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Dev Raga Personal Finance

Latest episodes

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Aug 8, 2023 โ€ข 50min

332 an interview with Owen Rask part 1

Owen Rask, cohost of the Australian Finance Podcast and founder of the Rask Group, discusses his career path, investment philosophy, qualities of the best companies to invest in, portfolio allocation, automation in investing, challenges of property ownership in Australia, and legislative risks in super and alternative investments.
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Aug 1, 2023 โ€ข 54min

331 an interview with Kate Campbell

In today's episode, Dev chats with Kate Campbell from the Australian Finance Podcast about:๐Ÿ‘‰๐Ÿป her story๐Ÿ‘‰๐Ÿพ FIRE๐Ÿ‘‰๐Ÿฟ her career๐Ÿ‘‰ superannuation๐Ÿ‘‰๐Ÿผ money wins๐Ÿ‘‰๐Ÿฝ and more!We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
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Jul 25, 2023 โ€ข 28min

330 game theory and investments

In today's episode we're chatting about how the concept of game theory applies to investing! Dev touches on:๐Ÿ‘‰๐Ÿป what is game theory and how does it work?๐Ÿ‘‰๐Ÿพ nash equilibrium explained๐Ÿ‘‰๐Ÿฟ various games/circumstances๐Ÿ‘‰๐Ÿฝ common uses of game theory in economics & investingRelated listening ๐ŸŽง088 what is utility theory?๐Ÿ“ Episode transcriptsWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
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Jul 18, 2023 โ€ข 52min

329 money wins: an interview with Dr Ted

In today's money wins episode Dev chats with Dr Ted, a junior doctor from Victoria. Ted and Dev discuss:๐Ÿ‘‰๐Ÿพ tips for junior doctors & interns๐Ÿ‘‰๐Ÿป career pathways in medicine๐Ÿ‘‰๐Ÿพ debt๐Ÿ‘‰๐Ÿฟ investing๐Ÿ‘‰๐Ÿป money tips๐Ÿ‘‰ and more!๐Ÿ›‘ Please read our disclaimer + warnings before listening to this episode๐Ÿ“ Episode transcripts๐Ÿก Join the mmm facebook group๐Ÿ’ธ Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.
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Jul 11, 2023 โ€ข 31min

328 an interview with Captain FI part 2

In today's episode we're continuing with part 2 of the interview with Captain FI chatting about:๐Ÿ‘‰๐Ÿพ his investment strategy and income streams๐Ÿ‘‰๐Ÿฟ net worth and how he calculated his FI number๐Ÿ‘‰๐Ÿฝ his thoughts on "retiring early" ๐Ÿ‘‰ + top tips from his personal finance journey๐Ÿ›‘ Please read our disclaimer + warnings before listening to this episode๐Ÿ“ Episode transcripts๐Ÿก Join the mmm facebook group๐Ÿ’ธ Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.
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Jul 4, 2023 โ€ข 51min

327 an interview with Captain FI part 1

In today's episode, retired pilot Captain FI joins us for a special interview about his journey to reaching FIRE at the age of 30. In part 1 Captain FI shares about:๐Ÿ‘‰๐Ÿฟ his childhood and the lessons he learned about money๐Ÿ‘‰๐Ÿป his training and costs to become a pilot๐Ÿ‘‰ airline perks๐Ÿ‘‰๐Ÿฝ are frequent flyer programs worth it?๐Ÿ‘‰๐Ÿพ achieving an 80% savings rate and if it was worth it๐Ÿ‘‰๐Ÿป the negatives of being a pilot (some of these will surprise you!)Stay tuned for part 2 next week!We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
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Jun 27, 2023 โ€ข 16min

326 what is accumulative advantage?

In today's episode Dev explains how we experience accumulative advantage in everyday life and investing, also touching on the Matthew Effect and the concept of "winner takes all".๐Ÿ“ Episode transcriptsWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
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Jun 20, 2023 โ€ข 33min

325 how to choose an index fund

Let's explore the fundamentals of what an index fund is, how they work and what to consider when choosing one. In this episode we cover:๐Ÿ‘‰๐Ÿพ what is an index fund?๐Ÿ‘‰๐Ÿฟ what does the data say about active vs passive investing?๐Ÿ‘‰๐Ÿป your investment thesis๐Ÿ‘‰๐Ÿผ are you a broad market or narrow market investor?๐Ÿ‘‰๐Ÿฝ local vs international๐Ÿ‘‰ fund selection๐Ÿ‘‰๐Ÿป monitoring the fund investment๐Ÿ‘‰ risks and pitfalls๐Ÿ‘‰๐Ÿผ the index fund bubble - is it a risk?๐Ÿ‘‰๐Ÿฝ Dev's personal view on index funds๐Ÿ“ Episode transcriptsWe hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
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Jun 13, 2023 โ€ข 1h 12min

324 EVs: 200,000km Tesla Model 3 update

It's that time of year again, the annual EV update. Today's episode gets into the ins and outs of owning a Tesla Model 3 touching on:๐Ÿ‘‰๐Ÿพ purchase price๐Ÿ‘‰๐Ÿฟ cost of electricity vs fuel๐Ÿ‘‰ wear and tear๐Ÿ‘‰๐Ÿป autopilot๐Ÿ‘‰๐Ÿฝ tyre change & servicing costs๐Ÿ‘‰๐Ÿฟ the annoying & brilliant bits of the car๐Ÿ‘‰ EV road tax๐Ÿ‘‰๐Ÿผ charging infrastructure๐Ÿ‘‰๐Ÿฝ thoughts on going back to an ICE car๐Ÿ‘‰๐Ÿพ EV discounts with respect to FBT๐Ÿ‘‰๐Ÿฟ comparing the cost breakdownDr CY's EV novated lease calculator (Make a copy to use)Related episodes ๐ŸŽง058 the economics of electric cars!095 what are vehicle related expenses?093 EV cost analysis: 12 months of driving a Tesla123 EVs: 100,000km Tesla Model 3 update225 EVs: 150,000km Tesla Model 3 update๐Ÿ›‘ Please read our disclaimer + warnings before listening to this episode๐Ÿ“ Episode transcripts๐Ÿก Join the mmm facebook group๐Ÿ’ธ Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.
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Jun 6, 2023 โ€ข 45min

323 getting into medical school part 2

Today's episode is part 2 of our chat with Jason and Matt from MissionMed about getting into medical school. Make sure to listen to last week's episode to catch the first part if you missed it! In this episode we talk about:๐Ÿ‘‰๐Ÿพ do Jason and Matt invest?๐Ÿ‘‰ are there any scholarships for med school?๐Ÿ‘‰๐Ÿผ HECS/ HELP debt๐Ÿ‘‰๐Ÿฝ private school vs public school vs selective school๐Ÿ‘‰๐Ÿพ when should students start preparing for med school๐Ÿ‘‰๐Ÿฟ getting into med school later in life with a post grad pathway๐Ÿ‘‰๐Ÿป and advice for aspiring students who want to become a doctorLearn more about MissionMed: https://missionmed.com.au/The book mentioned in the chat can no longer be bought separately but below are some other resources you might find helpful.JCU Application Guide: https://missionmed.com.au/learn/jcu-written-application-guide/UNSW Application Guide: https://missionmed.com.au/learn/unsw-written-application-guide/UNSW Medicine ATAR + UCAT Requirements: https://missionmed.com.au/learn/unsw-medicine-atar-ucat-requirements-2023/๐Ÿ›‘ Please read our disclaimer + warnings before listening to this episode๐Ÿ“ Episode transcripts๐Ÿก Join the mmm facebook group๐Ÿ’ธ Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

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