

Rich Habits Podcast
Austin Hankwitz and Robert Croak
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Episodes
Mentioned books

Dec 18, 2023 • 36min
43: Our 3 Favorite Rich Habits to Implement in 2024
The hosts of the podcast share their three favorite rich habits to implement in 2024, including tracking net worth, optimizing monthly spending with credit cards, and owning stock in companies you love. They also discuss the benefits of investing in artwork and provide insights on retirement savings strategies, including diversifying investments beyond a 401k and opening a mega backdoor solo Roth 401k.

Dec 14, 2023 • 28min
Q&A: Fannie Mae's New Mortgage, House Repairs, and Retiring Early
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! As always, if you have a question, be sure to ask it by emailing richhabitspodcast@gmail.com or sending us a DM on Instagram @richhabitspodcast.
Stay tuned for Monday's episode where we announce the winners of the remaining $500 in gift cards!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
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Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

9 snips
Dec 11, 2023 • 35min
42: How We're Introducing Bonds to Our Portfolios in 2024
Introducing bond ETF BNDI for 2024-2025 investment. Learn about earning 5.1% APY with Public's HYCA. Explore bond market trends & strategies, BNDI investment potential, and investment transfer tips. Delve into investment management, shipping optimization, real estate equity challenges, and strategies for future property purchases. Discover allocation strategies for retirement and child's education.

Dec 7, 2023 • 32min
Q&A: $350K Salary, Paying Rent Upfront, and Our Favorite Books
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! This week's questions are specifically from Instagram.
If you have questions to ask us, send us an email at "richhabitspodcast@gmail.com," or send them on Instagram @richhabitspodcast!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Dec 4, 2023 • 26min
41: Making & Investing Your First $100K
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for making and investing your first $100K.
As the great Charlie Munger once said, "it's a bitch, but you gotta do it."
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Nov 30, 2023 • 26min
Q&A: Investing only $20/month, Pressure Washing, and ESPPs
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
Fill out our listener survey for a chance to win 1 of the 10 $100 Amazon gift cards we're giving away just in time for the holiday season! Click here!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Nov 28, 2023 • 23min
40: "What Even is a Target Date Fund?" w/ Rachel Aguirre (iShares)
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz travel to New York City to ask Rachel Aguirre of iShares "What even is a target date fund?"
Robert and Austin have been long-time skeptics of target date funds for various reasons. But when they heard iShares launched a new suite of target date fund ETFs -- they had to investigate.
Providing the best information possible to our listeners has always been and continues to be the primary goal of the Rich Habits Podcast.
We hope the information shared in this episode allows you all to make more educated decisions with your money. We want everyone to have full information, even if we don't necessarily participate ourselves.
Thanks for listening :)
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To learn more about iShares' new target date ETFs, click here!
Earn 5.6% with T-Bills on Public, click here!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com
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Disclaimer: We invest in iShares ETFs and while we were not paid for this podcast, we have an incentive to endorse BlackRock because we were invited to attend iShares influencer events and received their branded swag.

Nov 23, 2023 • 2min
$1,000 Holiday Giveaway!
Happy Thanksgiving! We're so thankful to be on this journey with you all, and we can't wait to see what 2024 has in store.
Please fill out this 10-question survey so we can better introduce new topics, strategies, and ideas throughout future episodes.
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LINK TO THE SURVEY, CLICK HERE!

Nov 20, 2023 • 22min
39: Our 3 Tips If You're Starting from Scratch in 2024
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for those of you starting from scratch in 2024 -- especially if you're in your 40s or 50s.
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Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits
Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See important Masterworks disclosures: https://www.masterworks.com/cd
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Nov 16, 2023 • 23min
Q&A: Mortgage Rates, Dividend Investing, and Small Biz Funding
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! We collect questions from Instagram (@richhabitspodcast), email (richhabitspodcast@gmail.com), as well as our Discord community.
Be sure to ask us a question for next week's episode!
---
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com