Capitalmind Podcast

Anupam Gupta (b50 on Twitter) speaks with Deepak Shenoy of Capitalmind, about what to focus on when investing. It's more about just regular investing, than other things like returns or timing the market, says Anupam. You'll make more money by saving more , instead of focussing on how much you should invest at what time in what stock.  Read full transcript: https://www.capitalmind.in/2019/05/podcast-anupam-gupta-on-regular-investing-and-where-to-focus/  Also - focus on liquidity, he says. Locking in investments in insurance or other such locked in plans isn't cool.  On that and more, about India and abroad, about Bombay and other cities - listen to this episode on Regular Investing.  Anupam is a podcast host at Paisa Vaisa, and also an investment research consultant and a Chartered Accountant. 

Deepak Shenoy and Shray Chandra speak about how financial advice has evolved in India. Read full transcript: https://www.capitalmind.in/2019/04/podcast-the-state-of-financial-advice-in-india-episode-4/   1) How did we get here? What’s been the evolution of financial advice in India and where are we now? 2) Who actually needs financial advice? 3) What is an advisor’s role, what should the customer expect and what should the advisor be doing? 4) What’s wrong with the current state of financial advice? 5) From the Customer’s POV: how do you identify bad advice? 6) What do you see changing with regard to financial advice? 7) What should our customers or listeners do with regard to financial advice or advisors? Do let us know how you've enjoyed it! We are @capitalmind_in on twitter and podcast [at] capitalmind.in on email. 

The startup crowd, from Flipkart to Swiggy to Paytm, are all owned by funds from China, Japan or the US. And now, other large companies too are seeing increasing foreign ownership - from an ICICI Bank to HDFC to even the now beleagured Jet Airways by Etihad. Liquor brands in India also - McDowell/United Spirits is now owned by Diageo, Kingfisher beer by Heineken, and so on. The large standout is still Reliance Industries, but by and large, foreign investors find India a lot more attractive than Indians do, it seems.  Read full transcript: https://www.capitalmind.in/2019/03/podcast-the-stubborn-cost-of-capital-in-india-episode-3/   Why is that? Shray Chandra and Deepak Shenoy explore the space - high interest rates have raised the cost of capital in India, to a point where it's actually hurting business growth. After all, if you can get "safe" returns that are 5% more than inflation, why would you bother taking risks? Deepak discusses a key aspect as well - easing up debt flows from outside India simply because the cost of capital outside India is much much lower. That, and so much more, at the Capitalmind Podcast. Visit capitalmind.in and capitalmindwealth.com to read more about us. 

Episode 2 - Are Index Funds Outperforming Actively Managed Funds? Deepak Shenoy and Shray Chandra discuss the potential of "passive" investing. Read full transcript: https://www.capitalmind.in/2019/02/podcast-episode-2-are-index-funds-outperforming-actively-managed-funds/     1) Index Funds starting to hold their own? - Index like products more popular in markets like the US - Slowly coming of age in India - Actively managed large cap mutual funds  - Want exposure to top 100 stocks, put 50% of funds in say nifty 50 and 50% of funds in nifty next 50 - Are actively managed large cap funds beating this combination? - Combination of Nifty50 and Nifty Next 50 has beaten large cap funds on 3,5 and 10 year period! - 2-3% p.a underperformance over the past few years   2) Are fees responsible for mutual fund underperformance - Index are in a loose sense momentum type products - 80-85% of MF money goes into large caps and large cap oriented funds - SEBI regulations on limiting the universe of stocks per mutual fund does make outperformance more difficult - Fees do play a part but they're not the whole picture - Index management through derivates and algorithms  - Nifty Next 50 has fallen considerably more than the Nifty - SBI Nifty ETF gets significant monthly inflows from EPFO - Information arbitrage on these large cap names isn't what it used to be (this is a good thing)   3) What does this mean for customers? - There can be a point at which passive investing leads to problems but we're nowhere near that - Bank of Japan ETF purchases are an example where corporate governance issues don't necessarily bring down a stock - Index investing means Less decision fatigue for customers - Can spend less than an hour a year to see if index funds are winning out   Parting thoughts:  - They are 100+ index type funds too. So there's scope for innovation and marketing in indexes. - Indexing is here. It's worth considering.  - If you have a demat account, the SBI Nifty 50 ETF is the big index product out there.

Here's introducing the Capitalmind Podcast: Of strange things in the financial markets, with Deepak Shenoy and Shray Chandra. Read full transcripts: https://www.capitalmind.in/2019/02/introducing-the-capitalmind-podcast-on-debt-mutual-funds-taking-losses-and-what-you-can-do-about-it/   Today's episode, the very first, is about the concern in debt markets and the hit that debt mutual funds are taking. We'll talk about: What's going on in debt mutual funds and why the four letter word LOSS is staring investors in the face What parallels have we seen in the past for this, in India and globally What are investors supposed to do now, and how they can navigate through this situation Does it get worse before it gets better? The implications for the Zee promoters, IL&FS and DHFL debt. Listen in for more, and do visit https://capitalmind.in for further information. If you'd like to invest with us, check out https://capitalmindwealth.com .  Disclaimer: Capitalmind and customers or employees of Capitalmind may have positions in securities mentioned in the podcast. No information in the podcast should be taken as investment advice, and is for informational purposes only.