In My Non-Expert Opinion

165: I know you read the title of this episode, thinking "WTF - is Chelsea okay??? Money mindset work changed my life"! Confession: it changed mine too. But it wasn’t until I worked with today’s guest, Chioma Njoku, aka The Mindful Bookkeeper, that I saw real change.Why? She held me accountable in different ways other coaches never had. She called me on my BS. She noticed how patterns I carried in my personal life spilled over to my bank accounts.Without her, I wouldn’t have gotten my financial shit together. And it’s why she’s making another appearance on this podcast to deliver her No B.S. view on money mindset, manifestation, marketing with your numbers, and how certain metrics actually aren't all cracked up to what they aim to be.If you love her approach, you’re going to love her podcast, Cheers to Your Prosperity, where she shares content like “11 ways to grow your bank account without selling more” or how you can still have your daily coffee and still get rich!Caution: this episode may open your mind to new perspectives.About Chioma: Chioma Njoku, also known as Chi (pronounced chee), is the owner and Chief Mindful Operator at the Mindful Bookkeeper. Drawing on her experiences as a yogi, accountant, and financial coach, she helps business owners become mindful of all that can influence and impact their finances. With mindfulness (awareness), business owners are better equipped to keep more of their hard-earned money in the bank without sacrificing the things that makes life enjoyable, such as coffee and dinners with friends.CONNECT WITH CHIOMA:Instagram: @mindfullychioma"Cheers to Your Prosperity" podcast on SpotifySupernova is a thinking lab for visionaries building frameworks that transcend algorithms. Through salon-style conversations & deep research sessions, you'll craft a school of thought that people recognize instantly. Enroll HERE. Your mind needs a room for its depth. Supernova is THAT rooConnect with Chelsea: 💻 Website ☄️SUPERNOVA 5 spots left - DOORS CLOSE FEB 4TH! 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

164: Instagram is giving Gen Z the ick (read more here).It seems like Amelia Hruby, writer, speaker & founder of feminist podcast studio Softer Sounds, has something in common with Gen Z - she’s no longer on Instagram. At least not for business.Amelia realized IG was not in line with her values, and definitely NOT the way she wanted to run her business.So she launched Softer Sounds, a feminist podcast studio, with zero social media presence.How? Tune in to find out!You’ll hear why she got off social, how she finds clients, how she continues to stay off, the exit plan she recommends if you want to get off IG too, and ways to sustain your biz without the ‘gram.CONNECT WITH AMELIA:Website: https://www.ameliahruby.comWebsite: https://www.softersounds.studioLinkedIn: https://www.linkedin.com/in/ameliahruby/Podcast Podlink: https://pod.link/1610399726CONNECT WITH CHELSEA:Website: chelseariffe.com @chelseariffe + @nonexpertopinionpodEmail: info@chelseariffe.comWork with Chelsea: https://www.chelseariffe.com/linksWant to launch, grow, or monetize your own podcast? 1 space left for podcast coaching - apply HERE.Try Curious Elixirs booze-free cocktails! Get $10 off an order of $50 or more with code RIFFE22, or click HERE.Take advantage of the O-P-E-N app and join the April Challenge right HERE.Supernova is a thinking lab for visionaries building frameworks that transcend algorithms. Through salon-style conversations & deep research sessions, you'll craft a school of thought that people recognize instantly. Enroll HERE. Your mind needs a room for its depth. Supernova is THAT rooConnect with Chelsea: 💻 Website ☄️SUPERNOVA 5 spots left - DOORS CLOSE FEB 4TH! 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

163: Chelsea is back with a solo episode, opening up about business updates, including letting go of one of her biggest drivers of business...She shares more about this decision, as well as learning lessons that could've saved her a lot of time, money, and energy - but you live and learn, right?! Hopefully, her mistakes can teach you what to avoid or what to implement as you build a sustainable biz.CONNECT WITH CHELSEA: Website: chelseariffe.com @chelseariffe + @nonexpertopinionpod Email: info@chelseariffe.com Work with Chelsea: https://www.chelseariffe.com/linksWant to launch, grow, or monetize your own podcast? Apply right HERE.Try Curious Elixirs booze-free cocktails! Get $10 off an order of $50 or more with code RIFFE22, or click HERE.Take advantage of the O-P-E-N app and join the April Challenge right HERE.Supernova is a thinking lab for visionaries building frameworks that transcend algorithms. Through salon-style conversations & deep research sessions, you'll craft a school of thought that people recognize instantly. Enroll HERE. Your mind needs a room for its depth. Supernova is THAT rooConnect with Chelsea: 💻 Website ☄️SUPERNOVA 5 spots left - DOORS CLOSE FEB 4TH! 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

162: Chelsea sits down with her friend, Serine Goodmond, and gets into a deep conversation about social media, coaching, leadership, marketing, and more.Why are we spending so much time on Instagram? How can we stop centering ourselves in our marketing? How can we be better leaders online and in our spaces? These are just a few of the questions they get into in today's juicy ep!CONNECT WITH SERINE:www.shiftfromshame.comCONNECT WITH CHELSEA: Website: chelseariffe.com @chelseariffe + @nonexpertopinionpod Email: info@chelseariffe.com Work with Chelsea:  https://linktr.ee/ChelseariffeWant to launch your own podcast? Chelsea’s 1:1 podcast coaching is open until April 8th! Find more info and apply right HERE.Try Curious Elixirs booze-free cocktails! Get $10 off an order of $50 or more with code RIFFE22, or click HERE.Take advantage of the O-P-E-N app and join the April Challenge right HERE.Supernova is a thinking lab for visionaries building frameworks that transcend algorithms. Through salon-style conversations & deep research sessions, you'll craft a school of thought that people recognize instantly. Enroll HERE. Your mind needs a room for its depth. Supernova is THAT rooConnect with Chelsea: 💻 Website ☄️SUPERNOVA 5 spots left - DOORS CLOSE FEB 4TH! 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

161: Ready to travel internationally this summer, but tight on funds? Tune into today's solo episode where Chelsea shares her top travel tips to go overseas (specifically Europe)!She covers how to choose where to go, finding cheap flights, accommodation, entertainment, and eating out.Some of her favorite resources include:FLIGHTS: Capital One Venture Card Scott’s Cheap Flights SkyScanner Google Flights  Google Matrix AirfareACCOMMODATION: Hostelworld AirBnb Outsite HotwireENTERTAINMENT: AirBnb Experiences GetYourGuide.comCONNECT WITH CHELSEA: Website: chelseariffe.com @chelseariffe + @nonexpertopinionpod Email: info@chelseariffe.com Work with Chelsea:  https://linktr.ee/ChelseariffeWant to launch your own podcast? Chelsea’s 1:1 podcast coaching is open until April 8th! Find more info and apply right HERE.Try Curious Elixirs booze-free cocktails! Get $10 off an order of $50 or more with code RIFFE22, or click HERE.Take advantage of the O-P-E-N app and join the April Challenge right HERE.Supernova is a thinking lab for visionaries building frameworks that transcend algorithms. Through salon-style conversations & deep research sessions, you'll craft a school of thought that people recognize instantly. Enroll HERE. Your mind needs a room for its depth. Supernova is THAT rooConnect with Chelsea: 💻 Website ☄️SUPERNOVA 5 spots left - DOORS CLOSE FEB 4TH! 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

160: Chelsea is riding solo today, sharing her story of habit building and tracking, how you can do it, while making it personal, fun, and sustainable. Tune in to hear how to build habits that actually stick!Connect with Chelsea: 💻 chelseariffe.com 📸IG: @chelseariffe + @nonexpertopinionpod 📥 hello@inmynonexpertopinion.com or info@chelseariffe.com Work with Chelsea 1:1: https://linktr.ee/ChelseariffeSupernova is a thinking lab for visionaries building frameworks that transcend algorithms. Through salon-style conversations & deep research sessions, you'll craft a school of thought that people recognize instantly. Enroll HERE. Your mind needs a room for its depth. Supernova is THAT rooConnect with Chelsea: 💻 Website ☄️SUPERNOVA 5 spots left - DOORS CLOSE FEB 4TH! 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

159: Ever wanted to know what it’s like moving abroad, finding love in another country, AND launching a business overseas? Then today’s episode is for you!Chelsea chats with Samantha Daily, a life and mindset coach, biz mentor, and podcast host. They talk through: Moving and living abroad - the highs and lows Following your inner voice & how to build self-trust Dating someone from a different country and the challenges that come with it Coaching certifications - necessary or nah? The coaching industry and challenges we face Money management - how this will CHANGE your relationship to moneyReady to launch your podcast with strategy & soul?! Join the FREE masterclass going down Weds, March 23, at noon EST. Register right here: https://masterclass.chelseariffe.com/signupnowConnect with & support Samantha:IG:@_samanthadaily@makeshifthappenpodcastWebsite:www.samanthadaily.comMake Shift Happen Podcast:SpotifyApple PodcastsConnect with & support Chelsea:Website:www.chelseariffe.comIG:@chelseariffe & @nonexpertopinionpodEmail:info@chelseariffe.comWork with Chelsea 1:1 to launch your podcast! Apply right here: https://hello.dubsado.com/public/form/view/60c52553a30b7b5202ff3fb2Want to try booze-free cocktails that taste amazing? Click HERE to try Curious Elixirs & get $10 off an order of $50 or more, or use code RIFFE22 at checkout.Try OPEN Mindfulness Studio for 30 days free Supernova is a thinking lab for visionaries building frameworks that transcend algorithms. Through salon-style conversations & deep research sessions, you'll craft a school of thought that people recognize instantly. Enroll HERE. Your mind needs a room for its depth. Supernova is THAT rooConnect with Chelsea: 💻 Website ☄️SUPERNOVA 5 spots left - DOORS CLOSE FEB 4TH! 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

158: In this episode Chelsea chats with Whitney Eckis, the serial entrepreneur behind Eckis Marketing & Get Supr, all about business, from starting one, the right mindset, team building and so much more.They talk about: How to build a team and hire people Building efficient processes Money and time management Being a boss and stepping into that energy Mental health and why it’s one of the most important things to look after when running a businessThis is for you if you want to start and run a business successfully. It’s essentially entrepreneurship 101.Connect with & support Whitney: Instagram Get Supr Instagram Eckis Marketing AgencyConnect with Chelsea: www.chelseariffe.com IG: @chelseariffe + @nonexpertopinionpod Email: info@chelseariffe.com Work with Chelsea: https://linktr.ee/ChelseariffeWant to launch your own podcast? Chelsea’s 1:1 podcast coaching is open! Find more info and apply right HERE.Get $10 off an order of $50 or more of Curious Elixirs booze-free cocktails with code RIFFE22.Supernova is a thinking lab for visionaries building frameworks that transcend algorithms. Through salon-style conversations & deep research sessions, you'll craft a school of thought that people recognize instantly. Enroll HERE. Your mind needs a room for its depth. Supernova is THAT rooConnect with Chelsea: 💻 Website ☄️SUPERNOVA 5 spots left - DOORS CLOSE FEB 4TH! 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

157: In this episode, Chelsea chats with D’Ana Joi all about what it means to be multi-passionate and how to harness it to reach your fullest potential.They talk about: Being multi passionate, and why it's NOT a burden How to integrate new passions into existing ones Introducing structure to increase creativity (structure is not a dirty word!) How to find focus The importance of financial security and how to prioritize your passionsYou'll DEF want to tune in for this one if you’ve ever been told you have too many passions, need to “choose a lane”, or niche down.Connect with & support D’Ana: Instagram Website Blog Mutli-Passionate Mastery Podcast (Apple) Mutli-Passionate Mastery Podcast (Spotify)Connect with Chelsea: www.chelseariffe.com IG: @chelseariffe + @nonexpertopinionpod Email: info@chelseariffe.com Work with Chelsea: https://linktr.ee/ChelseariffeWant to launch your own podcast? Chelsea’s 1:1 podcast coaching is open! Find more info and apply right HERE.Try OPEN for 30 days free right HERE.CURIOUS ELIXIRS booze-free cocktails: Get $10 off an order of $50 or more with code RIFFE22Supernova is a thinking lab for visionaries building frameworks that transcend algorithms. Through salon-style conversations & deep research sessions, you'll craft a school of thought that people recognize instantly. Enroll HERE. Your mind needs a room for its depth. Supernova is THAT rooConnect with Chelsea: 💻 Website ☄️SUPERNOVA 5 spots left - DOORS CLOSE FEB 4TH! 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE

156: Chelsea shares domestic and international travel tips, and shares a recap of her trip to Austin aka ATX!Resources mentioned: Capital One Venture Card Southwest Credit Card Scott’s Cheap Flights SkyScanner TSA Precheck Global Entry  Best travel pillowsIf you’re in Austin anytime soon (especially for SXSW) make sure to check these spots out!WELLNESS Kuya Wellness Sunlife Organics Black Swan Yoga Skin Obsessed Facials (not mentioned but MUST GO!) Try ClassPass for different studiosFOOD: Home Slice Pizza Aba Mediterranean Amy’s Ice Cream  Rosita’s Al Pastor Torchy’s Tacos Swedish Hill Bakery Manana Cafe  June'sEntertainment: Bar Peached Zanzibar Rooftop South Congress aka SOCO  Rainey StreetCONNECT WITH CHELSEA: Website: chelseariffe.com @chelseariffe + Supernova is a thinking lab for visionaries building frameworks that transcend algorithms. Through salon-style conversations & deep research sessions, you'll craft a school of thought that people recognize instantly. Enroll HERE. Your mind needs a room for its depth. Supernova is THAT rooConnect with Chelsea: 💻 Website ☄️SUPERNOVA 5 spots left - DOORS CLOSE FEB 4TH! 🪐 Pitch Perfect - next round Spring 2026, get on the waitlist! 📲 Instagram 📲 ☎️ Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. 🫶 Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are our currency. 🙌🏼 Want to contribute to IMNEO to show your appreciation (and keep us going?) Click HERE