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On The Market

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Feb 13, 2025 • 35min

Rising Rates: Wait to Buy, Invest Now, or Start Selling?

With interest rates on the rise, investors are weighing their options: wait to buy, sell underperforming properties, or keep investing. Innovative strategies are discussed, including a method for doubling cash flow by reviving a classic investment style. New construction offers opportunities for locking in lower mortgage rates, while current high home prices might favor those considering flipping or holding. Practical advice is provided for navigating this unusual real estate landscape with unique financing options and smart tenant screening.
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Feb 10, 2025 • 32min

Could the Midwest "Startup Surge" Fuel Price Growth in These Cities?

Austin Wolff, an in-house analyst at BiggerPockets, joins Chicago real estate investor Dan Nelson to discuss the Midwest's emerging role as a startup hub. They explore how lower home prices and robust educational institutions attract tech investments. Key markets like Minneapolis and Indianapolis are highlighted for their rental potential and job growth. Wolff and Nelson also weigh in on market risks, local dynamics, and which cities might see significant appreciation as the startup surge unfolds.
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Feb 6, 2025 • 34min

New Tariffs Mean Much More for Mortgage Rates Than You Think

Tariffs and trade wars could affect mortgage rates much more than most Americans think. You’ve heard on the news that tariffs on Canada mean higher gas prices, tariffs on Mexico mean a bigger grocery bill, and tariffs on China lead to electronics and appliances becoming even more expensive. However, as a real estate investor or homeowner waiting to refinance, the key number to watch for the impact of tariffs is interest rates.Today, we’re breaking down how the tariffs will affect you, which prices will rise, which real estate investments will become even more costly, and how interest rates have been held hostage by tariff threats. If tariffs are contributing to the current high mortgage rates, could tariff concessions lead to lower rates? If President Trump can work out deals with trade partners, would this mean a cheaper mortgage payment?We’re breaking down tariffs, trade wars, rising prices, and how they’ll affect your real estate investments.In This Episode We CoverNew tariff update: which countries have reached a deal and which are currently tariffedWhy mortgage rates are surprisingly affected by tariffs and trade warsWho pays the tariffs once they’re in place (most Americans have this WRONG)A post-tariff inflation prediction and whether we’ll bump back to pandemic inflation levelsTrump’s two primary goals for imposing tariffs on Canada, Mexico, and ChinaAnd So Much More!Links from the ShowJoin the Future of Real Estate Investing with FundriseJoin BiggerPockets for FREEFind Investor-Friendly LendersDave's BiggerPockets ProfileOn The Market 290 - Redfin: Tariff Fears Drive Up Mortgage Rates, Throwing 2025 Off-TrackKnow the Numbers BEFORE You Invest with “Real Estate by the Numbers”Jump to topic:(00:00) Intro(03:21) Tariffs Imposed, Now Paused(05:26) Trump’s Tariff Goal(07:48) Who Pays the Tariff? (12:17) Inflation Prediction(13:19) Which Prices Will Rise?(16:49) Cars Could Cost Much More(19:04) China's 10% Tariff Starts Now(20:24) Big Mortgage Rate EffectsCheck out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-293 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
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Feb 3, 2025 • 37min

Can America Resist a Global Recession? w/Moody’s Mark Zandi

With evidence of a global recession piling up, Americans have just one question—will we be affected? So far, everything is going well for the US. Job growth continues, unemployment is low, and asset prices are high, but with the global economy becoming increasingly interlinked, could a crash in Europe or Asia pull us down with them? Mark Zandi, Chief Economist of Moody's Analytics, has a contrarian viewpoint that defies the masses.But Mark has bigger worries than a global recession taking down the US economy. We could be our own worst enemy as “tinder” for an interest rate fire begins to pile up, and the bond market may be more than ready to light it. Even with President Trump’s push for lower interest rates and the Fed pausing rate cuts, could we see mortgage rates fly up higher, defying the system meant to keep them in check?Plus, what does DeepSeek’s entry into the AI race mean for the US economy? Could this cheaper, sleeker AI bring serious competition not only to the US AI market but also to chip manufacturers whose stock prices have been carrying the market to record highs? It’s a lot to unpack, but Mark does a phenomenal job laying it all out. In This Episode We CoverWhether the US’s strong economy could falter during the next global recessionDeepSeek’s threat to the US tech market and whether we’re facing another “dot-com bubble” scenarioWhy interest rates are scarily close to rising again as the bond market gets increasingly frustratedThe catalyst for home prices to drop with so many “locked-in” homeownersAre stocks way too overvalued with price-to-earnings ratios at record highs?And So Much More!Links from the ShowJoin the Future of Real Estate Investing with FundriseJoin BiggerPockets for FREEFind Investor-Friendly LendersDave's BiggerPockets ProfileOn the Market 285 - Bond “Vigilantes” Hold Interest Rates Hostage as Rate Cut Hopes ShrinkMark’s X/TwitterGrab the Book, “Recession-Proof Real Estate Investing”Jump to topic:(00:00) Intro(00:44) An “Exceptional” Economy, But… (04:53) Tariffs Could Cost Us (08:13) Why America is Winning(10:46) Global Recession?(12:44) Massive Interest Rate Risk(20:23) Could Home Prices Fall? (23:30) DeepSeek Changes AI RaceCheck out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-292Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jan 30, 2025 • 35min

3 Housing Market Trends That Will Shape 2025

Discover the hottest real estate trends poised to shape investment strategies by 2025. The rise of accessory dwelling units could change urban density and property values. Learn why savvy investors are pivoting away from traditional rentals due to rising expenses. Delve into transforming single-family homes into assisted living facilities as a lucrative opportunity for those looking to generate significant cash flow. Stay informed about zoning shifts that could impact the market landscape, ensuring you remain ahead of the competition.
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Jan 27, 2025 • 36min

Redfin: Tariff Fears Drive Up Mortgage Rates, Throwing 2025 Off-Track

Could Trump’s proposed tariffs be the reason for the recent rise in mortgage rates? Could this slow the housing market and cause affordability to get worse? What happens if rates stay higher for longer and more homebuyers get kicked out of the market? We’re talking to Redfin’s Chen Zhao about how tariffs will affect you and the surprising findings from a new homeowner survey foreshadowing something none of us wanted to see about housing inventory.Tariffs could change many things: they could increase construction costs for houses, lead to higher inflation and higher mortgage rates, or put jobs back into American communities. Does the market believe the Trump administration will go forward with their flat tariff for most countries? Or will they pick and choose specific exporters within specific countries to tack a tariff onto?Plus, why are sixty percent of homeowners planning NOT to sell their homes in the near future or…ever? If higher mortgage rates remain, will all those homeowners with low mortgage rates stay put without downsizing or moving, locking up housing inventory tighter than it currently is? It’s possible, potentially leading to long-term declines in real estate prices. But don’t worry, Chen breaks down the entire timeline.In This Episode We CoverTrump’s tariffs and the effect they’re having on mortgage rates Redfin’s shocking new homeowner survey that points to more locked-up inventoryIs a real estate price correction coming? Why prices could slump after risingWhether or not the market thinks Trump will go forward with vast tariff proposalsWhy interest rates could stay higher for longer than many of us expectedAnd So Much More!Links from the ShowJoin the Future of Real Estate Investing with FundriseJoin BiggerPockets for FREEFind Investor-Friendly LendersDave's BiggerPockets ProfileBiggerPockets Daily Podcast 1263 - Investors: Stop Worrying About Interest Rates—Here’s Why Right Now Is the Time to BuyRedfin: More Than One-Third of Homeowners Say They’ll Never SellGrab Dave’s Book, “Real Estate by the Numbers”Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-290 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
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14 snips
Jan 23, 2025 • 33min

Deals Are HERE for These “Thawing” Real Estate Markets

Austin Wolfe, a data scientist specializing in real estate trends, joins the discussion on emerging buyer's markets. They explore why certain once-hot areas are cooling, highlighting cities with strong fundamentals and significant investment potential. The conversation reveals tips for buying and rehabbing older homes, and the intriguing dynamics of long-distance investing. Wolfe also talks about his favorite markets, including affordable options with above-average metrics, making this a must-listen for savvy investors looking to capitalize on shifting trends.
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6 snips
Jan 20, 2025 • 38min

Investor Sentiment Quickly Turns as Home Sales Bottom, Inventory Rebounds

Rick Sharga, founder of CJ Patrick Company and a veteran in real estate market analysis, shares intriguing insights on the housing market's shift. He reveals that inventory is set to skyrocket, potentially reaching pre-pandemic levels by 2025. This could stabilize or even lower home prices, benefiting buyers. However, he discusses rising investor pessimism and concerns over potential foreclosures due to soaring consumer debt. Is the market on the brink of correction, or is optimism warranted? Sharga provides clarity on this pivotal transition.
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Jan 16, 2025 • 38min

Will These Be the 5 Best Real Estate Markets of 2025?

In this insightful discussion, Austin Wolff, a data analyst specializing in real estate trends, teams up with Garrett Brown, a short-term rental investment expert. They dive into the top five projected real estate markets for 2025, evaluating cities like Phoenix and Tampa. The duo debates the balance of economic growth against short-term rental regulations, revealing which markets may shine for investors. With exciting insights into Charlotte's booming economy, they explore crucial criteria for assessing any investment area.
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22 snips
Jan 13, 2025 • 48min

2025’s Massively Overlooked Real Estate Investing Opportunities

James Dainard, an expert flipper, and Brian Burke, a multifamily investor known for his market predictions, dive into the upcoming shifts in real estate from 2025 to 2028. They discuss the slowing supply of housing as a potential golden opportunity for investors. The duo highlights overlooked markets with strong fundamentals and reveals their strategies for capitalizing on these chances. They stress the importance of investing now before prices soar, while navigating challenges like high interest rates and potential inventory shortages ahead.

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