Founders Unfiltered

Join us as we talk to Ramanathan RV, the Co-founder of Hyperface about their story. Ramanathan completed his B.Tech in Computer Science from NIT, Tiruchirappalli, in 2006. He then worked as a software engineer at companies such as Amazon and BankBazaar before founding JUSPAY in 2012. In 2021, he co-founded Hyperface. 🏢 About Hyperface: Hyperface empowers brands and fintechs to offer contextual banking products. Their Credit-Cards-as-a-Service platform simplifies credit card issuance for fintechs and e-commerce firms, providing a ready-to-use card solution.

🎙️Founders Unfiltered Ep-109: Brought to you by the Founders Unfiltered podcast by A Junior VC - Unscripted conversations with Indian founders about their story and the process of building a company. Hosted by Aviral and Mazin. Join us as we talk to Movin Jain, the Founder of Skydo about their story. Movin completed his B.Tech in computer science at IIT Delhi and later earned an MBA from IIM Ahmedabad in 2011. He gained experience as a research intern at Lyric Semiconductors and Bell Labs Lucent. His career includes roles at InMobi, AVP at Barclays Investment Bank, Associate Director of Product at Ola, Director of Product Management at PhonePe, and Vice President of Products at Meesho. In April 2015, he founded Galleri5, and in 2022, he launched Skydo. 🏢 About Skydo: Skydo, a fintech startup based in Bangalore, is dedicated to making cross-border B2B payments seamless and reducing forex charges for businesses by over 50%. By partnering with leading banks worldwide, Skydo provides businesses with foreign virtual accounts for receiving payments, free from taxation and compliance burdens. Businesses can create their US virtual account in just 5 minutes by signing up at skydo.com.

Join us as we talk to the co-founders of Whatfix - Khadim Batti and Vara Kumar Namburu about their story. Khadim earned his Bachelor's degree in Engineering from University of Mumbai and a post graduate degree in IT from IIIT Bangalore. Starting his career at CMC Ltd., he worked at Huawei, Applabs Technologies and Kenexa. He co-founded Whatfix in 2013 with Vara. Vara completed his Bachelor of Computer Science and then pursued his Masters in Computer Application from Jawaharlal Nehru Technological University. He joined Huawei, where he met Khadim and joined forced with him to start Whatfix. 🏢 About Whatfix: Whatfix is a digital adoption platform designed to help organizations enhance user engagement and productivity with software applications. It provides in-app guidance, interactive walkthroughs, tooltips, and training content to simplify the onboarding process and ensure users can effectively use new software. This platform aims to reduce the learning curve for users and improve the overall efficiency and effectiveness of software adoption within organizations 🌐 For more visit - https://ajuniorvc.com/podcast/

Join us as we talk to Ashok Hariharan, the CEO of IDfy about their story. Ashok earned his Bachelor's degree in Electrical Engineering from Penn State Engineering and went on to complete his MBA at the Indian School of Business. His career as a hardware engineer includes positions at Acterna, Coree Networks, Marconi Communications, Laurel Networks, and Astuto Networks. He also served as a strategy manager at British Telecom. In 2008, he founded Gaboli Online Services and has been the CEO of IDfy since May 2011. 🏢 About IDfy: IDfy is an Integrated Identity Platform that combats fraud with advanced KYC, KYB, and verification solutions. Recognized by Deloitte and Forbes in 2023, IDfy performs 2 million daily verifications. Key offerings include APIs for verification, a video onboarding platform, RiskAI for risk management, IDfy360 for custom workflows, and CrimeCheck for legal history checks. 🌐 For more visit - https://ajuniorvc.com/podcast/ Playlists🎬: 🎙️Founders Unfiltered: https://youtube.com/playlist?list=PLUZb75L7Qi_1r_yCxtrkFtTqwgoKj8f66 🎥 AJVC BTS: https://youtube.com/playlist?list=PLUZb75L7Qi_2SqAGAJ0_rS1--1u82jvfL 🦄 Start-up Chronicles: https://youtube.com/playlist?list=PLUZb75L7Qi_0ujPMygWRZQcJBK250BXbC 🔎 AJVC Insights: https://youtube.com/playlist?list=PLUZb75L7Qi_00SpPyAU_zhicXdehoNuBd 🎯 Deep Dives: https://youtube.com/playlist?list=PLUZb75L7Qi_2BHzAOji1wBEKjXo-go7e6 📈 Founder Insights: https://youtube.com/playlist?list=PLUZb75L7Qi_1L3HjHLvNUQgPWGrfcoc-q 🎤 About the Hosts : Aviral Bhatnagar is a VC at Venture Highway and is the Founder of A Junior VC. He started the A Junior VC Newsletter in 2018 after observing whitespace in conversations in the Indian Venture ecosystem. He completed his B. Tech from IIT Bombay and MBA from IIM Ahmedabad. Mazin Biviji is a Product Owner at Agoda and a founding member of A Junior VC. He previously worked at Deloitte as a Senior Consultant. He completed his MSE and BSE from the University of Michigan and his MBA from INSEAD. 🌍 Join us at https://ajuniorvc.com/community/ to be a part of an exclusive community and grab the opportunity to question and hear our guests live every Sunday. 🚀 AJVC: https://ajuniorvc.com/ ✂ Editing Credits: 1. Neel Panji - https://www.linkedin.com/in/neel-panji-598b7b176/ 2. Sweta Singhania - https://www.linkedin.com/in/sweta-singhania-755b92183/ 🔎 Research: 1. Ayush Kumar - https://www.linkedin.com/in/ayushkcs/ 2. Sahil Nizam - https://www.linkedin.com/in/sahilnizam12/ 3. Aditya Chauhan - https://www.linkedin.com/in/aditya-chauhan-27b298177 4. Deepthi Nagoorkar - https://www.linkedin.com/in/deepthi-nagoorkar-64408085/ 00:00 Intro 02:24 Rapid Fire 08:24 Early Days 17:02 First Company 19:01 Meeting the Co-founder 20:33 The Idea 22:30 Post Ideation 23:51 Failure of the First Version 25:20 Start of the Enterprise Business 25:53 Initial Pitch 28:32 Growth Stage 29:50 The Struggles 31:21 Leadership lessons in Growth Phase 33:36 Vipassana 35:12 The North Star 37:07 Culture and Transition 38:57 Leadership Development 41:58 The Website 45:10 Fraud 1:00:18 Accelerated Growth 01:04:26 Unfiltered Feedback #ajvc #startups #india

Join us as we talk to Uttam Digga, the Co-founder & CEO of Porter about their story. Uttam completed his integrated MSc in Economics at IIT Kharagpur in 2012. Following that, he held positions as an Analyst at both HSBC and J.P. Morgan before launching Porter in 2014. 🏢 About Porter: Porter goes beyond logistics, fueled by their mission to 'move a billion dreams, one delivery at a time.' Embracing 'Own It,' they've grown rapidly with 7.5 million drivers and 15 million customers. Backed by $150 million in investments from leaders like Sequoia Capital and Tiger Global, their tech-driven approach sets new standards in last-mile logistics.

Ranvir Singh, the Founder and CEO of Kissht and Ring, shares insights from his journey in fintech. The discussion touches on challenges in India's banking system and how Kissht caters to underserved borrowers with dignity. Ranvir reflects on his transition from consulting at McKinsey to entrepreneurship, emphasizing mentorship and customer-centric strategies. He also highlights the importance of courage in business decisions and envisions a future where technology, especially AI, revolutionizes financial services, increasing customer loyalty and streamlined experiences.

Rajat Deshpande, Co-founder and CEO of FinBox, shares his compelling journey from tech and analytics to democratizing financial services for millions of unbanked Indians. He discusses the innovation behind FinBox’s lending platform, highlighting how it simplifies credit analysis. Rajat also dives into the valuable lessons learned from analytics and the balance between stubbornness and adaptability in entrepreneurship. With an optimistic outlook, he explores the burgeoning potential of the B2B SaaS landscape in India and the importance of customer feedback in shaping successful software.

Join us as we talk to Sumeet Mehta, the Co-Founder and CEO of LEAD Group about their story. Sumeet earned his Bachelor's in Electrical Engineering at PEC, followed by an MBA from IIM Ahmedabad in 1999. After his MBA, he delved into brand management at Procter & Gamble, Singapore, and later served as CEO at Zee Learn for almost five years. In 2012, he co-founded LEAD School. 🏢 About LEAD Group: LEAD, India's largest school EdTech unicorn, strives to revolutionize schools for a confident India. With a vast network of over 9000 LEAD partner schools, LEAD impacts over 5 million students across 400+ cities in India.

Join us as we talk to Sneh Jain, the Co-founder of The Baker’s Dozen about their story. Sneh Jain completed his B.Tech degree at UDCT, Mumbai, and subsequently an MBA from IIM Ahmedabad in 2009. He gained professional experience at renowned firms such as Cipla and Orchid Pharma before serving as a consultant at McKinsey & Company post his MBA. In 2012, alongside his wife, Aditi Handa, he co-founded The Baker’s Dozen. 🏢 About The Baker’s Dozen: The Baker’s Dozen is a neighbourhood artisan bakery specializing in a wide range of international baked goods, with a focus on delivering high-quality, freshly made European breads and pastries.

Join us as we talk to Ramaswamy Iyer, the Founder and CEO of Vayana Network about their story. Ramaswamy completed his Bachelor of Engineering at VJTI, Mumbai, followed by an MBA from IIM Ahmedabad. Subsequently, he gained experience as a senior consultant at Accenture. Additionally, he played a pivotal role as a Co-founder of CashTech Solutions, later acquired by Fundtech. Following this, he Co-founded Clayfin in 2009 and eventually founded Vayana Network in 2017. 🏢 About Vayana Network: Vayana, India's top supply chain finance platform, offers trade credit and trade enablement solutions for all supply chain tiers. It has facilitated financing of over USD 30 billion across 3,000+ supply chains and 3,00,000+ enterprises. It spans 600 cities and 2000+ pin codes, focusing on MSMEs.