I’m wondering if I’m keeping too much cash in my emergency reserve fund. Am I missing out on potential gains by not having more of it invested?Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoney"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this insightful discussion, strategies for navigating unexpected retirement are front and center. The hosts explore the differences between 457 plans and SAP accounts while emphasizing the importance of life insurance for family security. Budgeting for health insurance and pension benefits becomes crucial for those facing early retirement. Listeners hear about relocating to tax-friendly states and the necessity of downsizing for financial flexibility. The conversation wraps up with practical tips on maintaining an emergency fund and building non-retirement assets.

The podcast explores the complexities of financial decision-making after a significant loss. Listeners are guided through managing life insurance payouts while raising children. Topics include investment strategies, the emotional burden of financial transitions, and the importance of professional guidance. The episode emphasizes community support and seeking second opinions to ensure wise investments. Real-life listener stories add depth, highlighting the balance between emotional health and financial stability during tough times.

The latest GDP report reveals a surprising growth rate of 2.8%, sparking discussions on consumer spending amid inflation. The hosts explore how rising wages balance against price increases, affecting financial perceptions. They also delve into the impact of inflation on different demographics, comparing the U.S. to other developed nations. Furthermore, as the holiday season approaches, the conversation shifts to personal finance, offering insights and fostering community engagement around smart shopping strategies.

Discover how timing your Roth conversion can affect your tax obligations. Learn whether you can defer tax payments until the following April or if quarterly payments are necessary. Delve into the broader implications of 401(k) contributions and effective loan management. Gain insights on navigating interest rates, loans, and estate planning while uncovering strategies to optimize retirement readiness. Understand the advantages of converting pre-tax funds into Roth assets for a more secure financial future.

I joined CBS Mornings to discuss the new IRS 2025 tax brackets. Each year, the agency makes adjustments to the tax code to account for inflation.Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoney"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Thanks to Nvidia my asset allocation is completely out of whack. Should I rebalance?Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoney"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

With retirement just days away, as in four days, I'm trying to figure out what I should do with an annuity that I have.Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoney"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Retirement is here and I have a few different pension scenarios to consider. Is there a right or wrong answer?Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoney"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

After being the workforce for 40 years, we're totally burned out and want to be done. Can we make an exit?Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoney"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices