up with, the FCA made it clear it thought the investment market was not working as well as it should for end consumers.So what does this mean for advisers, and what could be the end result of the regulator’s investments probe?In this episode, reporter Imogen Tew is joined by Mike Barrett, consultant at the Lang Cat, and Alistair Fullerton, director at Lathe and Co, to discuss the possibilities.After the break, Imogen is joined by Financial Adviser editor Simoney Kyriakou and fellow reporter Rachel Mortimer to discuss the biggest news stories of the week.The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. Hosted on Acast. See acast.com/privacy for more information.

Political uncertainty has long-haunted the European market, spooking investors in European equities.But in this special edition of the FTAdviser Podcast, sponsored by Schroders, David Thorpe, special reports editor at Financial Adviser, examines how proactive coronavirus policies and the European Green Deal have calmed such fears.He is joined by Martin Skånberg, European equity fund manager at Schroders, James Dowey, global equity fund manager at Liontrust, and Michel Perrera, chief investment officer Canaccord Genuity Wealth Management to discuss the possibilities.The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. Hosted on Acast. See acast.com/privacy for more information.

The first Child Trust Fund children came into their money this month, as they turn 18. Some youngsters have now found themselves in possession of four or even five-figure sums of money. Financial Adviser editor Simoney Kyriakou looks at what they should do with this money, how they should invest it, and what impact the lack of financial education could have on their choices. She is joined by Vanessa Howard from Good with Words, Claire Walsh, head of advice strategy at Schroders Personal Wealth and Nick Britton, head of intermediary communications at the Association of Investment Companies. After that she chatted with FTAdviser reporters Imogen Tew and Amy Austin to discuss some of the big stories in the news. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. Hosted on Acast. See acast.com/privacy for more information.

In this week's episode, Stephen McPhillips, technical sales director at provider Dentons and Julian Puddy, director at advice company Opus Business Pensions, discuss the future of self-invested personal pensions and whether the outcome of the recent Carey case or the Covid-19 pandemic has played a role in dampening savers' interests in this pension product. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. Hosted on Acast. See acast.com/privacy for more information.

The coronavirus pandemic has highlighted the complexities of working with vulnerable clients, as so many people find themselves coping with anxieties about health and the economy. Last month the Financial Conduct Authority published guidance on vulnerable clients, but what does this mean for advisers? And what can advisers learn about vulnerable clients from the past six months?FTAdviser's digital editor Damian Fantato is joined by Pimfa's senior policy adviser Alex Roberts and Claudia Clay, director of risk and regulation at advice firm The Private Office. They discuss whether it's possible to meet the FCA's guidance on vulnerable clients while using video conferencing, what the most common pitfalls are when advising vulnerable clients and why the FCA's guidance needs to go further if it is to truly help advises.Then Damian is joined by FTAdviser reporters Imogen Tew and Amy Austin to discuss the likelihood of tax changes in the upcoming Budget and the effects of the FCA's recent proposals on open-ended property funds.The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. Hosted on Acast. See acast.com/privacy for more information.

Covid-19 is the sort of black swan event everyone theoretically prepares for but nobody expects. So how does one structure a retirement portfolio to take account of such events as a global pandemic and the resultant economic shut-down?In this special edition of the FTAdviser Podcast, sponsored by Scottish Widows, Simoney Kyriakou, the editor of Financial Adviser, examines how pension investors can get the income they need from their portfolio, given the UK has punishingly low interest rates, dividends have been slashed and suspended, open-ended property funds remain gated and we just do not know what is around the corner.She is joined by Robin Kyle, a senior manager in Scottish Widows's investment office, and Robert Vaudry, managing director of Copia Capital.The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. Hosted on Acast. See acast.com/privacy for more information.

Centralised investment propositions have become an increasingly common part of advice businesses, with around four fifths of all firms running some form of centralised service.They can determine the efficiency of a firm, sometimes cause regulatory headaches and will likely be a big part of what helps bring down the cost of advice going forward. So, what does the future hold for CIPs?The latest FTAdviser Podcast sees reporter Imogen Tew examine how the pressure advisers are exerting on the value chain through their CIPs will lead to a "reckoning" on fund management fees.She is joined by Mark Polson, principal at the Lang Cat, Nick Eatock, chief executive of Intelliflo, and Tim Harvey, director and adviser at HR Independent Financial Services to discuss this as well as how advisers could improve the efficiency of their CIPs as well as the trials and tribulations of portfolio balancing and client disclosure.Then Imogen chats with senior reporters Amy Austin and Rachel Mortimer about scams and the exam glitches the Chartered Insurance Institute has been suffering from.The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. Hosted on Acast. See acast.com/privacy for more information.

The ethnic minority wealth gap in the UK is wider than any other, and especially so for Black women. Black households are less likely to be home owners and Black households are disproportionately affected by debt. This week Financial Adviser editor Simoney Kyriakou is joined by a panel of experts to discuss what action is needed to prevent women from Black and ethnic minority communities in the UK from being consigned to financial hardship and a poor retirement outcomes. She is joined by Thomas Lawson, chief executive of Turn2us; Davinia Tomlinson, founder of Rainchq; and Emma Hughes, communications director for the Personal Finance Society. They discuss the importance of accessible financial education, the structural inequalities in the UK's social security system and why a more diverse financial advice profession will help address this wealth gap.The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. Hosted on Acast. See acast.com/privacy for more information.

Although the world is mired in recession, stock markets have bounced back strongly. What does this mean? And, in a world of uncertainty, how can investors be prepared for whatever happens next?In this week's edition of the FTAdviser podcast, special projects editor David Thorpe is joined by Jupiter’s Ian Heslop, Netwealth’s Gerard Lyons and Nathan Sweeney of Architas, to discuss the outlook for markets following the impact of the coronavirus pandemic and the options for investors.They discuss what it is that makes this year's market shock so different from others, why it is so difficult to price risk at the moment, which parts of the market look particularly expensive at the moment and how fluctuating inflation will affect investments.The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. Hosted on Acast. See acast.com/privacy for more information.

In the final episode of our series into advice after coronavirus, reporter Rachel Mortimer examines how small and medium-sized advice firms will be changed by the pandemic and the lockdown. Joining her are Neil Moles, chief executive of Progeny, Martin Brown, managing partner at Continuum and Victor Sacks, director of VS Associates. They discuss how their firms have changed since lockdown was imposed and how the advice process has been affected. They also talk about how the lockdown has changed client acquisition and which financial advice firms might struggle to survive the pandemic, as well as how the profession came emerge from the crisis stronger.The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. Hosted on Acast. See acast.com/privacy for more information.