Finscale in English

This is an excerpt from the episode published on Sunday. This week we discuss the emerging risks resulting from technological and scientific progress. My guest Enrica highlights the need for innovative insurance solutions to address risks such as cybersecurity breaches or data privacy concerns. She explains how Wallife leverages data sets to identify and analyze these risks, and why this InsurTech faces challenges in accessing comprehensive data for accurate risk assessment and insurance pricing. You'll gain insight into how their process of envisioning and designing protection measures involves collaboration with researchers, experts, and industry partners. Wallife works with all these stakeholders to ensure the affordability of its insurance products by assessing associated costs. We also talk about obstacles when researching and prototyping insurance products for risks not currently covered. In the second part of the podcast, Enrica focuses on Wallife as a company, discussing its geographical presence, team, and value proposition. She also sheds light on Wallife's partnership with UNIQA Versicherung, explaining the nature of their collaboration and the reasons for choosing them. She presents Wallife's insurance plans, highlighting the risks covered and providing specific use cases. Enrica also provides insights into the go-to-market strategy, Wallife's investors and their funding journey, particularly focusing on the recent Series A funding round, which showcases the company's growth and investor interest.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

In this episode, Christian starts by giving us some insights on the German Tech ecosystem, how it works, and the kind of relationships that startups have with incumbent players and  a flavour of its evolution over the past decade. He also provides insight of Getsafe's evolution and shares their journey so far, including the inspiration for starting the company, their target market, and their value proposition. We dive into the range of products that Getsafe offers, how they have diversified their offerings, and their embedded insurance solution. Christian also shares insights into the role of data in their business strategy and how they ensure its ethical use. As an expanding company, Christian talks about the biggest challenges Getsafe has faced in its growth and how they plan to continue expanding their market presence beyond Germany. We also explore the regulatory aspects of the company, including their authorization with BaFin and the benefits of being a full-stack insurer. Finally, Christian sheds light on their path to profitability and their latest funding round.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday. In this episode, Christian starts by giving us some insights on the German Tech ecosystem, how it works, and the kind of relationships that startups have with incumbent players and  a flavour of its evolution over the past decade. He also provides insight of Getsafe's evolution and shares their journey so far, including the inspiration for starting the company, their target market, and their value proposition. We dive into the range of products that Getsafe offers, how they have diversified their offerings, and their embedded insurance solution. Christian also shares insights into the role of data in their business strategy and how they ensure its ethical use. As an expanding company, Christian talks about the biggest challenges Getsafe has faced in its growth and how they plan to continue expanding their market presence beyond Germany. We also explore the regulatory aspects of the company, including their authorization with BaFin and the benefits of being a full-stack insurer. Finally, Christian sheds light on their path to profitability and their latest funding round.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

There's nothing I enjoy more than exploring complex and intriguing areas of finance with you. n this podcast, our guest from Switzerland sheds light on fiduciary services, trusts, and their relationship with wealth management, as well as common misconceptions. We discuss the use, benefits, and drawbacks of trusts for holding assets such as rainforest deeds, IP, and digital assets, and the importance of fiduciary duties and governance.  We also touch on the typology of clients using trusts, including pioneers, founders, and experienced investors. Siobhan mentions the evolution of regulation and the interest in building trusts in Switzerland, along with the controversy surrounding the Pandora papers. During the conversation, she talks about the challenges of building trusts in the context of digital assets, including specific use cases such as the inheritance of NFTs and the creation of a Token Foundation through which DAOs with their own on-chain treasury can interact with the off-chain world. She explains the partnerships Saffery Champness is building with service providers in traditional finance and the crypto ecosystem, such as Coinify.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday. There's nothing I enjoy more than exploring complex and intriguing areas of finance with you. n this podcast, our guest from Switzerland sheds light on fiduciary services, trusts, and their relationship with wealth management, as well as common misconceptions. We discuss the use, benefits, and drawbacks of trusts for holding assets such as rainforest deeds, IP, and digital assets, and the importance of fiduciary duties and governance.  We also touch on the typology of clients using trusts, including pioneers, founders, and experienced investors. Siobhan mentions the evolution of regulation and the interest in building trusts in Switzerland, along with the controversy surrounding the Pandora papers. During the conversation, she talks about the challenges of building trusts in the context of digital assets, including specific use cases such as the inheritance of NFTs and the creation of a Token Foundation through which DAOs with their own on-chain treasury can interact with the off-chain world. She explains the partnerships Saffery Champness is building with service providers in traditional finance and the crypto ecosystem, such as Coinify.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

To discuss this essential payment player, I needed one of Adyen's long-time collaborators. The choice fell on Virginie, who joined Adyen 6 years ago before its IPO. We learn (and laugh) with Virginie as we go behind the scenes of this Dutch-based FinTech, which now has a worldwide presence in more than 20 countries and major partnerships with players like eBay. We find out how the scale-up transformed itself into a financial institution with a super agile entrepreneurial culture that allows it to quickly deploy new features and establish fundamental collaborations for its clients. Of course, we also discuss France, where Virginie recently joined as Country Manager, and how the European giant takes local specificities into account.  This is an excellent example of exceptional scaling. Besides the fascinating corporate strategy, Virginie also shares humorous anecdotes, notably about Adyen's listing when she was in Asia.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday. To discuss this essential payment player, I needed one of Adyen's long-time collaborators. The choice fell on Virginie, who joined Adyen 6 years ago before its IPO. We learn (and laugh) with Virginie as we go behind the scenes of this Dutch-based FinTech, which now has a worldwide presence in more than 20 countries and major partnerships with players like eBay. We find out how the scale-up transformed itself into a financial institution with a super agile entrepreneurial culture that allows it to quickly deploy new features and establish fundamental collaborations for its clients. Of course, we also discuss France, where Virginie recently joined as Country Manager, and how the European giant takes local specificities into account.  This is an excellent example of exceptional scaling. Besides the fascinating corporate strategy, Virginie also shares humorous anecdotes, notably about Adyen's listing when she was in Asia.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

 In this episode, I have a conversation with Ashish, to explore the world of Corporate VC. He shares with us the differences between CVC and Institutional VC and what inspired PayPal to launch its CVC vehicle, as well as the primary goals of this initiative. We delve into the complexities of launching a CVC in the fast-paced and highly competitive startup ecosystem, and how PayPal's CVC differs from traditional venture capital firms in terms of investment strategy and approach to portfolio management. Ashish also reveals how PayPal ensures that the startups in which they invest receive the resources and support they need to succeed, and the value-add PayPal brings beyond just capital. We also learn about the evolution of the CVC landscape since PayPal launched its vehicle and how they have adapted their strategy to stay competitive in this changing environment.  In the second part of the podcast, Ashish provides an inside look at PayPal Ventures, including its geographic presence, figures, team, and value proposition. We discuss how PayPal evaluates potential investment opportunities and the criteria used to determine whether a startup is a good fit for PayPal's portfolio. Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday. In this episode, I have a conversation with Ashish, to explore the world of Corporate VC. He shares with us the differences between CVC and Institutional VC and what inspired PayPal to launch its CVC vehicle, as well as the primary goals of this initiative. We delve into the complexities of launching a CVC in the fast-paced and highly competitive startup ecosystem, and how PayPal's CVC differs from traditional venture capital firms in terms of investment strategy and approach to portfolio management. Ashish also reveals how PayPal ensures that the startups in which they invest receive the resources and support they need to succeed, and the value-add PayPal brings beyond just capital. We also learn about the evolution of the CVC landscape since PayPal launched its vehicle and how they have adapted their strategy to stay competitive in this changing environment.  In the second part of the podcast, Ashish provides an inside look at PayPal Ventures, including its geographic presence, figures, team, and value proposition. We discuss how PayPal evaluates potential investment opportunities and the criteria used to determine whether a startup is a good fit for PayPal's portfolio. Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Tim shares with us the unique challenges and opportunities that come with managing a publicly listed fintech fund. He explains that the decision to list Augmentum was made to provide liquidity for shareholders and align their interests with those of entrepreneurs and investors. We explore the delicate balance between shareholder expectations and long-term investment goals, and how Augmentum manages investor relations and fund structure.  Timm also explains Augmentum's investment thesis and their focus on deals within the FinTech sector, particularly in digital banking, wealth management, and insurance. We take a closer look at Tide, Tim explains why they chose to invest in this particular FinTech and how it positions itself in the European ecosystem. Overall, this episode is a must-listen for anyone interested in Augmentum and the world of FinTech and VC funds. Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.