Rebank: Fintech Analysis

David Vélez is the Founder and CEO of Nubank, the leading financial technology company in Latin America. Nubank has 5 million credit card customers, 2.5 million bank account customers and has raised $420 million from investors including Sequoia, Tencent, Tiger Global, QED, Founders Fund and more. Nubank was recently named the 3rd most innovative company in Latin America by Fast Company. Before founding Nubank in 2013, David was a Partner at Sequoia in charge of the firm's Latin American investments. Before Sequoia, David worked in investment banking and growth equity at Goldman Sachs, Morgan Stanley and General Atlantic. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's episode, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, David Vélez.

Today, we're joined by Cristina Alba Ochoa and Valentina Kristensen, respectively CFO and Head of Communications of OakNorth, one of the UK's leading challenger banks. We update on OakNorth's recent milestones, including some big fundraises at massive valuations, and discuss the current state of play in SME banking in the UK. If you enjoy today's episode, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Cristina Alba Ochoa and Valentina Kristensen.

Today's subject is decision making. Why is it so hard for people to make good decisions around savings, investments and money in general? We're joined by behavioral scientist Greg Davies, Head of Behavioral Finance at Oxford Risk, and Ella Rabener, co-founder and Chief Marketing Officer of Scalable Capital, to discuss. Tweet at us @rebankpodcast or connect on Facebook or LinkedIn to join the conversation. Thank you very much for joining us today. Please welcome, Greg Davies and Ella Rabener.

Zeeshan Feroz is UK CEO of Coinbase, the world's leading consumer crypto company. In this conversation, we discuss Coinbase's recent progress and future plans, the current state of the crypto industry and what the lasting impact of this wave of crypto innovation will be. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. Thank you very much for joining us today. Please welcome, Zeeshan Feroz.

Tom Blomfield is the co-founder and CEO of Monzo, one of Europe's leading digital banks. For Tom's full backstory, check out Rebank Episode 17, when we first connected with him. In today's conversation, we discuss Monzo's recent milestones, future plans and much more. If you're a regular listener, please take two minutes to rate and review Rebank on iTunes or your go-to podcast platform. It really helps drive traffic. Thank you very much for joining us today. Please enjoy today's episode with Tom Blomfield.

Today, we have the honor of connecting with Azeem Azhar, the brain behind the Exponential View newsletter and podcast. How to describe Azeem... Thinker, writer, advisor, technologist and former founder. After studying Politics, Philosophy and Economics from Oxford, Azeem has pursued a career spanning journalism, venture investing, machine learning, natural language processing, entrepreneurship and advisory. In addition to his work on the Exponential View, Azeem is an advisor to the CTO of Accenture as well as a number of AI companies, including Onfido and re:infer, both of which we've had on the podcast. He's also a member of the World Economic Forum's Global Future Council on Digital Economy & Society and an investor and advisor through Anthemis and Kindred Capital. In 2009, Azeem founded PeerIndex which processed social data using machine learning to identify novel, actionable signals. The company was acquired by BrandWatch in 2014. I'd highly recommend everyone subscribe to Azeem's insanely insightful newsletter, the Exponential View. He also runs a podcast by that name which has featured some incredible guests, including author Yuval Harari and economist, investor and former Warburg Pincus Vice Chairman Bill Janeway. Check out Azeem's work at exponentialview.co. If you enjoy today's episode or find it valuable in any way, I humbly request that you give it a quick rating on iTunes, or your podcast platform of choice, to help us expand our distribution. That simple step can have a massive impact on our ability to connect with interested listeners. Thank you very much for joining us today. Please welcome, Azeem Azhar.

Scott Sage is a Partner at Crane, a Venture Capital fund focused on complex enterprise software, much of which incorporates AI. Abhirukt Sapru is the Chief Revenue Officer of Tessian, an AI-powered email security company. Tim Pullan is the Founder and CEO of ThoughtRiver, a legal tech company offloading contract work to artificial intelligence, and Ed Challis is the CEO and Co-Founder of re:infer, a company leveraging artificial intelligence to extract sentiment and insights from vast quantities of corporate information, including email. I was clearly out of my depth in a room full of PhDs and advanced computer scientists, but wow, what a fascinating topic. We cover everything from funding and growing enterprise software businesses to where is society artificial intelligence is likely to have the greatest impact. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Scott Sage, Abhirukt Sapru, Tim Pullan and Ed Challis.

Michael Kent is the founder and CEO of Azimo, a fast-growing money transmission business. Michael first joined us a over a year ago, in episode 34, and it was fun to connect again. As the founder of Azimo, and before that of Small World FS, another money transmission business, Michael is extremely well placed to talk about the founder's journey. In the second instalment of our Founder's Sessions series, we explore the first few months of Azimo, from idea to product to traction, in what I think is a highly insightful discussion. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Michael Kent.

Martin Mignot is a Partner at Index Ventures, one of Europe's leading VC firms. Martin focuses on startups which operate in large markets (food, transportation, finance, healthcare) through the development of must-have products that get exponentially better with each additional user. He has worked with companies including Bird and BlaBlaCar and serves on the board of Deliveroo, Revolut and Trainline. Prior to joining Index, Martin was in the TMT team at UBS Investment Bank and co-founded the beauty subscription business Boudoir Prive (acquired by Joliebox/Birchbox). If you enjoy today's episode, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Martin Mignot.

This week, we're joined by Harry Franks, Founder and Chief Commercial Officer of Zego, an on-demand insurance platform founded by former Deliveroo employees. We're also joined by Nigel Walsh, Partner at Deloitte and insurtech specialist. This is an interesting conversation about how changes in the way people live and work impact their requirements for traditional financial services. Lots to think about here. You can check out the report Nigel and his team recently conducted on the gig economy, in conjunction with Lloyds of London, here. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Harry Franks and Nigel Walsh.