

Rich Habits Podcast
Austin Hankwitz and Robert Croak
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Episodes
Mentioned books

Jan 28, 2024 • 33min
Q&A: Stock Market All Time Highs, Roth vs. Traditional, and Arbitrage
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!
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⭐ Download our FREE Budgeting Template – click here
⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here
⭐ Automatically buy stock where you shop with Grifin – click here
⭐ Protect your family with term life insurance from Suriance – click here
⭐ Watch the replay of our covered call webinar – click here
⭐ Use code “Spotify” for 15% off our 4-module video course – click here
⭐ Optimize your portfolio with Seeking Alpha – click here
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👤 Explore everything Austin does – click here
👤 Explore everything Robert does – click here
❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram
📬 Inquire about working together – christian@witz.vc
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Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more.
For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule.
All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information.

Jan 22, 2024 • 26min
48: The 3 Most Important Financial Mistakes to Avoid in 2024
Avoid financial mistakes in 2024: credit card debt, borrowing from 401(k), and instant gratification. Tips on building wealth and making smart financial decisions. Recommendations for US ETFs and paying children for Roth IRA investments.

Jan 18, 2024 • 37min
Q&A: Spot Bitcoin ETFs, Shiny Ball Syndrome, and Revocable Trusts
Topics discussed in this podcast include creating a solid financial base, automating processes for increased profits, evaluating stock allocations, risk tolerance and diversity in investments, opening a Roth IRA, maximizing contributions to a Roth IRA, and the importance of trusts and asset protection.

Jan 15, 2024 • 36min
47: Exactly How Robert Buys Cash Flowing Businesses
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz dive deep into the intricacies of finding, negotiating, and purchasing a cash flowing business.
In case you're unfamiliar, Robert recently purchased a pizza shop in a small town outside of St. Petersburg, FL. In this episode, Austin interviews Robert about the entire process.
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Learn more about FirstCard and build your credit, click here!
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Jan 11, 2024 • 40min
Q&A: Dead Money, $400K in Savings, and ESPPs
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

17 snips
Jan 8, 2024 • 32min
46: Our 3 Favorite Investment Categories for 2024
Discover the hosts' three favorite investment categories for 2024, including cyber security, artificial intelligence, and cryptocurrency. They discuss the growth and opportunities in these sectors, highlighting specific companies. They also provide advice on investing in Roth IRA, finding cash flowing businesses, and their plans for future episodes.

Jan 4, 2024 • 32min
Q&A: ADUs, HELOCs, and $175K in Savings
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Jan 2, 2024 • 30min
45: Getting Rich, Not Looking Rich, in 2024
*WARNING*
This episode of the podcast includes vulgar language that might not be suitable for teenagers.
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In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz expand upon the phrase "The goal is to get rich, not look rich."
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

13 snips
Dec 27, 2023 • 38min
44: Your 8 Favorite Rich Habits from 2023
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz revisit your favorite 8 rich habits from 2023!
Merry Christmas, Happy Holidays, and we'll see you in 2024!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com

Dec 22, 2023 • 38min
Q&A: FXAIX, Making Money in a Recession, and Early Retirement
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! To ask us a question for future episodes, send us an email or a DM on Instagram @richhabitspodcast.
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com