Rebank: Fintech Analysis
Will Beeson
Financial innovation, technology advances, and social changes are sending shockwaves through the financial services industry.
In an age of increasingly rapid change, important questions, debates and developments are unfolding before our eyes. These ideas, and the choices we make in response to them, will shape our future.
Technology is vastly powerful, creating new industries in response to – or sometimes in anticipation of – changing customer expectations.
Rebank explores the trends, developments and challenges that define our age and shape the future role of money, banking and financial services.
In an age of increasingly rapid change, important questions, debates and developments are unfolding before our eyes. These ideas, and the choices we make in response to them, will shape our future.
Technology is vastly powerful, creating new industries in response to – or sometimes in anticipation of – changing customer expectations.
Rebank explores the trends, developments and challenges that define our age and shape the future role of money, banking and financial services.
Episodes
Mentioned books

Oct 9, 2018 • 51min
Artificial Intelligence and the Future of Enterprise Software
Scott Sage is a Partner at Crane, a Venture Capital fund focused on complex enterprise software, much of which incorporates AI. Abhirukt Sapru is the Chief Revenue Officer of Tessian, an AI-powered email security company. Tim Pullan is the Founder and CEO of ThoughtRiver, a legal tech company offloading contract work to artificial intelligence, and Ed Challis is the CEO and Co-Founder of re:infer, a company leveraging artificial intelligence to extract sentiment and insights from vast quantities of corporate information, including email. I was clearly out of my depth in a room full of PhDs and advanced computer scientists, but wow, what a fascinating topic. We cover everything from funding and growing enterprise software businesses to where is society artificial intelligence is likely to have the greatest impact. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Scott Sage, Abhirukt Sapru, Tim Pullan and Ed Challis.

Oct 2, 2018 • 26min
Founder Sessions - Michael Kent, Azimo
Michael Kent is the founder and CEO of Azimo, a fast-growing money transmission business. Michael first joined us a over a year ago, in episode 34, and it was fun to connect again. As the founder of Azimo, and before that of Small World FS, another money transmission business, Michael is extremely well placed to talk about the founder's journey. In the second instalment of our Founder's Sessions series, we explore the first few months of Azimo, from idea to product to traction, in what I think is a highly insightful discussion. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Michael Kent.

Sep 25, 2018 • 44min
Building Billion-Dollar Businesses with Index Ventures
Martin Mignot is a Partner at Index Ventures, one of Europe's leading VC firms. Martin focuses on startups which operate in large markets (food, transportation, finance, healthcare) through the development of must-have products that get exponentially better with each additional user. He has worked with companies including Bird and BlaBlaCar and serves on the board of Deliveroo, Revolut and Trainline. Prior to joining Index, Martin was in the TMT team at UBS Investment Bank and co-founded the beauty subscription business Boudoir Prive (acquired by Joliebox/Birchbox). If you enjoy today's episode, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Martin Mignot.

Sep 18, 2018 • 30min
Insuring the Gig Economy with Zego and Deloitte
This week, we're joined by Harry Franks, Founder and Chief Commercial Officer of Zego, an on-demand insurance platform founded by former Deliveroo employees. We're also joined by Nigel Walsh, Partner at Deloitte and insurtech specialist. This is an interesting conversation about how changes in the way people live and work impact their requirements for traditional financial services. Lots to think about here. You can check out the report Nigel and his team recently conducted on the gig economy, in conjunction with Lloyds of London, here. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Harry Franks and Nigel Walsh.

Sep 14, 2018 • 50min
Special Episode: Seedcamp's Carlos Espinal Interviews Will Beeson
Hello and welcome to Rebank. I'm your host, Will Beeson. Or should I say, I'm your guest, Will Beeson. Today's episode is different. The mic got turned on me this time to discuss CivilisedBank, the SME opportunity and the future of fintech more broadly. The host is Carlos Espinal, Partner at Seedcamp, one of the most active seed funds in Europe. This conversation originally aired earlier this week on Carlos's podcast, This Much I Know, which everyone should totally check out. Hope you enjoy the role reversal. Be back next week with another regular episode.

Sep 11, 2018 • 35min
Big Tech, Open Banking and Crypto with Lex Sokolin
Today we're joined by Lex Sokolin, head of Autonomous Next, the disruptive technologies arm of research firm Autonomous. Topics of conversation today include Amazon vs Google vs Facebook for financial services disruption, the shortcomings of open banking and what the past few months in crypto tell us about what's next. In the conversation, we make reference to the newsletter Lex writes and to his recently published crypto report, both which you can find at next.autonomous.com. Let us know what you think of today's episode @rebankpodcast on Twitter or in the comments section on the website. Thank you very much for joining us today, please welcome, Lex Sokolin.

Sep 4, 2018 • 26min
Millennials and Financial Services, Part 2
This is part two of a two-part episode. We published part one on August 21st as Rebank episode 99. We recently participated in an event with PIMFA, the UK Personal Investment Management and Financial Advice Association, on the subject of Millennials and Financial Services, as part of a research project they're undertaking. The research looks at how people in their 20s and early-30s think about life, work and the future, and how that influences their financial decisions. We spoke with a range of guests at and around the event, ranging from incumbent investment managers to fintech startups to millennials themselves and stitched those conversations together into this two-part episode. In part one, we heard from PIMFA's CEO, Liz Field, and Head of Research, Gary Sunderland, as well as Sally Allan of Wealthify and Ellie Duncan of the FT. In part two of the episode, we sit down with Nina Mohanty of fintech marketplace platform Bud and Sophie Winwood, formerly of Innovate Finance and soon to be with Anthemis, for a deeper dive into the way Millennials think about life, work and money. A huge thanks to PIMFA for coordinating the event and facilitating our involvement. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Nina Mohanty and Sophie Winwood.

Aug 28, 2018 • 25min
Bringing Crypto to the World with Circle
In today's episode, we catch up with Marieke Flament, Chief Marketing Officer of Circle, one of the most noteworthy crytpo companies. Circle was the first company to receive a BitLicense from the State of New York and the first virtual currency business to receive an e-money license from the British government. Circle has raised over over $246 million since 2013, including a $50 million round led by Goldman Sachs. Earlier this year, Circle acquired crypto exchange Poloniex for $400 million, with leaked documents suggesting an aspiration to make Poloniex America's first regulated crypto exchange. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Marieke Flament.

Aug 21, 2018 • 32min
Millennials and Financial Services, Part 1
Hello and welcome to Rebank. I'm your host, Will Beeson. This is part one of a two-part episode. We recently participated in an event with PIMFA, the UK Personal Investment Management and Financial Advice Association, on the subject of Millennials and Financial Services, as part of a research project they're undertaking. The research looks at how people in their 20s and early-30s think about life, work and the future, and how that influences their financial decisions. We spoke with a range of guests at and around the event, ranging from incumbent investment managers to fintech startups to millennials themselves and stitched those conversations together into this two-part episode. In part one, we'll hear from PIMFA's CEO, Liz Field, and Head of Research, Gary Sunderland, as well as Sally Allan, Chief Marketing Officer of Wealthify, a roboadvisor, and Ellie Duncan, Deputy Content Editor at FT Adviser. In part two of the episode, which we'll release in the coming weeks, we'll hear from Nina Mohanty, Business Development at fintech marketplace platform Bud, and Sophie Winwood, formerly of Innovate Finance and soon to be with Anthemis, a Venture Capital firm, for a deeper dive into the way Millennials themselves think about life, work and money. A huge thanks to PIMFA for coordinating the event and facilitating our involvement. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Liz Field, Gary Sunderland, Sally Allan and Ellie Duncan.

Aug 14, 2018 • 38min
Fintech for SMEs with Xero, Fluidly and Adaptive Lab
This week, we look at the massively important topic of fintech for small businesses. Joining us are Edward Berks, Head of Fintech at Xero, a cloud-based accounting platform, Caroline Plumb, Founder and CEO of Fluidly, a cash flow forecasting tool, and James Haycock, Founder and Managing Director of Adaptive Lab, now Idean, following their recent acquisition by Capgemini. These three guests bring a wealth of experience solving problems for sole traders and small businesses and are excellently placed to explore today's topic. During the conversation, James mentions a report his team did on SMEs, which you can find here. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's episode, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Edward Berks, Caroline Plumb and James Haycock.


