Jill on Money with Jill Schlesinger

The podcast dives into the challenges of contemplating retirement at 60, focusing on a listener's job dissatisfaction and emotional hurdles. It highlights the importance of a solid financial foundation, discussing savings, investment portfolios, and living preferences. Strategies for retirement planning are explored, including the significance of social security, tax-advantaged accounts, and the benefits of potentially delaying retirement for financial security. An insightful look at career transitions also addresses feelings of being trapped and the exploration of new opportunities.

Explore the journey of educators navigating their retirement plans amid New York's pension system. Delve into financial strategies for balancing expenses with enjoyable living while planning for the future. Discover smart savings tactics for funding college education through 529 plans, and learn the intricacies of utilizing dual retirement accounts, especially Roth options. The conversation also touches on the emotional challenges faced by the 'sandwich generation' when making financial decisions, providing valuable insights for anyone eyeing a secure retirement.

Explore the nuanced world of safe withdrawal rates for retirees, challenging the traditional 4% rule. Discover how personal circumstances can impact financial decisions. Gain insights into managing 457 plans and addressing uncertainties in a changing job market. Hear a heartfelt listener message that highlights the podcast's impact on financial advising. Finally, dive into the uplifting power of community and the important role realtors play in the home-buying experience.

A listener discusses her surprising transition back to an office after 26 years of remote work, highlighting her concerns about retirement and her husband's pension. The conversation dives into the challenges of navigating company policies on benefits and the financial implications of such a shift. With a focus on financial preparedness, they explore strategies for stability, including real estate investments and retirement planning. The importance of a solid financial plan and estate planning for unexpected changes is emphasized.

I am about to turn 54 and over the past few years a medical condition has slowly made it harder to work and live an active lifestyle. Can I retire? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Changing jobs at 50 brings exciting choices! Should you opt for a pension or a 401(k)? The discussion dives into the importance of financial planning for retirement and education. Addressing rental properties and cash management, the conversation highlights smart decision-making for home ownership. Pensions versus contribution plans are unraveled with personal stories, emphasizing the need for flexibility. Essential tips and the value of support are shared, making this a must-listen for anyone navigating a career transition!

The discussion kicks off with practical tips on setting financial goals and earning cash back through savvy credit card use. A listener's journey towards buying her dream retirement home unveils insights into her financial readiness amidst rising housing prices. The podcast also delves into the investment strategies of a young adult, tackling job market challenges and savings options. Listeners learn about the importance of customizing cash flow strategies and exploring retirement decisions, including transitions from traditional 401ks to Roth IRAs.

Marie, a retired small business owner from Connecticut, dives into her journey of managing retirement income and assets. She shares how her rental properties sustain her lifestyle and discusses the potential tax implications of converting her IRAs. The conversation explores the intricacies of real estate investments, including a commercial property and a vacation rental. Marie emphasizes the importance of careful budgeting, emergency funds, and estate planning as she navigates her new financial landscape while adapting to retirement.

Explore the world of life insurance with a long-term care rider and its pros and cons. Hear insights on retirement income strategies from a financial-savvy couple. Delve into the complexities of long-term care insurance and understand the importance of professional advice for better asset protection. Discover potential investment strategies that suit varying financial portfolios, helping you navigate your financial landscape with confidence.

Today we're joined by Barry Ritholtz, co-founder, chairman, and chief investment officer of Ritholtz Wealth Management LLC, to discuss his recently released book, How Not To Invest: The ideas, numbers, and behaviors that destroy wealth - and how to avoid them. The goal of the book is to show you a few simple tools and models that will help you avoid the most common mistakes people make with their money. Learn these, and you are ahead of 98% of your peers. Make fewer errors, end up with more money. Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠Jill on Money Newsletter⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices