Dev Raga Personal Finance cover image

Dev Raga Personal Finance

Latest episodes

undefined
Jun 6, 2023 • 45min

323 getting into medical school part 2

Today's episode is part 2 of our chat with Jason and Matt from MissionMed about getting into medical school. Make sure to listen to last week's episode to catch the first part if you missed it! In this episode we talk about:👉🏾 do Jason and Matt invest?👉 are there any scholarships for med school?👉🏼 HECS/ HELP debt👉🏽 private school vs public school vs selective school👉🏾 when should students start preparing for med school👉🏿 getting into med school later in life with a post grad pathway👉🏻 and advice for aspiring students who want to become a doctorLearn more about MissionMed: https://missionmed.com.au/The book mentioned in the chat can no longer be bought separately but below are some other resources you might find helpful.JCU Application Guide: https://missionmed.com.au/learn/jcu-written-application-guide/UNSW Application Guide: https://missionmed.com.au/learn/unsw-written-application-guide/UNSW Medicine ATAR + UCAT Requirements: https://missionmed.com.au/learn/unsw-medicine-atar-ucat-requirements-2023/🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join the mmm facebook group💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.
undefined
May 30, 2023 • 49min

322 getting into medical school part 1

Due to plenty of interest in this topic we are taking a break from money to chat about getting into med school in this two-part discussion with Jason and Matthew from MissionMed. In this episode we touch on:👉🏻 the entrance process for undergrad and postgrad pathways👉 good skills to have and develop👉🏼 what are the UCAT and UMAT and how do they work👉🏽 what to expect and how to succeed in medical interviews👉🏿 Jason and Matthew's tips and learnings👉🏾 what MissionMed does🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join the mmm facebook group💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.
undefined
May 23, 2023 • 24min

321 what is intrinsic value?

If you've heard the term intrinsic value mentioned by investors like Warren Buffet but not known what it meant, today we're breaking down the concept. In this episode we cover:👉🏻 quantitative analysis👉 qualitative analysis👉🏼 discounted cash flow analysis👉🏽 weighted avg cost of capital (WACC)👉🏾 a worked example of DCF analysis👉🏿 and of course what is intrinsic valueRelated listening 🎧077 what is price to earnings ratio (P/E)?078 what is price to book ratio (P/B)?🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.
undefined
May 16, 2023 • 57min

320 an interview with Ben from Forever Vacation

Dev recently took a holiday and had a great experience with private tour company ForeverVacation so he invited co-founder and CEO Ben Dolgoff onto the show as a guest. In this chat Dev and Ben touch on:👉🏾 Ben's story and background prior to starting the company👉🏿 Dev's experience👉🏻 Forever Vacation's unique tour style👉 their money back guarantee policy👉🏼 what to consider if you're planning a tour and looking for a company + moreLearn more about ForeverVacation: https://forevervacation.com/🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.
undefined
May 9, 2023 • 22min

319 home and contents insurance

Do you have home and/or contents insurance? In this episode we're covering:👉 the difference between home insurance and contents insurance👉🏼 different types of coverage and policies👉🏽 how to calculate how much your home is worth👉🏾 common exclusions👉🏿 common reasons a claim is rejected👉🏻 insuring a home pre-settlement👉🏼 what is public liability insurance👉🏽 how can you reduce your premiums👉 accidental damage👉🏿 things to consider when selecting an insurance company🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.
undefined
May 2, 2023 • 33min

318 side hustle ideas, money tips for junior professionals, retirement super balance + more

In today's Q&A Dev touches on:👉🏾 burn out in health care👉🏻 is additional income worth it if it's heavily taxed?👉🏿 super balance for retirement and the aged pension👉🏻 buying cars👉 the temptation of keeping up with the Joneses👉🏽 side hustle ideasRelated listening 🎧223 burnout, self care + defence housing255 + 255b an interview with Ryan about locuming🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.
undefined
Apr 25, 2023 • 24min

317 what is an inverted yield curve?

Today we're digging into yield curves and more specifically the inverted yield curve. In this episode Dev talks about:👉 what is yield?👉🏼 dividends vs distributions👉🏽 various types of yields👉🏾 what are yield curves👉🏿 3 types of curves👉🏻 what is an inverted yield curve👉 why is it important and how it affects investorsRelated listening 🎧301 calculating returns202 bond yields, inflation + interest rates053 what are bonds? Are they good?302 recessions, depressions, causes, protections🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.
undefined
Apr 18, 2023 • 57min

316 money wins: an interview with Luke

Luke is a commercial electrician in his early 30s who is killing it with his money journey! In this inspiring chat Dev and Luke discuss:👉🏻 his lucrative career path👉🏾 how he budgets👉🏿 advice for young electricians and apprentices👉🏻 Luke's perspective on debt👉 how he invests and how that has evolved over the years👉🏼 Luke's net worth and impressive breakdown of assets👉🏽 and of course Luke's money wins and tips!🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.
undefined
Apr 11, 2023 • 41min

315 retirement money mistakes

In today's episode we're covering 12 money pitfalls to avoid before and during retirement! Related listening 🎧028 what is sequence of returns risk?231-233 superannuation218 budgeting strategies037 what is the 4% withdrawal rule?309 private health insurance🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.
undefined
Apr 4, 2023 • 16min

314 what is a commodity?

Today we're unpacking the concept of commodities and if they are something investors can make money on. We touch on:👉🏾 what actually is a commodity?👉🏿 what is basis grade?👉🏻 various types of commodities👉 how are commodities traded👉🏼 what is the commodity price cycle?👉🏽 what determines their price👉🏾 is health care a commodity?Related listening 🎧056 what are derivatives (financial)?240 what is hedging?027 what is inflation and why is it important?🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Get the Snipd
podcast app

Unlock the knowledge in podcasts with the podcast player of the future.
App store bannerPlay store banner

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode

Save any
moment

Hear something you like? Tap your headphones to save it with AI-generated key takeaways

Share
& Export

Send highlights to Twitter, WhatsApp or export them to Notion, Readwise & more

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode