
Dev Raga Personal Finance
Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.Formerly named my millennial money professional Hosted on Acast. See acast.com/privacy for more information.
Latest episodes

Aug 8, 2023 โข 50min
332 an interview with Owen Rask part 1
Owen Rask, cohost of the Australian Finance Podcast and founder of the Rask Group, discusses his career path, investment philosophy, qualities of the best companies to invest in, portfolio allocation, automation in investing, challenges of property ownership in Australia, and legislative risks in super and alternative investments.

Aug 1, 2023 โข 54min
331 an interview with Kate Campbell
In today's episode, Dev chats with Kate Campbell from the Australian Finance Podcast about:๐๐ป her story๐๐พ FIRE๐๐ฟ her career๐ superannuation๐๐ผ money wins๐๐ฝ and more!We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Jul 25, 2023 โข 28min
330 game theory and investments
In today's episode we're chatting about how the concept of game theory applies to investing! Dev touches on:๐๐ป what is game theory and how does it work?๐๐พ nash equilibrium explained๐๐ฟ various games/circumstances๐๐ฝ common uses of game theory in economics & investingRelated listening ๐ง088 what is utility theory?๐ Episode transcriptsWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Jul 18, 2023 โข 52min
329 money wins: an interview with Dr Ted
In today's money wins episode Dev chats with Dr Ted, a junior doctor from Victoria. Ted and Dev discuss:๐๐พ tips for junior doctors & interns๐๐ป career pathways in medicine๐๐พ debt๐๐ฟ investing๐๐ป money tips๐ and more!๐ Please read our disclaimer + warnings before listening to this episode๐ Episode transcripts๐ก Join the mmm facebook group๐ธ Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Jul 11, 2023 โข 31min
328 an interview with Captain FI part 2
In today's episode we're continuing with part 2 of the interview with Captain FI chatting about:๐๐พ his investment strategy and income streams๐๐ฟ net worth and how he calculated his FI number๐๐ฝ his thoughts on "retiring early" ๐ + top tips from his personal finance journey๐ Please read our disclaimer + warnings before listening to this episode๐ Episode transcripts๐ก Join the mmm facebook group๐ธ Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Jul 4, 2023 โข 51min
327 an interview with Captain FI part 1
In today's episode, retired pilot Captain FI joins us for a special interview about his journey to reaching FIRE at the age of 30. In part 1 Captain FI shares about:๐๐ฟ his childhood and the lessons he learned about money๐๐ป his training and costs to become a pilot๐ airline perks๐๐ฝ are frequent flyer programs worth it?๐๐พ achieving an 80% savings rate and if it was worth it๐๐ป the negatives of being a pilot (some of these will surprise you!)Stay tuned for part 2 next week!We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Jun 27, 2023 โข 16min
326 what is accumulative advantage?
In today's episode Dev explains how we experience accumulative advantage in everyday life and investing, also touching on the Matthew Effect and the concept of "winner takes all".๐ Episode transcriptsWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Jun 20, 2023 โข 33min
325 how to choose an index fund
Let's explore the fundamentals of what an index fund is, how they work and what to consider when choosing one. In this episode we cover:๐๐พ what is an index fund?๐๐ฟ what does the data say about active vs passive investing?๐๐ป your investment thesis๐๐ผ are you a broad market or narrow market investor?๐๐ฝ local vs international๐ fund selection๐๐ป monitoring the fund investment๐ risks and pitfalls๐๐ผ the index fund bubble - is it a risk?๐๐ฝ Dev's personal view on index funds๐ Episode transcriptsWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Jun 13, 2023 โข 1h 12min
324 EVs: 200,000km Tesla Model 3 update
It's that time of year again, the annual EV update. Today's episode gets into the ins and outs of owning a Tesla Model 3 touching on:๐๐พ purchase price๐๐ฟ cost of electricity vs fuel๐ wear and tear๐๐ป autopilot๐๐ฝ tyre change & servicing costs๐๐ฟ the annoying & brilliant bits of the car๐ EV road tax๐๐ผ charging infrastructure๐๐ฝ thoughts on going back to an ICE car๐๐พ EV discounts with respect to FBT๐๐ฟ comparing the cost breakdownDr CY's EV novated lease calculator (Make a copy to use)Related episodes ๐ง058 the economics of electric cars!095 what are vehicle related expenses?093 EV cost analysis: 12 months of driving a Tesla123 EVs: 100,000km Tesla Model 3 update225 EVs: 150,000km Tesla Model 3 update๐ Please read our disclaimer + warnings before listening to this episode๐ Episode transcripts๐ก Join the mmm facebook group๐ธ Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Jun 6, 2023 โข 45min
323 getting into medical school part 2
Today's episode is part 2 of our chat with Jason and Matt from MissionMed about getting into medical school. Make sure to listen to last week's episode to catch the first part if you missed it! In this episode we talk about:๐๐พ do Jason and Matt invest?๐ are there any scholarships for med school?๐๐ผ HECS/ HELP debt๐๐ฝ private school vs public school vs selective school๐๐พ when should students start preparing for med school๐๐ฟ getting into med school later in life with a post grad pathway๐๐ป and advice for aspiring students who want to become a doctorLearn more about MissionMed: https://missionmed.com.au/The book mentioned in the chat can no longer be bought separately but below are some other resources you might find helpful.JCU Application Guide: https://missionmed.com.au/learn/jcu-written-application-guide/UNSW Application Guide: https://missionmed.com.au/learn/unsw-written-application-guide/UNSW Medicine ATAR + UCAT Requirements: https://missionmed.com.au/learn/unsw-medicine-atar-ucat-requirements-2023/๐ Please read our disclaimer + warnings before listening to this episode๐ Episode transcripts๐ก Join the mmm facebook group๐ธ Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.