On The Market

Mortgage rates drop to the low 5% range as a new bond-buying plan is unveiled. There's buzz about a potential ban on institutional investors in the single-family home market, which could favor first-time buyers. Experts discuss the implications of this ban and its potential to revitalize inventory in certain cities. Predictions suggest fix-and-flip investments may experience a profitable surge by 2026. The housing market dynamics are shifting rapidly, creating new opportunities for savvy investors.

A $20 trillion economic ticking time bomb may hinge on the AI industry's success. Major tech companies are betting $527 billion on AI, but opinions are divided on whether this investment is wise. What happens if the AI bubble bursts? It could drive stock market volatility and impact home prices, making the current housing outlook shaky. Plus, are data centers really the answer for real estate growth, or just overhyped? Dive into how all these factors intertwine, influencing investors' strategies and the broader economy.

Investors are feeling bullish heading into 2026, with optimism driven by improving affordability and increasing inventory. A newfound confidence is highlighted in a recent sentiment survey, showing most investors plan to buy rather than sell. Key factors include falling mortgage rates and a greater variety of buying options. Surprisingly, the South is leading this optimistic trend. With a predicted inventory growth of 8–11%, investors are looking forward to better deal flows, all while navigating challenges like rising expenses.

As 2026 begins, the hosts share fresh real estate resolutions to achieve early retirement. Kathy plans to leverage AI for optimizing her portfolio, aiming for a 10% cash flow boost. Conversely, Henry opts for stability over scaling, focusing on debt reduction and protecting assets for future generations. Dave outlines his 'End Game' strategy, envisioning a low-debt rental portfolio that brings joy. The discussion dives into the importance of finding balance and enjoying the journey beyond just financial goals.

The housing market is at a crossroads as 2026 predictions loom. With affordability at a 40-year low, many Americans are locked out of home ownership. Dave discusses the potential for home prices to stabilize or decline, while an unexpected 'X factor' could shift the market dynamics. He shares his investment strategy focused on rental properties and emphasizes the importance of cash flow over appreciation in uncertain times. Will the correction continue, or is a market rebound on the horizon? Tune in to find out!

Ben Miller, CEO of Fundrise and expert on real estate investments managing billions, shares his insights on the current market. He believes we've hit the bottom for real estate prices, with potential growth influenced by AI and reducing inflation. Miller predicts lower interest rates as inflation cools, creating a brighter outlook for high-end urban real estate. He dives into AI's role in employment and wages and its surprising deflationary effects, reshaping the housing landscape and investment strategies.

December 2025 brings surprisingly good news for the housing market. Real prices are down, mortgage rates are nearly a percent lower, and affordability is improving significantly. However, increasing underwater mortgages spark concern about potential market distress. Adjustments in seller behavior are stabilizing inventory and challenging what many expect in the market. The data hints at a complex landscape, where possible foreclosures may not indicate a repeat of the 2008 crisis, leaving the housing market looking intriguing for the upcoming year.

Is 2026 the year a recession hits? Listen in as experts predict a new land rush, sparking a buying spree for prime properties. Discover why short-term rental owners are looking to sell and how savvy investors could scoop up distressed properties at a discount. Delve into the mechanics of opportunity zones and their potential financial windfall for buyers. Plus, insights on the looming common person recession and how it may reshape the housing market. A mix of caution and optimism for future real estate prospects awaits!

The Federal Reserve has unveiled a new emergency measure that could reshape the economy and housing market. There's a looming debate over whether we’re heading back to dangerous money-printing days, as dissent among Fed members grows. Insights include predictions on mortgage rates and the differing trajectories of various real estate markets. Some areas are projected to thrive while others may face significant declines. Affordable markets are likely to be more resilient, highlighting the stark contrast in inventory trends across regions.

2026 is shaping up to be a golden year for real estate deals, with exciting trends emerging. Dave shares his 'slow' investing strategy that promises wealth without the hassle. Kathy highlights a game-changing tax break returning to benefit investors this year. Explore the advantages of being the bank with private money lending, and how year-one cash flow is making a comeback. Plus, the discussion on improving housing affordability gives hope for first-time buyers and savvy investors alike!