

Rich Habits Podcast
Austin Hankwitz and Robert Croak
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Episodes
Mentioned books

4 snips
Aug 7, 2023 • 26min
24: Top 3 Reasons People Don't Become Rich Pt. 2
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz revisit Episode 6: the Top 3 Reasons Why People Don't Become Rich. However, in this episode they introduce three new ideas and concepts that truly put the "velocity of money" in perspective.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Jul 31, 2023 • 27min
23: Our Biggest Financial Mistakes & How to Avoid Them
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three biggest money mistakes. Specifically, Robert opens up about his glory days running SillyBandz, an idea he had but took the wrong advice for, as well as a nightmare real estate tenant.
We also hear from Max, Scott, and Allyson in the Q&A section of the podcast.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
---
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Jul 24, 2023 • 18min
22: How the Rich Keep Getting Richer
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three ways the rich just keep getting richer. Specifically, Robert & Austin dive deep into how the rich use leverage, real estate, and tax strategies to keep building wealth.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
---
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Jul 17, 2023 • 19min
21: How To Make Your Child a Millionaire
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite strategies to build wealth for minors. By leveraging these three strategies, your child will be able to stay out of student loan debt, get a jump start on their retirement investing, and won't need a co-signer come 18 years of age.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
---
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Jul 10, 2023 • 19min
20: Catching Up Financially in Your 40s & 50s
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top 3 ways as to how anyone can begin to "catch up" financially later in life. Wealth has NOT passed you by, it's just time to be very intentional with your money.
We talk about spending vs. investing your money, identifying and getting rid of bad debt, as well as how to truly optimize investing toward retirement.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
---
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Jul 3, 2023 • 20min
19: Escaping the Poverty Mindset
In this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz discuss breaking free of the poverty mindset. Specifically, getting & staying out of high-interest consumer debt, building & repairing your credit score, and how to earn (but more importantly) invest your money to build generation wealth.
Forming rich habits to one day become financially free are important, but you’ll never stick to them over the long-term unless you’ve made the shift in your mindset that you deserve to be wealthy. You can obtain wealth. No matter your upbringing, your family, or your current situation.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
---
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Jun 27, 2023 • 20min
18: Write-Offs Every Side Hustler & Business Owner Must Know
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three favorite write-offs every side hustler and business owner must know. Specifically, we dive deep into the phone bill, the home office expense, as well as the car. As stated during the show, we're not tax accountants and this is not financial, tax, or legal advice.
Also, sorry about being camera off for this episode. My allergic reaction was BRUTAL. Thank you everyone for understanding :)
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
---
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Jun 20, 2023 • 19min
17: Becoming the 1st Real Estate Investor in Your Family
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three ways to achieve financing for your real estate investments. We've learned from hosting over 100+ livestreams now on TikTok that most of you want to become real estate investors but are tripped up from the financing. We dive deep into DSCR loans, Self-Employment loans, and 203(k) loans -- all of which can help you become the first real estate investor in your family.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
---
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Jun 13, 2023 • 31min
16: Becoming Really, Really Rich
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about becoming really, really rich. Specifically, how everyday people can take advantage of proven strategies and opportunities to build wealth and achieve financial freedom without "getting lucky," or winning the lottery. We walk through the strategies of buying cash flowing businesses, building a real estate portfolio, and inventing new products and technologies. This episode is one you're not going to want to miss.
---
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

5 snips
Jun 6, 2023 • 28min
15: How to Build a Crypto Portfolio From Scratch, the Debt Ceiling, Revocable Trusts, and 401(k) Loans
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through how to build a crypto portfolio from scratch, what the debt ceiling headlines mean for you, 401(k) loans, revocable trusts, and how to prioritize your wealth building journey.
---
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com