

Rich Habits Podcast
Austin Hankwitz and Robert Croak
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Episodes
Mentioned books

Oct 26, 2023 • 28min
Q&A: Bankruptcy, HELOCs, and Student Loans
In this episode of the Rich Habits Podcast Q&A, Robert Croak and Austin Hankwitz answer your questions! They touch on bankruptcy, HELOCs, student loans, house hacking, and growing in your career. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

Oct 23, 2023 • 33min
35: Building Generational Wealth in Your 20s & 30s
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for building generational wealth in your 20s and 30s. Specifically, they explore the idea of private equity / small business ownership, cryptocurrency, and artificial intelligence. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

Oct 20, 2023 • 26min
Q&A: Starting From Scratch, Patents, and WTF is TSLY
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer questions received on Instagram and Discord.If you'd like to ask a question, DM us @richhabitspodcast on Instagram or email us at richhabitspodcast@gmail.com!---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

Oct 16, 2023 • 22min
34: Generating REAL Passive Income
Learn how to generate REAL passive income through investing in music royalties, dividend-paying ETFs, and selling covered call option contracts. Discover the advantages of SPYI, tax efficiency, and tips for getting started with covered call option contracts. Explore investment strategies for building wealth with $20,000, including Roth IRA, index funds, and treasury bills. Understand the importance of time in the market and the difference in fees between investment options.

Oct 12, 2023 • 29min
Q&A: Vending Machines, Financial Advisors, and Shrek
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

Oct 9, 2023 • 21min
33: How to Calculate Your Freedom Number
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through exactly how to calculate your "freedom number." In other words, the amount of money you need invested to retire comfortably. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

Oct 6, 2023 • 29min
Q&A: Student Loans, HELOCs, and the Stock Market
In this episode of the Rich Habits Podcast Q&A Edition, Robert Croak and Austin Hankwitz answer your questions about student loans, HELOCs, the stock market, and much more!Don't forget to send us a DM on Instagram @richhabitspodcast if you'd like to be featured in future episodes. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

Oct 2, 2023 • 26min
32: Optimizing Your 401(k), 403(b), 457(b), or ESOP
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz breakdown employer-sponsored retirement accounts. Specifically, they explain the 401(k), 403(b), 457(b), and even ESOPs. With over 110 million Americans having access to these retirement accounts, but less than 50% of them actually taking advantage of them, we hope this episode not only teaches you what they are but also inspires you to begin using them to build wealth. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

Sep 25, 2023 • 29min
31: Demystifying the Alphabet Soup of Finance
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the alphabet soup of finance. Specifically, we dive deep into 8 commonly used acronyms you might hear us finance nerds use in conversation. Our goal of this podcast is to make personal finance and investing as approachable as possible. By breaking down these terms, we're hoping our listeners will feel more confident and secure in their own financial decisions, allowing them to build those rich habits we talk about all of the time. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

Sep 18, 2023 • 22min
30: Demystifying the Average Millionaire’s 7 Sources of Income
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the seven sources of income the average millionaire has in the eyes of the IRS. Not only do we explain to you what these seven sources are, but we also provide solutions the everyday investor can use to begin working toward achieving these income streams. We also hear from Troy Cates, co-creators of the SPYI High-Income ETF. Troy provides us with a great breakdown of the ETF's income-focused objectives as well as defines who exactly the ETF is built for. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.


